Explore the differences! FHA VS Conventional loan programs in Concord, Delaware County, Pennsylvania

In 2025, the maximum limit for a conventional loan in Concord, part of Delaware county in the state of PA, is defined as $726,200. Meanwhile, for a single-family home, the FHA loan limit is set at $529,000. These loan limits are critical for understanding how much financing is possible when purchasing in this area.

Utilize the Lendersa® Conventional loan calculator to compare today’s best available rates for Conventional loans against those of FHA and USDA options. This tool makes it easy to determine your income, credit score, reserves, and required documents for loan qualification. With our advanced mortgage calculator, you can evaluate Conforming Conventional loans, USDA, FHA, and VA loans all side by side. This feature helps you decide which program in PA will best address your financial strategy and situation.

Explore competitive loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in Concord, County of Delaware, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $529,000 3.5%

This data applies to the following zip codes: 19342, 19060, 19373, 19331, 19339, 19340

Opportunities for Conventional and FHA Loans in Concord, PA

The primary objective of Lendersa® is to facilitate quick access to the best Conventional, USDA, or FHA loans, without undue delay or difficulty. Choose from one of three starting strategies that match you with lenders offering customized loan programs that meet your specific needs.

Lendersa provisions for USDA loan requests and comprehensive matching results


  • Town Center Bank
  • 20181 S Lagrange Road, Frankfort, IL, 60423
  • Town Center Bank is looking for a customer service specialist. We are looking for friendly, enthusiastic, self-driven individuals to join our team! Responsibilities for these individuals include processing customer requests and transactions, cash handling, account opening and closing, and providing accurate and friendly customer service
  • Simply Financial Inc
  • 5632 West Lawrence Avenue, Chicago, IL, 60630
  • Simply Financial Inc are mortgage brokers and experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history.
  • First Trust Bank of Illinois
  • 275 East Court Street, Kankakee, IL, 60901
  • We are a well-capitalized, secure local bank with full-service locations in Bourbonnais, downtown Kankakee, west Kankakee, Aroma Park and Danforth as well as a convenient drive-up branch in Briarcliff Shell/Bourbonnais. We are committed to bringing you an extensive range of financial products and the responsive service you need.
  • Peoples Bank of Kankakee County
  • 333 E. Court Street, Kankakee, IL, 60901
  • Peoples Bank was founded as People’s Bank Marycrest with its first location opening in the Marycrest neighborhood on East Court Street in May, 1962. The Bank was founded by Ford auto dealer, real estate developer, and philanthropist Romy Hammes. Romy established the Bank after recognizing a need for greater local decision making.
  • KeySmart Mortgage Co
  • 6847 West Cermak Road, Berwyn, IL, 60402
  • KeySmart Mortgage Co was created with the consumer in mind, we are a veteran owned and operated company with nearly 40 years of combined experience. Commitment to service, respect and excellence are our core values. Our strength is our people, we are guided by the principle of respect.
  • Guaranteed Financial Corp
  • 6231 West Roosevelt Road, Berwyn, IL, 60402
  • Guaranteed Financial is an Illinois residential mortgage company dedicated to one thing– fulfilling the American Dream.Our team serves the lending needs of home buyers, homeowners, real estate professionals & builders across the state by offering a host of diverse and flexible mortgage packages for customers with a variety of backgrounds and needs.
  • American Financial Solutions Inc
  • 6705 West 26th Street, Berwyn, IL, 60402
  • American Financial Solutions Inc We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.
  • LendLink Financial Inc
  • 5901 North Milwaukee Avenue, Suite F, Chicago, IL, 60646
  • At LendLink Financial our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.