FHA VS Conventional loan programs in Rayne, Indiana County, Pennsylvania

As of 2025, the Conventional loan limit in Rayne, within Indiana county, PA, is $726,200. In contrast, the FHA limit for a single-family home is $472,030. These figures are crucial for individuals looking to purchase property in this location.

By utilizing the Lendersa® Conventional loan calculator, individuals can compare the best current rates for Conventional, FHA, and USDA loans. This tool assists in determining the needed income, credit score, reserves, and documentation for eligibility. Our advanced mortgage calculator allows you to see Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding in your selection of the most suitable program in PA for your financial situation.

Compare loan offers from 100 diverse lenders

Exploring 2025 Loan Limits and Down Payment Requirements in Rayne, County of Indiana, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table pertains to these zip codes: 15701, 15739, 15747, 15723, 15728, 15759

Discovering Conventional and FHA Loan Options in Rayne, PA:

The primary aim of Lendersa® is to ensure you secure the most favorable Conventional, USDA, or FHA loan quickly and smoothly. Start with one of three approaches to connect with lenders and their respective loan programs that fit your needs.

Lendersa USDA loan request and matching results


  • Channel Mortgage
  • 55-25 69th Street, 1st Floor, Maspeth, NY, 11378
  • Channel Mortgage is a dynamic mortgage company, dedicated to helping customers connect the dots on their path to home ownership. The Company’s leadership has over 50 years combined experience in the mortgage business. Channel Mortgage is a 100 percent referral based business. We do not expend resources on slick advertising and other misleading gimm
  • URW Community Federal Credit Union
  • 539 Arnett Boulevard, Danville, VA, 24540
  • URW Community Federal Credit Union has been open since 1970. The credit union has assets totaling $224.47 Million and provides banking services to more than 32, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a mem
  • Starr Mortgage Company Inc
  • 15 North Mill Street, Suite 215, Nyack, NY, 10960
  • Starr Mortgage Company, Inc. has quickly become a benchmark in the mortgage industry. Our headquarters is located in Nyack, NY in the historic Hudson Valley Region of New York, however our area of influence and expertise ranges all the way from Rockland and Westchester Counties, throughout all 5 boroughs of New York City.
  • Farmers & Merchants State Bank OH
  • 307 N Defiance St, Archbold, OH, 43502
  • Founded in 1897 in Archbold, Ohio, Farmers & Merchants State Bank has been a stable financial institution for our communities. F&M is committed to ensure that communuity banking continues to grow and prosper by providing quality customer service and supplying the financial needs to individuals, farmers, businesses and industries in our market.
  • Italo-American Federal Credit Union
  • 66-52 Myrtle Avenue, Ridgewood, NY, 11385
  • Italo-American Federal Credit Union was started by a group of Italian-Americans in 1935, to serve the needs of the Italian immigrant population of New York City, at a time when financial assistance was not available to them. Unlike banks, Credit Unions are owned and run by its members. There are no outside stockholders.
  • Ridgewood Savings Bank
  • 7102 Forest Ave, Ridgewood, NY, 11385
  • Whether you are looking to save, invest, borrow or anything in between, we offer a wide choice of financial services to meet your every need including Savings and Checking Accounts, Mortgages and Commercial Loans, Retirement Accounts, Equity Loans and Lines of Credit, plus the convenience of Online Banking.
  • SUMA Federal Credit Union
  • 125 Corporate Boulevard, Yonkers, NY, 10701
  • SUMA (Yonkers) Federal Credit Union is a full service member owned financial institution with assets in excess of $400, 000, 000 and over 7, 000 members. We have been serving our members in Yonkers, NY, Spring Valley, NY, Stamford, CT, New Haven, CT and vicinities for over 55 years.
  • A.S.A.P. Mortgage Corp.
  • 2 S. Division St, 2nd Floor, Peekskill, NY, 10566
  • ASAP Mortgage Corp. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual home buyers throughout New York, New Jersey, Connecticut, Massachusetts, Pennsylvania, and Florida. We are a full service mortgage brokerage firm with an experienced staff offeri