FHA VS Conventional loan programs in 2026 for North-Union, Fayette County, Pennsylvania

For 2026, the conventional loan limit in North-Union, located in Fayette, PA, is $647,200, while the FHA limit for a single-family home is $420,680.

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Use the Lendersa® Conventional loan calculator for comparing today's rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to compare Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in identifying the most suitable program for your financial situation in PA.

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2026 Loan Limits and Down Payment Requirements in North-Union, County of Fayette, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table corresponds to the zip codes: 15472

Discovering Conventional and FHA Loan Options in North-Union, PA

Lendersa® strives to provide the best possible Conventional, USDA, or FHA loans efficiently and without hassle. Choose one of three starting points that lead to matching lenders and loan programs that suit your needs.

  1. Submit an optimized request for Conventional/USDA/FHA loans
  2. Check USDA, FHA, and Conventional rates and terms initially
  3. Locate the largest database of Conventional lenders
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North-Union Lenders


  • Fayette Federal Employees Federal Credit Union
  • 364 Morgantown Street, Uniontown, PA, 15401
  • Lends in Pennsylvania

  • Fayette Federal Employees Federal Credit Union has been open since 1955. The credit union has assets totaling $15.33 Million and provides banking services to more than 1, 000 members as of March 2022.

    The credit union is a not-for-profit, member-owned financial cooperative providing services to government employee members.

  • Mon Valley Community Federal Credit Union
  • 1932 Main Street, Allenport, PA, 15412
  • Lends in Pennsylvania

  • Mon Valley Community Federal Credit Union has been open since 1937. The credit union has assets totaling $177.69 Million and provides banking services to more than 9, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • Valley 1st Community Federal Credit Union
  • 815 Schoonmaker Avenue, Monessen, PA, 15062
  • Lends in Pennsylvania

  • Valley 1st Community Federal Credit Union operates through a Board of Directors who are elected by our members and serve as volunteers. The Board consists of officers who set policies, objectives, and standards that guide our staff in achieving a common goal. Our core building blocks of our financial institution rest upon the initiatives we take.

  • cfsbank
  • 101 McKean Avenue, Charleroi, PA, 15022
  • Lends in Pennsylvania

  • At cfsbank, our tellers and managers take the time to get to know you and your needs. We want to hear about your plans to build the perfect house or take that dream vacation or open a business. We want to know how you’re doing and how we can help.

    And that’s as true today as it was 85 years ago.
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