FHA VS Conventional loan in Northampton, Northampton County, Pennsylvania

For 2025, the conventional loan limit in Northampton, Northampton county, PA, is capped at $726,200, whereas the FHA limit for a single-family home is $472,030.

By utilizing the Lendersa® Conventional loan calculator, you can compare the best rates from Conventional, FHA, and USDA loans today. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents Conforming Conventional loans, USDA, FHA, and VA options alongside each other, aiding in selecting the most fitting program for your financial situation in PA.

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Loan limits and down payment requirements for 2025 in Northampton, Northampton county, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant for zip codes: 18067

Conventional and FHA loan options in Northampton, PA

Lendersa® is dedicated to swiftly securing you the optimal Conventional, USDA, or FHA loan. Select from three starting pathways that align with lending partners and programs.

Lendersa USDA loan request and matching outcomes


  • SUNSET MORTGAGE
  • 9086 Merritt Lane, Daphne, AL, 36526
  • The Sunset by Midtown Mortgage Broker’s Mission is to offer the best in client service. We consistently deliver excellence in the competitive marketplace for mortgages: To be the first choice for clients interested in FHA, VA, USDA, Conventional Lending Programs & Reverse Mortgages.
  • Creative Mortgage Lenders
  • PO Box 76482, Saint Petersburg, FL, 33734
  • Our company offers purchase home loans and refinance mortgage loan products tailored to fit your specific needs. If you're searching for a purchase mortgage or refinance loan, we can help you! Find answers quickly, browse through the helpful information, use the online calculators, answer a few questions.
  • AGCU
  • 1535 N. Campbell Ave, Springfield, MO, 65803
  • AGCU is a faith-based credit union, affiliated with the Assemblies of God since 1951. Our vision is to be the most relevant faith-based credit union in the world to our members, fellowship, communities, organization, and co-workers. AGCU provides banking options for individuals, families, businesses, nonprofits, and ministry organizations.
  • Twenty First Century Mortgage Services Inc
  • 4350 Duhme Road, Seminole, FL, 33708
  • Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
  • Sea Vista Home Loans
  • 14955 Gulf Blvd, Madeira Beach, FL, 33708
  • Sea Vista Home Loans is your first step to receiving optimal home financing conditions.Working closely with you, your real estate agent, & every other party involved, we ensure you get the best possible financing conditions & enjoy a smooth, effortless transaction.We Are Committed to Helping You Get the Best Financing for the Home of Your Dreams.
  • Farris Mortgage
  • 2412 East Madrid, Springfield, MO, 65804
  • Farris Mortgage loans are done differently than other lenders. We do not make money on closing costs or third party fees in fact we actually pay money toward your closing costs. Since 2015 Farris Mortgage has paid more than $225, 000 in closing cost for our clients. This is actual money our clients get to keep we call this The Broker Advantage.
  • BancorpSouth Mortgage
  • 3211 E Battlefield St, Springfield, MO, 65804
  • BancorpSouth Bank is headquartered in Tupelo, Mississippi, with approximately $27 billion in assets. BancorpSouth operates approximately 325 full-service branch locations as well as additional mortgage, insurance, and loan production offices in Alabama, Arkansas, Georgia, Florida, Louisiana, Mississippi, Missouri, Tennessee etc..
  • Jill Satterfield - Gershman Mortgage
  • 1557 East Primrose Street, Suite B100, Springfield, MO, 65804
  • Mortgage lending has been a perfect fit for me. Customer service comes natural. Following up with clients, explaining their loan options and educating my clients through not only the loan process but the entire real estate timeline is what I excel at. The fact that I manage projects well,
  • TelComm Credit Union
  • 2155 E. Sunshine Street, Springfield, MO, 65804
  • TelComm Credit Union is a not-for-profit financial cooperative where members receive many benefits, such as high savings rates, low loan rates, and the security and convenience of a sound financial institution. Readers of the Springfield News-Leader have voted TelComm the "Best Credit Union"​ in the Ozarks for the 13th year in a row.