FHA VS Conventional loan programs in Swarthmore, Delaware County, Pennsylvania

For 2025, the conventional loan limit in Swarthmore, situated in Delaware county, PA, is $726,200. In contrast, the FHA cap for a single-family property is $529,000.

Utilize the Lendersa® Conventional loan calculator to explore today's best rates between Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the most suitable program in PA based on your financial requirements.

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Loan limits and down payment requirements for 2025 in Swarthmore, located in Delaware, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $529,000 3.5%

Table applicable to zip codes: 19081

Explore Conventional and FHA loan options in Swarthmore, PA

At Lendersa®, our goal is to connect you with the best possible Conventional, USDA, or FHA loan quickly and with minimal hassle. Choose from three options that align you with lenders and loan programs tailored to your needs.

Lendersa USDA loan requests and matching results


  • Specialty Lending Group
  • 6305 Ivy Lane Suite 320, Greenbelt, MD, 20770
  • SLG is a dynamic and dependable direct private lender that provides financing to real estate entrepreneurs. Established in 2007 to fill the void caused by the contraction of the traditional lending market, and to help real estate professionals capitalize on undervalued and distressed real estate, SLG has grown into one of the most respected and rel
  • BARNSTABLE MORTGAGE GROUP, LLC
  • 70 East Allendale Road, Saddle River, NJ, 7458
  • At Barnstable Mortgage Group, where we specialize in residential mortgages. At Barnstable Mortgage Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • UFCW Community Federal Credit Union
  • 377 Wyoming Avenue, Wyoming, PA, 18644
  • UFCW Community Credit Union is a non-profit financial institution. Our financial services are offered with you as our first priority. As a member, you have access to a wide range of quality services and benefits. Our financial services are competitively priced and convenient. With all of your personal banking services all in one place.
  • FedChoice Federal Credit Union
  • 10001 Willowdale Road, Lanham, MD, 20706
  • FedChoice Federal Credit Union is home to almost 25, 000 members who look to us for their day-to-day financial needs, future prosperity and retirement security. We serve federal civilian employees, as well as federal government contractors in the Washington D.C., Baltimore, and Philadelphia metro areas, along with their family and household members
  • IBEW 26 Federal Credit Union
  • 4371 Parliament Place, Suite C, Lanham, MD, 20706
  • The IBEW 26 FCU is a member-owned financial institution whose purpose is to promote and assist in the financial well-being of members by providing professional, personal, competitive, safe and sound financial services within the financial ability of the credit union. IBEW 26 FCU strives to become the primary financial institution of its members.
  • All Homes Financial LLC
  • 4601 Presidents Drive, Suite 155, Lanham, MD, 20706
  • Specializing in Maryland, Washington DC and Licensed by the State Corporation Commission Virginia License# MC5156. Do you need to consolidate debt, need home improvement or just cash? We have helped homeowners receive millions of dollars with our loan programs and easy qualification. Refinance that high second mortgage/equity line of credit,
  • Ocean Financial Federal Credit Union
  • 45 Atlantic Avenue, Oceanside, NY, 11572
  • Ocean Financial (formerly Oceanside Christopher Federal Credit Union), the Catholic Credit Union, was chartered in 1969 by members of the Father Joseph O’Connell Knights of Columbus Council in Oceanside, New York. Over the past 40 years, Ocean Financial FCU has steadily expanded, and now serves as a full-service financial organization
  • PINE HILL MORTGAGE GROUP, INC.
  • 172 Broadway, Suite 104, Woodcliff Lake, NJ, 07677
  • Pinehill Mortgage Group, Inc. offers all loan programs to meet your needs. We handle Conventional, Non-Conventional, FHA, VA, Reverse and Commercial products. Conforming Loans: Conforming long-term, fixed-rate and adjustable loans that meet Fannie Mae and Freddie Mac loan limits and property and borrower guidelines.