FHA VS Conventional loan programs in 2025 for Conemaugh, Somerset County, Pennsylvania

As of 2025, the conventional loan limit within Conemaugh, located in Somerset County, PA, stands at $726,200. Meanwhile, the FHA limit for single-family homes is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to explore the best current rates for Conventional, FHA, and USDA loans. Determine the income requirements, credit, reserves, and documentation needed to qualify. Our comprehensive mortgage calculator presents Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding you in selecting the optimal program for your financial needs in PA.

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2025 Loan Limits and Down Payment Requirements in Conemaugh, Somerset, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable for zip codes: 15937, 15935, 15905, 15928, 15959

Conventional and FHA Loan Choices in Conemaugh, PA

The aim of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan swiftly and effortlessly. Choose from three starting options to connect with matching lenders and loan programs.

Lendersa's USDA loan request and match results


  • Mortgage Experts
  • 9500 Medical Center Drive, Suite 102, Upper Marlboro, MD, 20774
  • The Mortgage Experts Team is your premier mortgage team located in Largo, Maryland. We pride ourselves on offering some of the lowest rates nationwide and make the loan process easy, straightforward and fast for borrowers seeking a mortgage in the Largo area. Whether you are first time home buyer, purchasing your dream home, refinancing.
  • Andrew Whearty Mortgage Lender
  • 500 Prince Georges Blvd, Upper Marlboro, MD, 20774
  • At NASA Federal Credit Union, we have great people creating and building a world-class organization in an ever-changing world. Our success as an organization is based on the vision, mission and values that guide us in how we do business every single day. Empowering people to achieve a brighter financial future is OUR MISSION.
  • First Funding Inc
  • 9701 Apollo Drive, Suite 495, Largo, MD, 20774
  • "Incorporated in 1997, the home loan experts at First Funding, Inc. have been serving clients since 1990 and continues building strong relationships with some of the best lending institutions nationwide. First Funding, Inc. provides access to the most flexible lending solutions that not only meet the financial needs of its clients
  • Churchill Mortgage Company
  • 1 Waterbury Court, Stafford, VA, 22554
  • Churchill Mortgage offers incomparable service for residential or commercial lenders, whether you are a first-time homebuyer or a seasoned investor. We can guide you to the right loan amount and best program for you. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
  • Priority Financial, LLC
  • 1267 Courthouse Rd, Suite 201, Stafford, VA, 22554
  • Priority Financial, LLC Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Motion Mortgage, Inc
  • 385 Garrisonville Road, Suite 97, Stafford, VA, 22554
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • America's Choice Mortgage Company
  • PO Box 2525, Stafford, VA, 22554
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • LM Federal Credit Union
  • 101 Chesapeake Park Plaza, Middle River, MD, 21220
  • 1949 Credit Union is organized by the employees of the Glen L. Martin Aircraft Company in Baltimore. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees. Membership is also open to immediate family of current members.
  • RESIDENTIAL MORTGAGE SOLUTIONS
  • 1515 Martin Blvd., Baltimore, MD, 21220
  • Residential Mortgage Solutions is both a licensed mortgage lender and broker in several states. We specialize in originating first and second conforming and non-conforming mortgage loans. Some companies can talk about customer service but here at Residential Mortgage we deliver it, loan after loan!
  • Freedom Federal Credit Union
  • 2019 Emmorton Road, Bel Air, MD, 21015
  • Freedom Federal Credit Union is a federally-insured, community-chartered credit union serving members who live, work, worship, volunteer, or go to school in Harford County, Maryland, and their families, as well as businesses operating in the county. Freedom’s mission is to be a trusted partner by creating a culture of people helping people.