FHA VS Conventional loan programs in 2026 for Swarthmore, Delaware County, Pennsylvania

For 2026, the conventional loan limit in Swarthmore, situated in Delaware county, PA, is $726,200. In contrast, the FHA cap for a single-family property is $529,000.

Utilize the Lendersa® Conventional loan calculator to explore today's best rates between Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the most suitable program in PA based on your financial requirements.

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Loan limits and down payment requirements for 2026 in Swarthmore, located in Delaware, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $529,000 3.5%

Table applicable to zip codes: 19081

Explore Conventional and FHA loan options in Swarthmore, PA

At Lendersa®, our goal is to connect you with the best possible Conventional, USDA, or FHA loan quickly and with minimal hassle. Choose from three options that align you with lenders and loan programs tailored to your needs.

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Swarthmore Lenders

  • County Savings Bank
  • 10 Powhattan Ave, Essington, PA, 19029
  • Lends in Pennsylvania
  • County Savings Bank has served the Tinicum and Ridley Township neighborhoods with dependable full-service banking operations. Our customers appreciate the way we balance small town warmth with “big bank” services and security We bring a real community feeling into your bank - a place where you put your business and your trust.

  • Go Loan Go LLC
  • 818 Windermere Avenue, Drexel Hill, PA, 19026
  • Lends in Pennsylvania
  • Go Loan Go, LLC was founded in the midst of 2020. we have partnered with the nation’s top wholesale lenders to offer you the best mortgage products. Our low overhead allows us to pass the savings to you, while our light footprint keeps us nimble enough to pivot to industry changes.

  • Atlantic Finance Group LLC
  • 115 Saint Charles Street, Suite B, Drexel Hill, PA, 19026
  • Lends in Pennsylvania
  • Atlantic Finance Group LLC fulfill all of your mortgage needs efficiently. You can rely on us to offer you a variety of mortgage products and also give you the assistance that you need to choose the right product that suits your requirements. You can rely on us to provide you with the latest in financial tools.

  • Curtis Mortgage LLC
  • 115 West State Street, Media, PA, 19063
  • Lends in Pennsylvania
  • Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.

  • Rinaldi Group LLC
  • 1 W 3rd St, Suite 203, Media, PA, 19063
  • Lends in Pennsylvania
  • The singular mission for the Rinaldi Group LLC is to be a difference-maker for families in the community. Its our promise to always lead with listening, focus and understanding of our client’s goals by structuring a strategic plan based on those goals. Rinaldi Group LLC was established in October of 2020.

  • Professional Mortgage Advisors LLC
  • 14 South Jackson Street, Suite 102, Media, PA, 19063
  • Lends in Pennsylvania
  • Professional Mortgage Advisors (PMA NMLS#1752417) has taken off under the expert guidance of Robert McLaughlin, a 20+ year mortgage industry professional. Based in Media, PA, PMA looks to be different than your average mortgage company. While some companies look to fit you into their products, PMA wants to find the product that suits YOU.

  • Best American Mortgage Company
  • 1024 Springfield Road Collingdale, Collingdale, PA, 19023
  • Lends in Pennsylvania
  • Best American Mortgage Company is a mortgage broker in PA with over a decade of VA loan experience. We work multiple lenders that have special programs to maximize the VA home loan benefit. We're dedicated to helping the best Americans get the best loan.broker in PA with over a decade of VA loan experience.

  • Sun East Federal Credit Union
  • 4500 Pennell Road, Aston, PA, 19014
  • Lends in Pennsylvania
  • "Sun East Federal Credit Union is a cooperative financial institution, owned and operated by its members. We’re committed to serving your financial needs and exceeding your expectations.
    We’re proud to serve approximately 52, 000 members and more than 1, 000 select employer groups with more than $744 million in assets."

  • Upper Darby Belltelco Federal Credit Union
  • 1410 Bywood Avenue, Upper Darby, PA, 19082
  • Lends in Pennsylvania
  • The Mission Statement of the UDBell Federal Credit Union has been since its inception in 1940 and continues to be one of SERVICE to its membership. It still believes in the national credit union credo of “not for profit, not for charity, but for service”. All our goals are dedicated to providing a financially sound.