FHA VS Conventional loan programs in Warren, Warren County, Pennsylvania

In 2026, the limit for Conventional loans in Warren, Warren county, PA, is set at $726,200, whereas the FHA limit for a single-family dwelling is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, enabling you to select the best program for your financial condition in PA.

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2026 loan limits and down payment requirements for Warren, Warren county, PA

Loan Type Maximum Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The range table applies to the following zip codes: 16365

Examining Conventional and FHA loan options in Warren, PA

The objective of Lendersa® is to efficiently secure you the best available Conventional, USDA, or FHA loans with ease. Start from one of three options that will connect you with suitable lenders and programs.

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Warren Lenders

  • Kinzua Federal Credit Union
  • 213 West Third Avenue, Suite 208, Warren, PA, 16365
  • Lends in Pennsylvania
  • Kinzua Federal Credit Union (formerly known as NFO Irvine FCU) has been open since 1956. The credit union has assets totaling $12.81 Million and provides banking services to more than 2, 000 members as of March 2022.

    The credit union serves multiple member groups, but primarily serves fabricated metals employees.

  • Northwest Consumer Discount Company
  • PO Box 128, Warren, PA, 16365
  • Lends in Pennsylvania
  • Founded in 1896, we’ve been around 120 years. That type of longevity proves that we’re a trusted institution with a history of award-winning customer service. We offer products and services to fit your diverse banking needs. From checking and savings accounts to business loans and retirement accounts, we think you’ll like what we have to offer.

  • Mountain Laurel Federal Credit Union
  • 413 South Michael Street, Saint Marys, PA, 15857
  • Lends in Pennsylvania
  • Mountain Laurel Federal Credit Union is a not-for-profit financial institution owned by its members. It is our goal to provide our members with a full range of financial services at competitive rates, while maintaining financial stability. In offering these services, we will promote thrift.