FHA VS Conventional loan programs in Fairfield, Lycoming County, Pennsylvania

In the year 2025, the limit for Conventional loans in Fairfield, located in the county of Lycoming, PA, is currently established at $726,200. By comparison, the FHA limit for a single-family residence comes in at $472,030. These limits are essential references for prospective homebuyers assessing their financial options in this area.

Take advantage of the Lendersa® Conventional loan calculator to explore today’s most competitive rates for Conventional, FHA, and USDA loans. This tool is designed to help evaluate the necessary income, credit requirements, reserves, and documents needed to qualify for these loans. Using our advanced mortgage calculator, you can compare Conforming Conventional loans, USDA, FHA, and VA options side by side. This makes it easier to determine which program in PA aligns best with your financial situation.

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A Detailed Look at 2025 Loan Limits and Down Payment Requirements in Fairfield, County of Lycoming, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to the following zip codes: 17754, 17756

Conventional and FHA Loan Opportunities in Fairfield, PA

The primary goal of Lendersa® is to efficiently provide the best possible Conventional, USDA, or FHA loan options without any hassle. Choose from one of these three initial pathways to connect with lenders and explore loan programs that are tailored to your specific needs:

Lendersa USDA loan request and matching results


  • First Federal Savings Bank (Illinois)
  • 633 La Salle St, Suite 1, Ottawa, IL, 61350
  • Established in 1889, First Federal Savings Bank has been serving the needs of its customers for over 130 years. First Federal Savings Bank is a Mutually owned bank with 12 locations to serve you. Our corporate headquarters is in Ottawa, Illinois. As a Mutual Savings Bank, we cannot be bought or sold. Our name will remain the same.
  • Lanier Federal Credit Union
  • 3718 Mundy Mill Rd, Oakwood, GA, 30566
  • Lanier Federal Credit Union (LFCU), was Federally chartered in 1969 as a Not-for-profit Financial Cooperative to serve employees of Chicopee Manufacturing Company (a division of Johnson & Johnson). (f/k/a Chicopee Federal CU) Due to additional requests for services in 1982, the charter was approved to serve two groups affiliated with Chicopee
  • Evergreen Credit Union
  • 1500 W American Drive, Neenah, WI, 54956
  • Evergreen Credit Union was originally started by the employees of Wisconsin Tissue Mills in 1958 to help their fellow employees with financial needs that were not being met by the local banks. In 1984, we outgrew the space available in the plant and built the first branch across the street.
  • ATHENS MORTGAGE RESOURCES, INC.
  • 710 S Milledge Ave, Athens, GA, 30605
  • Athens Mortgage Resources, Inc. was founded by William A. Jones, Jr. on December 7, 1988, after he retired from his 20 years of service in the United States Air Force. Since its creation, Athens Mortgage has always provided the best and lowest rates & closing costs in the Athens/Oconee area. Along with the best deal in town
  • Badger Bank Fort Atkinson
  • 220 Grant St, Fort Atkinson, WI, 53538
  • Badger Bank will be a strong, growing, independent community bank that strives to achieve customer loyalty, employee success. In July of 1884, a State-chartered bank opened its doors for the first time at 218 South Main Street, Fort Atkinson. Citizens State Bank (now known as Badger Bank) was established by Congressman L. B. Caswell
  • Fort Community Credit Union
  • 800 Madison Av, Fort Atkinson, WI, 53538
  • FCCU, and welcome to the cooperative side of the financial world! FCCU has been growing roots in Southeast Wisconsin since 1940 when employees of Moe Light, in Fort Atkinson, pooled their paychecks together to begin the credit union. Since then, the credit union has expanded by building branches in Jefferson, Watertown, and Whitewater.
  • Mortgage Nerds, LLC
  • 4090 W Spencer St, Appleton, WI, 54914
  • Mortgage Nerds, LLC offers some of the lowest rates and fees available on the market today. Our process has been optimized to insure your loan experience is as efficient as possible. NMLS#1946237vailable on the market today. Our process has been optimized to insure your loan. We are not your average mortgage broker
  • Classic City Bank
  • 2365 W. Broad Street, Athens, GA, 30606
  • Classic City Bank is a local, community bank that was started in Athens, Georgia, in November 2020, with the goal of providing the businesses and the citizens of the Athens community "banking the way it should be". With over 100 years of combined banking experience in the Athens market, the management team of Classic City Bank offers a Local
  • Bank South Mortgage
  • 100 Athens Town Boulevard, Suite 2, Athens, GA, 30606
  • BankSouth is a community bank headquartered in Lake Oconee, Georgia. Serving our communities for over 70 years, we offer the flexibility, warmth and customer service that only local decision-making can provide. With branch offices in Lake Oconee, downtown Greensboro, Watkinsville, Atlanta, and Savannah, Georgia,
  • HomeSpring Mortgage LLC
  • 5363 Creek View Lane, Hollywood, SC, 29449
  • HomeSpring Mortgage is a South Carolina-based direct portfolio lender. We do not broker any loans. We lend exclusively in South Carolina for residential and commercial properties. HomeSpring is a full-service, non-QM lender that partners with mortgage professionals working in the non-government mortgage sector.