FHA VS Conventional loan programs in 2025 for Upper-Chichester, Delaware County, Pennsylvania
For the year 2025, the conventional loan limit applicable in Upper-Chichester, located in the county of Delaware, PA, is established at $647,200. On the other hand, the FHA loan limit for a single-family home in this area is $477,250. These numerical ceilings are significant for homebuyers wishing to understand the financing boundaries when considering properties within this territory.
Utilize the Lendersa® Conventional loan calculator to explore and compare today's top lending rates among Conventional, FHA, and USDA loans. This comprehensive tool guides you in identifying the needed income thresholds, credit evaluations, reserve levels, and documents necessary for qualification. With this advanced calculator, you can assess Conforming Conventional loans alongside USDA, FHA, and VA alternatives in a detailed side-by-side format, assisting you in selecting which loan program in PA aligns with your financial landscape and goals.
Understanding 2025 Loan Limits and Down Payment Requirements in Upper-Chichester, County of Delaware, PA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$345,000
0%
FHA
$477,250
3.5%
This comparison table pertains specifically to these zip codes: 19061, 19014. Double-check to ensure the accuracy of loan limits and criteria.
Exploring Comprehensive Loan Options: Conventional and FHA in Upper-Chichester, PA
Lendersa® is committed to providing swift access to the most suitable loan options—whether it's a Conventional, USDA, or FHA loan—without any unnecessary difficulty. Select one of three key starting points to be matched with lenders and loan programs tailored to your specific needs. Our goal is to ease the process from inquiry to finalizing the loan, helping you reach your property goals efficiently.
At First Alliance Credit Union, we place our members' (and future members) needs first by providing compassion, guidance, and resources to promote their financial well-being. At First Alliance Credit Union, we want to be the trusted partner of choice for the financial success of our members and the communities we serve.
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City-County Employees Credit Union is a non-profit cooperative organized to provide our members with low-cost financial services. We were chartered on April 15, 1941 and are governed by a volunteer board of directors who are elected by and from the membership. As a State-chartered, Federally-insured Credit Union.
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Marion County Bank first opened our doors for business in Pella on September 21, 1935. While we have grown to become the largest bank headquartered in Marion County, one thing hasn't changed - we were locally owned in 1935 and we remain that way today. This unique combination of size and local management allows us to provide our customers.
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