FHA VS Conventional loan in Upper-Milford, Lehigh County, Pennsylvania

For the year 2025, the loan cap for a Conventional loan in Upper-Milford, located in the county of Lehigh, PA is set at $647,200. Meanwhile, a single-family home has an FHA cap of $420,680.

The Lendersa® Conventional loan calculator offers excellent ways to compare the best rates such as Conventional Vs. FHA Vs. USDA today. It helps assess required criteria like income, credit, reserves, and documentation for qualification. With our cutting-edge mortgage calculator, compare Conforming Conventional loans against USDA, FHA, and VA loans in PA to identify the optimal program for your unique financial needs.

Receive loan offers from 100 lenders

2025 loan limits and down payment details in Upper-Milford, county of Lehigh, PA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $298,080 0%
FHA $420,680 3.5%

The comparative analysis table is relevant for these zip codes: 18068, 18092, 18049

Loan options for Conventional and FHA in Upper-Milford, PA

Lendersa® is dedicated to facilitating access to the best Conventional, USDA, or FHA loans efficiently and without complications. You have the option to start with one of three pathways to connect with suitable lenders and relevant loan programs.

Lendersa USDA loan request and matching outcomes


  • Riegel Federal Credit Union
  • 515 Milford-Warren Glen Rd, Milford, NJ, 08848
  • In 1960, a group of employees of Riegel Paper pooled their resources and received a federal charter to form their own credit union. This group of volunteers and community activists provided a place where hard-working locals could save for the future and borrow to get through tough times.
  • Nationwide Residential Mortgage Corp
  • 140 Longleat Drive North, North Wales, PA, 19454
  • Nationwide Residential Mortgage We approve people to purchase or refinance homes, including divorce buyouts. Our free consultation and personalized planning helps you own your home for less. Free true pre-approvals for purchases and, if needed, develop a plan to repair credit and get prepared to purchase a home.
  • Acer Mortgage Company
  • 726 Lower State Road, North Wales, PA, 19454
  • Acer Mortgage Company have been helping customers afford the home of their dreams for many years and we love what we do. Our Easy Application guides you through your mortgage financing and connects you directly to your loan officer and realtor. Acer Mortgage Company originates mortgage loans and consults with home buyers and owners.
  • Colonial Mortgage Service Company of America
  • 418 Stump Road, Suite 100, Montgomeryville, PA, 18936
  • "Since 1992 Colonial has been a trusted local Lender in Commercial, Residential and Investment Loans. Colonial Mortgage is your mortgage purchase and refinancing specialist serving PA, NJ, VA and MD. Mission: Our primary goal remains to provide the quickest most efficient process in order to become your #1 Trusted Lender!"
  • Philly Mortgage Group Inc
  • 1409 Merlin Cir, Norristown, PA, 19403
  • At Philly Mortgage Group, we are backed by several years of experience in the mortgage industry, and we work hard to meet all of your needs. We work with state of the art tools in the industry to help you find the best solution for your financial needs, and we respect your time by working efficiently.
  • First Northern Bank & Trust
  • PO Box 217, Palmerton, PA, 18071
  • First Northern Bank & Trust Co, originally founded in 1907 as First National Bank of Palmerton, is the sole-subsidiary of Palm Bancorp, ( a unitary bank holding company). We are now a Fed-Member, State chartered bank with11 branches in four counties across Northeast Pennsylvania, including Monroe, Carbon, Lehigh and Northampton.
  • Customers Bank
  • 99 Bridge Street, Phoenixville, PA, 19460
  • We are dedicated to providing exceptional value, service & convenience as part of an overall effortless banking experience. Our high-tech, high-touch approach to banking allows us to deliver a superior selection of products and services. We’re a community-based, full-service bank that offers a continually expanding portfolio of loans.
  • Utopia Financial LLC
  • 375 Morgan Street, Suite U, Phoenixville, PA, 19460
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.