FHA VS Conventional loan programs in 2025 for Swarthmore, Delaware County, Pennsylvania

For 2025, the conventional loan limit in Swarthmore, situated in Delaware county, PA, is $726,200. In contrast, the FHA cap for a single-family property is $529,000.

Utilize the Lendersa® Conventional loan calculator to explore today's best rates between Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the most suitable program in PA based on your financial requirements.

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Loan limits and down payment requirements for 2025 in Swarthmore, located in Delaware, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $529,000 3.5%

Table applicable to zip codes: 19081

Explore Conventional and FHA loan options in Swarthmore, PA

At Lendersa®, our goal is to connect you with the best possible Conventional, USDA, or FHA loan quickly and with minimal hassle. Choose from three options that align you with lenders and loan programs tailored to your needs.

Lendersa USDA loan requests and matching results


  • FundLoans
  • 662 Encinitas Blvd., Ste. 270, Encinitas, CA, 92024
  • "FundLoans is an exception-based wholesale mortgage lender that specializes in Jumbo, Super Jumbo, and Non-QM solutions. A redefined Non-QM experience with “out-of-the-box” guidelines, that take a more holistic approach at underwriting. Contact us today about becoming an approved broker! "
  • Scottway Capital
  • 1106 2nd Street, Suite 823, Encinitas, CA, 92024
  • ScottWay Capital is led by Morgan A. Scott. As the Broker of Record he oversees all commercial and residential services. He graduated from the University of California in San Diego with a Bachelors of Arts in Economics and Finance. Morgan began his pursuits in the real estate and lending industry in 2002
  • Charger Funding
  • 1106 2nd St, Suite 411, Encinitas, CA, 92024
  • Charger Funding was founded in 2008. Those of you who have worked with us know that we are experienced and hard working advocates for your files
  • Jim Lackey Associates
  • 2240 Encinitas Blvd., Suite D, #109, Encinitas, CA, 92024
  • Jim Lackey Associates provides access to private capital in the form of either loans or private equity for businesses and individuals. Founded in March 2004, the company has arranged financing of over $100 million, including purchase loans, refinance loans, construction loans, private equity, and a variety of other transactions.
  • Charger Funding
  • 515 Encinitas Blvd Suite 203, Encinitas, CA, 92024
  • Charger Funding was founded in 2008. Those of you who have worked with us know that we are experienced and hard working advocates for your files. Charger Funding has been doing private money lending in California for over a decade and we know how to get the job done.We’re the ones to call when you have a deal that absolutely must close.
  • Traditional Lending Services
  • 26 Golf View Drive, Trabuco Canyon, CA, 92679
  • Traditional Lending Services Motivated, experienced Mortgage Broker professional with more than 31 years of experience in home loans origination guiding homeowners and borrowers with expertise in evaluating credit, income and collateral Home Loans, Jumbo, High Balance, Conforming, VA, FHA. We lend on Single Family Residences and more
  • Service First Lending
  • 28361 Quiet Hill Lane, Portola Hills, CA, 92679
  • Service First Group At Re/Max is located in Trabuco Canyon, California, and was founded in 2002 is a Real Estate & Mortgage Company, I take great pride in offering superior service to my clients. If you're in the market to buy or sell a home please give me a call, I'd be happy to discuss your needs and provide advice at no obligation to you
  • ReQuest Home Loans Inc.
  • 31945 La Subida, Trabuco Canyon, CA, 92679
  • ReQuest Home Loans has built a team of dedicated professionals that share the core belief that all clients deserve only the best service and personal attention to their home loan needs. The ReQuest Home Loan team also reaches outside the company and into the local community. We pride ourselves on developing relationships