FHA VS Conventional loan in Landrum, Spartanburg County, South Carolina

In 2026, the loan limit for Conventional loans in Landrum, within Spartanburg county, SC, is $726,200. The FHA limit for a single-family home is $472,030.

By using the Lendersa® Conventional loan calculator, you can compare today's best rates across Conventional, FHA, and USDA options. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA options, guiding your choice of the best program in SC for your financial needs.

Check loan offers from 100 diverse lenders

Loan Limits and Downpayment Requirements for 2026 in Landrum, Spartanburg County, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 29356

Explore Conventional and FHA Loan Options in Landrum, SC

Lendersa®'s objective is to provide the best Conventional, USDA, or FHA loan swiftly and without hassle. Select one of three avenues to find matching lenders and loan programs.

Results from Lendersa loan requests and matching


Landrum Lenders

  • Autumn Financial Group
  • 3598 State Highway 11, Suite 116, Travelers Rest, SC, 29690
  • Lends in South Carolina
  • Autumn Financial Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • AGS Financial Mortgage
  • 766 Ashdale Way, Greer, SC, 29651
  • Lends in South Carolina
  • The AGS Financial Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Carolina Foothills Federal Credit Union
  • 520 North Church Street, Spartanburg, SC, 29303
  • Lends in South Carolina
  • Carolina Foothills is guided by 8 core principles that allow us to focus on the individual member’s needs. With over 125 partners and three distinct service communities, we are able to offer vital financial tools and options. While you can make business transactions anytime online from your phone or computer with ease.

  • MTC Federal Credit Union
  • 2A The Parkway, Greenville, SC, 29615
  • Lends in South Carolina
  • MTC Federal Credit Union was founded in 1976 to serve the employees of Michelin, North America. Our roots grew from serving those who value hard work and not afraid to get their hands dirty. Over the years, we have expanded with an inclusive membership we call the MTC Federal Community.

  • Upstate Mortgage
  • 8 McKenna Commons Court, Greenville, SC, 29615
  • Lends in South Carolina
  • Upstate Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a home mortgage simple and straightforward by offering you the latest in financial tools

  • Hanover Mortgage
  • 2502-A Wade Hampton Blvd, Greenville, SC, 29615
  • Lends in South Carolina
  • In May 1998, when Colin Philbrick realized the need for a mortgage company that put clients first, Hanover Mortgage Company was founded. Although the shape and size of the company have changed over the past 20 years, the focus has remained on the people who walk through the door looking for advice, for answers, and for loans.

  • Palmetto State Home Mortgage
  • 538 Old Howell Rd, Suite 101 & 102, Greenville, SC, 29615
  • Lends in South Carolina
  • Welcome to Palmetto State Home Mortgage. We’re a Mortgage company, backed by a Marine Corps Veteran founder, Shawn Ezell. The complete team at Palmetto State Home Mortgage has over 80 combined years of experience in the mortgage business. From Underwriting, funding, originating, bank loans, and now as mortgage brokers; we have done it all

  • Shellpoint Mortgage Servicing
  • PO Box 10826, Greenville, SC, 29603
  • Lends in South Carolina
  • Shellpoint Mortgage Servicing manages (or “services”) mortgage loans after mortgage lenders originate them. On behalf of our lender and investor clients, we accept and process mortgage payments from more than 1.7 million homeowners nationwide. In recent years we’ve grown to become America’s 5th-largest non-bank mortgage servicer.

  • Greenville Heritage Federal Credit Union
  • 520 W Washington Street, Greenville, SC, 29601
  • Lends in South Carolina
  • We have a full range of financial products and services designed to improve the financial lives of our members. Greenville Heritage FCU has consistently earned the Five-Star Superior rating from Bauer Financial Inc. in Coral Gables, Florida. This rating identifies our Credit Union as one of the strongest, financially sound credit unions.