FHA VS Conventional loan programs in 2026 for Harrisburg, Dauphin County, Pennsylvania

For 2026 in Harrisburg, located in Dauphin county, PA, the Conventional loan limit is $726,200, while for a single-family home the FHA limit is $472,030.

Use the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documentation for qualification. Our advanced tool lets you view Conforming Conventional, USDA, FHA, and VA loans together to help you choose the right program for your financial situation in PA.

Compare offers from more than 100 lenders

2026 Loan Limits and Down Payments in Harrisburg, Dauphin, PA

Type of Loan Max Loan Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 17101

Conventional and FHA Loan Choices in Harrisburg, PA

Lendersa® aims to efficiently secure the best-suited Conventional, USDA, or FHA loan without hassle. Begin with any of the three pathways to connect with the right lenders and loan programs.

Lendersa results for USDA loan requests


  • Wheatland Bank
  • 222 N Wall St, Suite 100, Spokane, WA, 99201
  • Wheatland Bank, a locally owned community Bank with a regional footprint, is nationally recognized as one of the strongest Banks in the nation. With decades of experience in providing customized Banking services to businesses throughout eastern and central Washington, Wheatland Bank stands ready to help make your vision a reality.

  • Shout Mortgage LLC
  • 546 N Jefferson Ln, Suite 304, Spokane, WA, 99201
  • After the market collapse of 2008 we, like everyone else, saw that the mortgage industry was broken. Reform was slow and we realized the only way to change anything was to start from the inside. So we set out to build a company that not only helped consumers obtain a mortgage but educated them on the process.

  • Chimney Rock Mortgage
  • 1320 N Atlantic St, Suite B, Spokane, WA, 99201
  • Chimney Rock Mortgage is a family-owned company that emphasizes community relationships, honesty, and integrity. Since our founding in 1989 by Don Mann, Chimney Rock Mortgage has been dedicated to cultivating trust and practicing responsible lending principles. For 30 years, that proven dedication and trust has given our branches.

  • 456 Lend
  • 221 N Wall St, Suite 615, Spokane, WA, 99201
  • 456 LEND is a Northwest Equity Solutions Inc. company. 456 LEND offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Spokane area. Our team is your premier mortgage team located in Spokane, Washington.

  • Global Credit Union
  • 1500 W 4th Ave, Spokane, WA, 99201
  • Global continues to meet member needs by offering innovative products and services, low rates, few fees and excellent service. By monitoring purchasing trends, lifestyle changes and other indicators, we gain an understanding of what our members want from their credit union. We work diligently to deliver the best deposit and loan products.

  • Private Money Capital
  • 804 W Boone Ave, Spokane, WA, 99201
  • We've been helping people find private money funding options for over 20 years. Our team is dedicated to you and all of your different real estate needs. Work with a local team of seasoned professionals to help you accomplish your real estate investment goals in Washington. We are happy to offer financing options and loans not found

  • Prime One Mortgage Corp.
  • 3305 W. Bismark Ave, Spokane, WA, 99205
  • At Prime One Mortgage Corp. We are glad you stopped by to check us out. Prime One Mortgage is a full-service Mortgage Broker offering home loans for purchase and refinance transactions in Washington and Idaho. Our company has provided mortgage loan services to thousands of satisfied people since 1997.

  • Heritage Home Loans
  • 1414 W Garland Avenue, Suite 109, Spokane, WA, 99205
  • We are a full service Mortgage Bank with loan products for Purchase and Refinance of Residential Real Estate. We offer in-house origination, processing, and underwriting to our clients to ensure their expectations are exceeded. Our main markets include Eastern and Central Washington as well as North Idaho down to Lewiston, ID.

  • Cheney Federal Credit Union
  • 520 First Street, Cheney, WA, 99004
  • Cheney Federal Credit Union has been serving members and our local community since 1951. We provide convenient and low-cost financial services to those who live, work, worship or attend school in the Cheney and Medical Lake School Districts and their immediate family members. CFCU is a member-owned, not-for-profit financial institution.