FHA VS Conventional loan programs in 2025 for Emigsville, York County, Pennsylvania

In 2025, the conventional loan cap for Emigsville in York county, PA, is $726,200. Meanwhile, the FHA limit for single-family homes is $472,030.

The Lendersa® Conventional loan calculator can help you compare today's best rates among Conventional, FHA, and USDA options, and determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in identifying the most suitable program in PA for your financial situation.

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2025 loan limits and down payment details in Emigsville, York, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable for the ZIP codes: 17406, 17318

Conventional and FHA loan possibilities in Emigsville, PA

Lendersa® aims to facilitate a swift and easy acquisition of the best possible Conventional, USDA, or FHA loan. Begin with any of these three routes to find matching lenders and appropriate loan programs.

Lendersa USDA loan request matching outcomes


  • Elevate Credit Union
  • 1023 Medical Dr., Brigham City, UT, 84302
  • Elevate Credit Union is your lifelong financial advocate and we will be there to walk with you through all the journeys and experiences of your financial life. Join us. Let’s create something great together!vate Credit Union is your lifelong financial advocate and we will be there to walk with you through all the journeys.
  • American United FCU
  • PO Box 1030, West Jordan, UT, 84084
  • American United Federal Credit Originally founded in 1952 as the Fort Douglas VA Hospital Federal Credit Union, the credit union began serving members out of a small room inside the VA Medical Center in Salt Lake City, Utah. The primary focus of the credit union was to serve the employees of Fort Douglas and the VA Medical Center.
  • Cardinal Mortgage Services
  • 6783 South Redwood Rd, West Jordan, UT, 84084
  • Cardinal Mortgage Services mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Cyprus Credit Union
  • 3876 W. Center View Way, West Jordan, UT, 84084
  • Cyprus Credit Union is a not-for-profit cooperative started in 1928 Cyprus Credit Union is the oldest active credit union in Utah and started with assets totaling less than $100.00. Our founders set out to promote thrift among members by affording a convenient means of saving and to loan funds to members for productive purposes.
  • EMPERIQ FINANCIAL LLC
  • 7613 Jordan Blvd, Suite 100, West Jordan, UT, 84084
  • Emperiq believe the ability to have access to the best lenders & products across the country are the key to being able to lead in this industry.Not just for today,but more importantly,for tomorrow.Our ability to analyze each individual client & their unique situations & then match with the broad range of products that serve their needs the best.
  • First Fidelity Financial Services
  • 8821 South Redwood Rd, Suite B, West Jordan, UT, 84088
  • First Fidelity Financial Services™ is owned and operated by Bryan Pettit a Certified Mortgage Planner who through tested and proven principles, delivers consistent, stable, insights and results into all aspects of residential mortgage lending, (home purchases, refinances and reverse mortgages).
  • Secure Mortgage LLC
  • 8537 South Redwood Rd, Suite B, West Jordan, UT, 84088
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
  • 1st Source Funding, Inc
  • 8537 S Redwood Road, Suite A-3, West Jordan, UT, 84088
  • We provide quality real estate financing. With a proven track record of success in conventional and government loans, we have become one of the fastest growing full-service Mortgage Broker in the State of Utah. Our loan specialists are serious about customer service & go above & beyond to provide personal & attentive service our clients deserve.