FHA VS Conventional loan programs in 2025 for Landrum, Spartanburg County, South Carolina

In 2025, the loan limit for Conventional loans in Landrum, within Spartanburg county, SC, is $726,200. The FHA limit for a single-family home is $472,030.

By using the Lendersa® Conventional loan calculator, you can compare today's best rates across Conventional, FHA, and USDA options. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA options, guiding your choice of the best program in SC for your financial needs.

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Loan Limits and Downpayment Requirements for 2025 in Landrum, Spartanburg County, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 29356

Explore Conventional and FHA Loan Options in Landrum, SC

Lendersa®'s objective is to provide the best Conventional, USDA, or FHA loan swiftly and without hassle. Select one of three avenues to find matching lenders and loan programs.

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  • Midwest Minnesota Community Development Corporation
  • 119 Graystone Plaza, Suite 100, Detroit Lakes, MN, 56501
  • MMCDC is a leading private nonprofit company providing commercial and home mortgage lending, as well as housing, business and community development services throughout Minnesota and the Midwest. We are also the parent company of a reservation-based bank and a reservation-focused community development company.
  • Principle Mortgage Group, Inc.
  • 1135 Washington Ave, Suite 100, Detroit Lakes, MN, 56501
  • Principle Mortgage Group, Inc. is a wholesale Mortgage Broker committed to providing our clients with great customer service combined with great rates. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced mortgage professionals
  • The First National Bank of Bemidji
  • 1600 Paul Bunyan Dr NW, Bemidji, MN, 56601
  • First National Bank Bemidji has served Bemidji's businesses and families. We are a community bank – investing in local people and their dreams – and celebrate the successes that enhance our quality of life. We'll always be Bemidji's Bank because we are owned by employees, ensuring that we will be your banking partner for generations.
  • Security BankUSA
  • 1025 Paul Bunyan Dr NW, Bemidji, MN, 56601
  • Security Bank USA is a full-service community bank that measures our success by the success of our customers. Our goal is to make your life easier by providing you with personal and professional financial specialists who understand your needs. Our mission is to make Security Bank USA the preferred banking destination for our customer
  • Grant County Bank
  • 201 South Main Street, Ulysses, KS, 67880
  • The Grant County State Bank was chartered in 1907. It endured the Great Depression of the 1930s and remained a bulwark through the 1980s, when U.S. banks were failing at record rates. Our capital strength and our community's support have allowed our Bank to emerge as a leader in financial products and services.
  • Farmers & Merchants Bank of Colby
  • 240 W 4th ST, Colby, KS, 67701
  • Farmers & Merchants Bank is Colby's only locally chartered community bank with two locations in Colby for customer convenience. We are a full service institution to satisfy all the financial needs of our customers! We are proud to be a part of Colby and NW Kansas. As a local community bank, we understand the importance.
  • Anchor D Bank
  • 1913 N. Hwy 64, Guymon, OK, 73942
  • Anchor D Bank has 5 offices located in the Oklahoma / Texas Panhandle. Anchor D Bank is a closely held, family owned bank. Constent, quality service is the focus of our organization. The ownership, and employees, are committed to remaining an independent bank with our focus on the communities and customers we serve.
  • Great Plains Capital Mortgage
  • 319 11th St N, Wahpeton, ND, 58075
  • Great Plains Capital are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Security State Bank
  • 117 North 4th Street, Leoti, KS, 67861
  • Security State Bank is a full-service community bank located in Scott County, Kansas. On April 24, 1961, Security State Bank of Scott City opened its doors to the public with capital and surplus of $150 thousand dollars. Today the bank’s total assets are over $300 million dollars with total capital in excess of $44 million dollars.
  • Texas State Bank
  • 2201 Sherwood Way, San Angelo, TX, 76901
  • Texas State Bank is located in San Angelo, TX, United States and is part of the Depository Credit Intermediation Industry. Texas State Bank has 15 total employees across all of its locations and generates $14.15 million in sales (USD). (Employees figure is modelled). There are 5 companies in the Texas State Bank corporate family.