FHA VS Conventional loan in Bartlett, Shelby County, Tennessee
During 2025, the loan cap for conventional loans in the region of Bartlett, Shelby county, TN is $726,200, while the FHA cap remains at $472,030 for single-family residences.
Utilize the Lendersa® calculator for Conventional loans to rate and compare FHA vs. Conventional vs. USDA rates. Discover what income, credit score, reserves, and documentation are needed to qualify, and determine the most suitable program for your needs in TN. This tool juxtaposes Conforming Conventional loans, USDA, FHA, and VA to guide your decision.
2025 loan thresholds and downpayment criteria in Bartlett, county of Shelby, TN
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is applicable for zip codes: 38002, 38133, 38134, 38135, 38029
Explore Conventional and FHA loan prospects in Bartlett, TN
The objective of Lendersa® is to deliver the optimal Conventional, USDA, or FHA loans swiftly and effortlessly. Begin with one of three pathways to locate lenders and correlated loan programs.
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