FHA VS Conventional loan programs in 2025 for Salem, Westmoreland County, Pennsylvania

As of 2025, the limit for conventional loans in Salem, in the county of Westmoreland, PA, is set at $726,200, while the limit for FHA loans for a single-family home stands at $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's prime rates among Conventional, FHA, and USDA loans. Determine required income, credit, reserve levels, and necessary documents for qualification. Our advanced mortgage calculator facilitates a side-by-side analysis of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the ideal program for your financial situation in PA.

Compare loan proposals from 100 distinct lenders

2025 Loan Limits and Down Payment Requirements in Salem, Westmoreland, PA

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison chart applies to ZIP codes: 15670, 15632, 15633, 15684, 15601, 15626, 15624

Options for Conventional and FHA Loans in Salem, PA

At Lendersa®, our aim is to swiftly secure the best possible Conventional, USDA, or FHA loan for you, without hassle. Choose from one of three starting points to find matching lenders and loan solutions.

Results from Lendersa USDA loan requests


  • Rancho Federal Credit Union
  • 12620 Erickson Ave, Suite H, Downey, CA, 90242
  • Rancho Federal Credit Union (RFCU) has been serving members and families since 1936 – meaning that we are celebrating our 85th anniversary this year. Rancho Federal has strong ties to union workers, and a long tradition of dedicated service. Unlike profit-driven banks, Rancho Federal believes it is our obligation to promote financial literacy.
  • American 1st Home Loans
  • 12067 Paramount Boulevard, Downey, CA, 90242
  • American 1st Home Loans offers a variety of loan programs. Perhaps you might be looking for your first home, an investment home or even a second/vacation home. Maybe you just need to only refinance your existing mortgage into a lower fixed rate or refinance your mortgage while consolidating other high interest loans.
  • Spada Loans
  • 12027 Paramount Boulevard, Downey, CA, 90242
  • SPADA, Italian for sword, epitomizes our strength, will, and ambition to cut down the time and money it takes to buy a property. It is recommended that you shop around with 3 or 4 lenders before you make a mortgage or loan decision. But with SPADA, we have partnerships with dozens of lenders and can do the shopping for you.
  • Pillar Financial Group
  • 8345 Firestone Boulevard, Suite 320, Downey, CA, 90242
  • Pillar Financial supports customers by providing Commercial and Residential lending solutions to help our customers reach their Real Estate goals you are in the research phase at the beginning of your refinancing or purchase search, And also founder of the Jonathan Calderon want to help you I am a real estate professional and finance specialist.
  • RGC Capital Inc
  • 6730 Florence Avenue Suite 101, BELL GARDENS, CA, 90201
  • RGC Capital Inc is a commercial and private money lending firm providing alternative financing for non-bankable clients. Our nationwide lending platform allows financing for residential investment properties and all types of commercial assets. With over 35 years of lending experience and over 3000 closed transactions, we have earned a successful
  • Rene Luna Realtor
  • 6730 E. Florence Ave, Bell Gardens, CA, 90201
  • In 2007, one of the toughest times in the Real Estate industry, Rene Luna became a Real Estate Agent. By 2009 Rene had become a Real Estate Broker and had gained much experience both in real estate and in financing. During this time Rene was able to build the skills needed to negotiate for my clients best interests.
  • Lake Union Mortgage
  • 2100 Westlake Ave N, Suite 104, Seattle, WA, 98109
  • We're a local mortgage company with a big heart for helping you finance your home. We help our clients buy or refinance their home in Washington. We'll work with everyone from first-time homebuyers, to experienced homeowners. We offer conventional, JUMBO, FHA, VA, and USDA loans.
  • Avatar Financial
  • 1200 Westlake Ave N #1006, Seattle, WA, 98109
  • Avatar Financial Group is the leader in commercial bridge loans, offering solutions for non-conforming, income-producing real estate projects. A nationwide lender, we provide quick turnaround for deals that need it. AFG is a unique type of bridge lending company. While the current market has created a lack of credit availability
  • Seattle Credit Union
  • 1521 1st Ave S, Suite 500, Seattle, WA, 98134
  • We’re Seattle’s credit union, and whether you’re a local or new to Seattle, we’re your partner in growth and prosperity. We’ve been part of Seattle since 1933, investing in our collective future, helping fuel the economy, and supporting our diverse communities through boom and bust.