FHA VS Conventional loan programs in Swarthmore, Delaware County, Pennsylvania
For 2026, the conventional loan limit in Swarthmore, situated in Delaware county, PA, is $726,200. In contrast, the FHA cap for a single-family property is $529,000.
Utilize the Lendersa® Conventional loan calculator to explore today's best rates between Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the most suitable program in PA based on your financial requirements.
Loan limits and down payment requirements for 2026 in Swarthmore, located in Delaware, PA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$381,800
0%
FHA
$529,000
3.5%
Table applicable to zip codes: 19081
Explore Conventional and FHA loan options in Swarthmore, PA
At Lendersa®, our goal is to connect you with the best possible Conventional, USDA, or FHA loan quickly and with minimal hassle. Choose from three options that align you with lenders and loan programs tailored to your needs.
Jonesburg State Bank is a community oriented financial institution. Since its incorporation, the bank has been a rock solid member of the community whose name stands for integrity and commitment to Montgomery and Warren counties and the surrounding area. We’ve had the same name, been within one block of the original location.
17394 NW Charlie Johns Street, Blountstown, FL, 32424
Calhoun Liberty Employees Credit Union provides all the benefits of a member owned financial institution to anyone who lives or works in Calhoun or Liberty Counties. And if you qualify then so do immediate members of your family. Calhoun Liberty Employees Credit Union is a full-service co-operative financial institution.
JD Lending Group Inc. offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time home buyer, buying a second home, or interested in refinancing your mortgage, we're here to guide you through the process. We work with over 25 of the nation's top lenders
1209 Edgewater Drive, Suite 200, Orlando, FL, 32804
FidusFi, you can get the best of both worlds. Private and Institutional financing for Real Estate Investors Across the U.S. Rates available from 5.00% on residential rentals, and from available from 8.00% for rehab projects. Fixed Rates are often available and terms are available up to 30 years. Foreign National and Non-Recourse Specialists.
Local 606 Electrical Workers Federal Credit Union is a not-for-profit cooperative financial institution, owned by our members. Each member has one vote in elections, which are held annually in order to select members to serve on the Board of Directors. These volunteers represent various member companies, which in turn offer credit union benefits.
We essentially perform the same duties but offer different services. Those services occur before and after the transaction is completed. All Loan Officers can offer a client a 10, 15, 20, or 30 year mortgage at a competitive interest rate. They can make you promises about their advanced technology and services.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"With more than 26 years in business, we have gained the insight to effectively assist you in matters such as home purchases and refinances. We are experienced in residential, investment, and commercial real estate.
Our team observes and analyzes market trends, and we are highly knowledgeable in the real estate buying and selling process."
