Explore the differences! FHA VS Conventional loan programs in Whitehall, Lehigh County, Pennsylvania

In the year 2025, for the county of Lehigh, located in Whitehall, PA, the conventional loan limit is set at $726,200. Concurrently, the FHA limit for a single-family home is determined to be $472,030. Knowing these limits is essential for potential homebuyers who are planning to secure financing options accordingly.

The Lendersa® Conventional loan calculator is a valuable resource for comparing current rates between Conventional, FHA, and USDA loans. It provides insight into the necessary income, credit levels, reserves, and documentation required for qualification. Our advanced mortgage calculator presents Conforming Conventional loans next to USDA, FHA, and VA options, enabling a thorough analysis that will help determine which program in PA suits your financial situation best.

Examine loan offers from a wide spectrum of 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Whitehall, County of Lehigh, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The details in this comparison table are relevant to these zip codes: 18052

Exploring Conventional and FHA Loan Opportunities in Whitehall, PA

The mission of Lendersa® is to seamlessly connect you with the most advantageous Conventional, USDA, or FHA loans available, without unnecessary delays or complications. Choose from three initial pathways that lead to suitable lenders and loan programs tailored to your needs.

Results of USDA loan requests matched by Lendersa


  • Heritage Bank USA
  • 101 N. Main St, Jonesboro, GA, 30236
  • Heritage Bank, a state chartered commercial bank, has been serving metro Atlanta's Southern Crescent since 1955. The independent community bank has six full service offices, features a well-rounded offering of commercial and consumer products, and is an active, involved member of the community it serves.
  • Wisconsin Consumer Credit Incorporated
  • 700 East Avenue, Lomira, WI, 53048
  • Wisconsin Consumer Credit has been helping customers with auto financing since 2009. Our staff provides fast response, friendly service & a personal review of every auto loan application received. We care about your transportation needs & partner with dealers that stand behind their vehicles to ensure you get where you need to go, safely & on time.
  • Liberty Funding
  • 2000 Mallory Lane, Suite 130, Franklin, TN, 37067
  • Liberty Funding is a commercial finance company specializing in commercial real estate loans. We offer refinance, purchase and construction funding both nationally and internationally. Liberty Funding provides a solid foundation of mortgage solutions for commercial properties nationwide.
  • Wesley Mortgage
  • 9009 Carothers Pkwy, Suite A-3, Franklin, TN, 37067
  • Wesley opened its doors with a simple goal in mind: getting good people into good homes. It sounded simple enough, but it’s been a long road to get here, and our team has moved mountains to bring this dream to life. Wesley Mortgage is your local mortgage company based right here in Franklin, Tennessee.
  • Patriot Mortgage Group Inc
  • 3401 Mallory Lane, Suite 209, Franklin, TN, 37067
  • We’re a group of mortgage professionals that got tired of working at large lenders and seeing them take advantage of their customer’s trust. That’s why we left, took our years of experience, and decided to create Patriot Mortgage Group.We are a mortgage broker. Mortgage brokers don’t work directly for any lender.
  • FirstBank Mortgage
  • 341 Cool Springs Blvd, Suite 100, Franklin, TN, 37067
  • FirstBank Mortgage, our core purpose is to help other people get to a better place. That better place may be the fulfillment that comes by helping to pay for their kid’s college tuition, helping with medical bills of a family member, or going on that vacation that they used to think was impossible
  • Music City Mortgage
  • 128 Holiday Court, Suite 121, Franklin, TN, 37067
  • Music City Mortgage, Inc. is family owned and operated. We are available for you 7 days a week. We answer our phones and emails and can get you pre-approved morning, noon or evening. With over 25 years in the business, our team is committed to providing our clients with the highest quality mortgage services.
  • Planters Bank
  • 1312 S Main St, Hopkinsville, KY, 42240
  • Planters Bank is a growing community bank with 12 offices in Western Kentucky & Clarksville, Tennessee. Headquartered in Hopkinsville, KY, Planters is a full-service bank with a wide array of both consumer & commercial lending and deposit services. A tradition of excellence in customer service is the reason you can Expect Great Things.
  • Dreamfield Lending LLC
  • 1100 S Main St, Suite 3, Hopkinsville, KY, 42240
  • Dreamfield Lending is a veteran-owned mortgage broker located in Hopkinsville, KY and serving the surrounding areas. We have several years experience in our office helping families navigate through the mortgage loan process and pride ourselves on creating a good experience with a tailored mortgage loan based on the individual's needs.
  • Waterman Bank
  • 248 W. Lincoln Hwy., Waterman, IL, 60556
  • Waterman Bank, originally founded as “Waterman State Bank” by Humphrey Roberts in 1891, has been a pillar of the local Waterman and surrounding Southern DeKalb County community for over 110 years. Roberts, with the help of his sons, crafted Waterman State Bank’s time-tested foundation.