FHA VS Conventional loan in Concord, Delaware County, Pennsylvania

In 2025, the maximum limit for a conventional loan in Concord, part of Delaware county in the state of PA, is defined as $726,200. Meanwhile, for a single-family home, the FHA loan limit is set at $529,000. These loan limits are critical for understanding how much financing is possible when purchasing in this area.

Utilize the Lendersa® Conventional loan calculator to compare today’s best available rates for Conventional loans against those of FHA and USDA options. This tool makes it easy to determine your income, credit score, reserves, and required documents for loan qualification. With our advanced mortgage calculator, you can evaluate Conforming Conventional loans, USDA, FHA, and VA loans all side by side. This feature helps you decide which program in PA will best address your financial strategy and situation.

Explore competitive loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in Concord, County of Delaware, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $529,000 3.5%

This data applies to the following zip codes: 19342, 19060, 19373, 19331, 19339, 19340

Opportunities for Conventional and FHA Loans in Concord, PA

The primary objective of Lendersa® is to facilitate quick access to the best Conventional, USDA, or FHA loans, without undue delay or difficulty. Choose from one of three starting strategies that match you with lenders offering customized loan programs that meet your specific needs.

Lendersa provisions for USDA loan requests and comprehensive matching results


  • Park Square Home Mortgage, LLC
  • 5200 Vineland Rd, Suite 250, Orlando, FL, 32811
  • Park Square Home Mortgage is a joint venture between Park Square Homes and FBC Mortgage, LLC. PSH Mortgage focuses on providing its customers with industry best service. We offer a wide array of competitive mortgage products with expertise in every area of residential mortgage lending from purchasing to refinancing to construction lending
  • Park Bank Holmen, La Crosse & Sparta
  • 1200 Co Hwy DH, Holmen, WI, 54636
  • Park Bank first opened for business in Holmen in 1909. The first loan made was to buy corn for spring planting and our first deposit was for $300 into a savings account for a down payment on a new home. Today with offices also in La Crosse and Sparta, Park Bank still offers the same personalized service, pays the best money market rates.
  • Personalized Mortgage Planners Inc
  • 2295 South Hiawassee Road, Suite 207, Orlando, FL, 32835
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Multi Home Loans LLC
  • 6735 Conroy Road, 2nd Floor, Suite 219, Orlando, FL, 32835
  • At Multi Home Loans, LLC we educate and empower people to make smart financial decisions with their mortgage in order to build wealth, having amazing rates and low costs! We are not your average mortgage broker, we provide our clients with an unmatched level of product, price and service will always remain our top priority.
  • Mortgage Solutions of Central Florida, Inc.
  • 1104 S. Clarke Road Suite 50, Orlando, FL, 32835
  • Mortgage Solutions has created custom financing options for Commercial and Residential borrowers since 1995. We've worked with clients who have phenomenal credit scores and clients with credit challenges. Our past clients happily refer their friends, family, and co-workers to us because they know our staff delivers on our promises.
  • Community Credit Union Florida
  • 1030 US Highway 1, Rockledge, FL, 32955
  • Community Credit Union Florida is a not-for-profit financial institution on a mission to improve the financial well-being of our members & make a positive difference in the community. We strive to offer excellent personal service complemented by convenient online and mobile services that let you manage your money
  • Morgan Financial
  • 5805 U.S. Highway 1, Rockledge, FL, 32955
  • Morgan Financial has built a strong reputation as an outstanding mortgage lender; serving the lending needs of real estate professionals and individual homebuyers throughout the state of Florida. We believe in providing a smooth transaction for our clients as well as maintaining client focused throughout the entire loan process.
  • F&B Financial Group
  • 5323 Millenia Lakes Blvd., Suite 300, Orlando, FL, 32839
  • F&B Financial Group is a residential mortgage banking firm headquartered in St. Louis, MO with offices in Orlando, FL. F&B Financial Group was created in response to increased customer demand for a knowledgeable and trusted mortgage firm.our professionals are skilled in providing products and services tailored to your specific needs and desires.