Explore the differences! FHA VS Conventional loan programs in Harrisburg, Dauphin County, Pennsylvania

For 2025 in Harrisburg, located in Dauphin county, PA, the Conventional loan limit is $726,200, while for a single-family home the FHA limit is $472,030.

Use the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documentation for qualification. Our advanced tool lets you view Conforming Conventional, USDA, FHA, and VA loans together to help you choose the right program for your financial situation in PA.

Compare offers from more than 100 lenders

2025 Loan Limits and Down Payments in Harrisburg, Dauphin, PA

Type of Loan Max Loan Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 17101, 17102, 17103, 17104, 17120, 17110, 17105, 17108, 17121, 17122, 17123, 17124, 17125, 17126, 17127, 17128, 17129, 17130

Conventional and FHA Loan Choices in Harrisburg, PA

Lendersa® aims to efficiently secure the best-suited Conventional, USDA, or FHA loan without hassle. Begin with any of the three pathways to connect with the right lenders and loan programs.

Lendersa results for USDA loan requests


  • Magnolia Mortgage, LLC
  • 3831 Charlestown Rd., New Albany, IN, 47150
  • At Magnolia Mortgage, we understand that every customer has specific needs, thus, we strive to meet those specific needs with superior service and individual attention. Typically you will find similar products and pricing, however, we pride ourselves in giving you an excellent home buying experience.
  • Kentuckiana Mortgage Group Inc
  • 401 E Main St, Suite 100, New Albany, IN, 47150
  • Kentuckiana Mortgage Group Inc. is a full service mortgage brokerage dedicated to providing a superior customer experience. We utilize a consultative method to mortgage financing with unique and client centered approaches.Kentuckiana Mortgage Group Inc. was founded in October of 2018 by Brad Sea, Eric Jones, and Keith Cullens.
  • Teachers Credit Union
  • PO Box 1395, South Bend, IN, 46624
  • Although we were established as Teachers Credit Union, we’re not just for teachers anymore. Since our founding in 1931, we’ve grown to nearly 60 locations and more than 300, 000 members, making it the largest credit union in Indiana. Also serving southwest Michigan, TCU offers a range of traditional banking services, plus investments and insurance.
  • Centennial Mortgage, Inc.
  • 218 W. Washington Street, Suite 900, South Bend, IN, 46601
  • Centennial Mortgage is a privately held results-driven lender providing proactive, end-to-end solutions exclusively for multi-family and healthcare owners/developers seeking HUD and USDA financing. Our approach is delivered with a high-touch level of customer service found only with a specialized lender.
  • Notre Dame Federal Credit Union
  • 1828 Moreau Dr, Notre Dame, IN, 46556
  • Notre Dame Federal Credit Union was born on a sunny afternoon in May 1941, during the course of a conversation at a small tavern off of Notre Dame Avenue. From our humble beginnings operating out of the night watchman's office in the Main Building on the campus of the University of Notre Dame,
  • Commonwealth Capital Mortgage, LLC
  • 6301 Strawberry Lane, Louisville, KY, 40214
  • Choosing a loan provider can be both confusing and time consuming. There are so many providers out there that the loan process can sometimes become overwhelming. Commonwealth Capital Mortgage is there help you every step of the way, to reduce stress and help you focus on what is most important - your normal life!
  • West Michigan Community Bank
  • 5367 School Avenue, Hudsonville, MI, 49426
  • West Michigan Community Bank got its start in 1976 when a group of leading Hudsonville citizens joined forces to establish a bank focused on the needs of local businesses and individuals. Local decision-making was a key driver behind the launch, and it received strong support from residents and business owners alike.
  • A N Mortgage
  • 6675 Rockville RD, Indianapolis, IN, 46214
  • A N Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • SouthEast Bank
  • 12700 Kingston Pike, Knoxville, TN, 37934
  • SouthEast Bank has become a premiere financial institution in Tennessee by delivering exceptional quality service, & innovative Banking products to its clients. Our experienced staff diligently serves our communities with integrity and a sense of pride by offering exceptional service & value to not only our customers, but the community as a whole.