Explore the differences! FHA VS Conventional loan programs in Newtown, Delaware County, Pennsylvania

During 2026, the limit for a Conventional loan in Newtown, county of Delaware, PA is $726,200, whereas the FHA cap is $529,000 for single-family houses.

The Lendersa® Conventional loan calculator can be used to compare today's optimal rates across Conventional, FHA, and USDA loans, determining necessary income, creditworthiness, reserves, and documentation requirements. We provide an advanced mortgage calculator that displays Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding you in choosing the best program in PA for your financial needs.

Find loan offers from a network of 100 lenders

2026 Loan Limits and Down Payment Information in Newtown, County of Delaware, PA

Loan Type Loan Limit Down Payment Requirement
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $529,000 3.5%

These comparisons are applicable in zip codes: 19073

Conventional and FHA Loan Choices in Newtown, PA

The objective of Lendersa® is to efficiently provide you with the best possible Conventional, USDA, or FHA loan with minimal inconvenience. Choose from three pathways that will lead you to matching lenders and various loan programs.

USDA loan request and matching results by Lendersa


Newtown Lenders

  • Curtis Mortgage LLC
  • 115 West State Street, Media, PA, 19063
  • Lends in Pennsylvania
  • Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.

  • Rinaldi Group LLC
  • 1 W 3rd St, Suite 203, Media, PA, 19063
  • Lends in Pennsylvania
  • The singular mission for the Rinaldi Group LLC is to be a difference-maker for families in the community. Its our promise to always lead with listening, focus and understanding of our client’s goals by structuring a strategic plan based on those goals. Rinaldi Group LLC was established in October of 2020.

  • Professional Mortgage Advisors LLC
  • 14 South Jackson Street, Suite 102, Media, PA, 19063
  • Lends in Pennsylvania
  • Professional Mortgage Advisors (PMA NMLS#1752417) has taken off under the expert guidance of Robert McLaughlin, a 20+ year mortgage industry professional. Based in Media, PA, PMA looks to be different than your average mortgage company. While some companies look to fit you into their products, PMA wants to find the product that suits YOU.

  • Old Glory Mortgage Inc
  • 10 East Lancaster Avenue, Paoli, PA, 19301
  • Lends in Pennsylvania
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs

  • EXCEL MORTGAGE CORP USA
  • 34 Darby Road, Paoli, PA, 19301
  • Lends in Pennsylvania
  • Excel Mortgage Corp, USA was established in 2007 by Ryan Hall and Chris Pappa. Ryan and Chris wanted to take their experience in the industry and expand it to really focus on the client. Meeting with borrowers throughout the process, attending settlements and having a live person answering

  • Northpoint Lending
  • 113 W Lancaster Ave, Wayne, PA, 19087
  • Lends in Pennsylvania
  • Northpoint Lending We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and cost

  • Price Financial Services LLC
  • 126 W. Lancaster Avenue, Wayne, PA, 19087
  • Lends in Pennsylvania
  • At Price Financial Services we believe that excellent service and a reputation for honesty, integrity and reliability are just as important as interest rates and closing costs. Our website provides seamless access to online current mortgage rates and programs and the ability to securely upload documents.

  • The Capital Rams
  • 201 King of Prussia Road, Suite 650, Wayne, PA, 19087
  • Lends in Pennsylvania
  • The Capital Rams offers commercial loans with a client-centric approach. Our certified and highly-trained financial specialists analyze your company’s fiduciary picture and goals to recommend products that solve its unique challenges. Our extensive portfolio of financial services includes Commercial Real Estate loans

  • Drexel Hill Mortgage Inc.
  • 230 Sugartown Road, Suite 20, Wayne, PA, 19087
  • Lends in Pennsylvania
  • Drexel Hill Mortgage, Inc (DHM) has been serving Pennsylvania homeowners since July, 2000 with Conventional and FHA/VA mortgages. Our goal is to offer the best interest rates and lowest mortgage payments in minutes. We will beat virtually any mortgage rate quote and our wide selection of loan products are sure to provide