FHA VS Conventional loan programs in 2026 for Plum, Allegheny County, Pennsylvania

During 2026, the conventional loan limit for Plum, situated in the county of Allegheny, PA, is set at $726,200, whereas the FHA loan limit stands at $472,030 for a single-family residence. These limits are essential for potential buyers to consider when exploring home financing options.

Leverage the Lendersa® Conventional loan calculator to analyze the leading rates for Conventional, FHA, and USDA loans today. Identify the required income, credit standings, reserves, and documents necessary for qualification. Our advanced mortgage calculator allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the best financial solution in PA according to your specific needs.

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2026 Loan Limits and Down Payment Requirements in Plum, County of Allegheny, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to these zip codes: 15139

Conventional and FHA Loan Options in Plum, PA

The objective of Lendersa® is to streamline the process of obtaining the best Conventional, USDA, or FHA loan, ensuring it is quick and hassle-free. Choose from three starting options to connect with matching lenders and tailored loan programs effectively.

Results for USDA loan request through Lendersa


Plum Lenders

  • LENDING HEIGHTS, LLC
  • 428 Allegheny River Blvd, Oakmont, PA, 15139
  • Lends in Pennsylvania
  • We have one mission, to make it simple, make it faster, make it cheaper. By design, we are always learning and improving our process. We strive to make the mortgage process effortless. We believe in constant employee training to improve the client experience. We know our stuff! In addition to the production side

  • Veritas Mortgage Services
  • 1384 Old Freeport Road, Suite 3F, Pittsburgh, PA, 15238
  • Lends in Pennsylvania
  • Veritas Mortgage Services is a mortgage broker providing the highest level of customer service to home buyers. For nearly 15 years, we’ve helped buyers like you experience the magic of having your own place. We’ve earned our reputation as an honest, responsive and professional partner.

  • PPG & Associates FCU
  • 101 Bailies Run Road, Creighton, PA, 15030
  • Lends in Pennsylvania
  • PPG & Associates Federal Credit Union is a non profit, member-owned organization dedicated to improving the economic well-being of our members by striving to provide a full range of financial services at the highest level of fairness and personal attention while maintaining an environment of stability and growth.

  • Forest Hills Mortgage
  • 5825 Darlington Rd, Pittsburgh, PA, 15221
  • Lends in Pennsylvania
  • Founded in 2020, but working and learning the mortgage industry since 2003, the key to success has been a combination of consistently offering the best products, pricing, and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.

  • Priority Financial Services Inc
  • 2140 Ardmore Boulevard, Pittsburgh, PA, 15221
  • Lends in Pennsylvania
  • Priority Financial Services was incorporated in 2000 in Pittsburgh. The company is a mortgage brokerage firm involved in the origination of mortgages for residential, commercial and investment properties. The company is licensed by the Pennsylvania Department of Banking. All loan originators have passed the mortgage originator exam.

  • Lend Financial Mortgage LLC
  • 808 Walnut Street, Pittsburgh, PA, 15221
  • Lends in Pennsylvania
  • We provide customers with the best rates and have the process to purchase or refinance a home effortless. We are a full service mortgage broker. We are currently licensed in Pennsylvania and Georgia. We know one thing which is mortgages. That is what we specialize in and we go above and beyond for you. Call us now for a no obligation quote.

  • Monticello Home Loans
  • 2921 Leechburg Rd, Lower Burrell, PA, 15068
  • Lends in Pennsylvania
  • We pride ourselves in treating our customers fairly, respectfully and with a maximum effort to find the proper mortgage product that fits their needs. Part of our job is to help educate consumers regarding mortgages and credit in general. We have built our business on an 87% customer referral base.

  • Foxhill Mortgage
  • 2814 Leechburg Road, Lower Burrel, PA, 15068
  • Lends in Pennsylvania
  • Foxhill Mortgage, Inc are licensed by the Pennsylvania Department of Banking and registered with the National Mortgage Licensing System. This ensures that you are working with a reliable and trustworthy firm. For most people, buying a home is the largest investment they will make.

  • Standard Bank
  • 2640 Monroeville Blvd, Monroeville, PA, 15146
  • Lends in Pennsylvania
  • Standard Bank is a full-service community bank with 17 offices dedicated to serving consumers, businesses and local communities throughout western Pennsylvania and the Cumberland area in Maryland. Our focus is to quickly identify and solve the unique problems facing customers every day through a full range of deposit, loan, cash management.