FHA VS Conventional loan in Landrum, Spartanburg County, South Carolina

In 2026, the loan limit for Conventional loans in Landrum, within Spartanburg county, SC, is $726,200. The FHA limit for a single-family home is $472,030.

By using the Lendersa® Conventional loan calculator, you can compare today's best rates across Conventional, FHA, and USDA options. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA options, guiding your choice of the best program in SC for your financial needs.

Check loan offers from 100 diverse lenders

Loan Limits and Downpayment Requirements for 2026 in Landrum, Spartanburg County, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 29356

Explore Conventional and FHA Loan Options in Landrum, SC

Lendersa®'s objective is to provide the best Conventional, USDA, or FHA loan swiftly and without hassle. Select one of three avenues to find matching lenders and loan programs.

Results from Lendersa loan requests and matching


  • HMG Finance, Inc.
  • 2021 Guadalupe Street, Suite 260, Austin, TX, 78705
  • At The Hudson Mortgage Group, we have one goal - to deliver an exceptional lending experience for every customer. We've created a lending process that's fast, friendly and simple to understand. By doing so, we ensure customer clarity, control and confidence every step of the way. We make finance friendly. Let us show you how.

  • BankVista
  • 125 Twin Rivers Court, Sartell, MN, 56377
  • BankVista offers financial strength and expertise to business and consumers. BankVista offers a full range of products featuring: commercial loans, SBA (small business) loans, cash management services, homes loans, personal loans, deposit accounts, and more. Member FDIC and Equal Housing Lender.

  • Forty Acres Lending, LLC
  • 13809 Research Boulevard, Suite 500, Austin, TX, 78750
  • Forty Acres Lending. We are a full-service mortgage company based in Austin, Texas. We specialize residential lending and offer a full array of products to serve all including First Time Home Buyers, FHA, Veterans, Jumbo, Conventional Mortgages, Rental Properties, No Incone Verification Loans, Fix-n-Flip and New Construction.

  • Texas Mortgage Consultants, PLLC
  • 8805 Lemens Spice Trail, Austin, TX, 78750
  • Russell Stout is the Broker for Texas Mortgage Consultants, PLLC. Since 2002 he has been originating Texas mortgages for the greater Austin area and beyond. During his career, Russell has worked as a Branch Manager, Sales Manager, VP of Operations, and owned his own mortgage company.

  • LOANS BY PRODIGY
  • 13740 Research Blvd, Building E, Suite 1, Austin, TX, 78750
  • Prodigy Mortgage, personal commitment to excellence coupled with a passion to help others is the common element in our Mortgage team. We are a local Mortgage Brokerage with a vision to deliver a competitive home loan with a remarkable experience for first to forever homebuyers. Our reputation is extremely important.

  • One American Bank
  • 549 Broadway, Centerville, SD, 57014
  • ONE AMERICAN BANK is an extremely well capitalized financial institution embracing technology with new products and services, as well as online and mobile banking. These technological advancements will enhance and simplify the way you conduct your financial business whether online or in-branch.

  • Centricity Credit Union
  • 4477 Lavaque Road, Hermantown, MN, 55811
  • In 1943, people in the Hermantown community came together to create a credit union to give themselves & their neighbors a trusted, local financial solution. We proudly served members of the Duluth Homestead Association & patrons of the Hermantown Community Store. We provide financial education and banking solutions to help people understand.

  • Share Advantage Credit Union
  • 2502 Maple Grove Rd, Duluth, MN, 55811
  • Share Advantage Credit Union serves all your banking and financial needs from a Youth Savings & Checking accounts to Traditional & Roth IRAs. As a bedrock business of the Northland ourselves, we welcome business accounts. We have FREE personal Checking accounts. Youth Savings and FREE 15+ Youth Checking accounts are happily welcome.

  • Texas Real Estate Finance, LLC
  • 111 Congress Avenue, Suite 500, Austin, TX, 78701
  • Founded in late 2020 with a concept from 2018, Texas Real Estate Finance, LLC is a brand headquartered Austin, TX, and offers multiple real estate financing options for clients from first time homeowners to seasoned investors in the multifamily residential space.

    What makes TREF, LLC stand out from the retail lenders is a dedicated local team.

  • Adelo Mortgage
  • 904 West Ave, Suite 150, Austin, TX, 78701
  • Adelo Mortgage is a boutique firm specializing in residential mortgage financing. The ethos of Adelo is to deliver a personal service that produces tailor-made mortgage solutions through a client centric approach that infuses a high level of efficiency with flexibility. The company belief is that all their clients should have the best available.