FHA VS Conventional loan in Dyer, Gibson County, Tennessee

In 2026, the Conventional loan limit in Dyer, part of Gibson county, TN, is $726,200. Meanwhile, the FHA limit stands at $472,030 for a single-family home.

Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit score, reserves, and documents necessary to qualify. This advanced mortgage calculator provides a detailed comparison of Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you choose the best program in TN for your financial needs.

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Loan Limits & Downpayment Requirements for 2026 in Dyer, Gibson County, TN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 38330

Conventional and FHA Loan Opportunities in Dyer, TN

Lendersa® strives to connect you with the best possible Conventional, USDA, or FHA loans quickly and without hassle. Choose one of three options to match with lenders and loan programs that suit your needs.

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Dyer Lenders

  • Greenfield Banking Company
  • 112 N. Front Street, Greenfield, TN, 38230
  • Lends in Tennessee
  • Greenfield Banking Company is a $67 million financial institution serving Greenfield, Weakley County, and the surrounding area. We have one main facility with two convenient ATM locations, sound lending ability and enhanced banking products and services. We're committed to providing high quality, personalized service.

  • The Bank of Milan
  • 2011 East Van Hook Street, Milan, TN, 38358
  • Lends in Tennessee
  • The Bank Of Milan is a branch office of The Bank Of Milan. They provide the following services: Full Service Office Location and are located at 2011 East Van Hook Street in Milan Tennessee.
    Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website

  • Security Bank
  • 120 North Mill Avenue, Dyersburg, TN, 38024
  • Lends in Tennessee
  • Security Bank's heritage is one built on financial strength and integrity. Our corporation was chartered as a state bank on April 3, 1931. At that time, it was called Newbern State Bank and was located in downtown Newbern.

    In October 1968, the name was changed to Security State Bank to reflect its expansion into other Dyer County towns.

  • Patriot Equity Credit Union
  • 1450 Union University Drive, Jackson, TN, 38305
  • Lends in Tennessee
  • Patriot Equity Credit Union is a non-profit cooperative organization created for the purpose of providing financial services to its members. Every member is a shareholder or "owner" of the Credit Union. Founded in 1929, Patriot Equity Credit Union serves the employees and family members of the U.S. Postal Service.

  • The Bank of Jackson
  • 420 Oil Well Road, Jackson, TN, 38305
  • Lends in Tennessee
  • The Bank of Jackson’s successful heritage is built on its commitment to the local community of Jackson and Madison County, local lending decisions and local stockholders and board members. The bank is built on the not so little difference that only a hometown community bank can deliver--personal service.

  • Leaders Credit Union
  • 35 Stonebridge Blvd, Jackson, TN, 38305
  • Lends in Tennessee
  • "Leaders Credit Union has been serving the West Tennessee community for over 60 years with premium financial services. We build on that heritage today by providing the lowest cost offerings with top-level member service, and maintaining the safety and soundness of our credit union.
    We are a full-line financial services provider.

  • Traditional Home Mortgage, Inc
  • 16204 Highland Drive, Mc Kenzie, TN, 38201
  • Lends in Tennessee
  • Traditional Home Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Bank of Halls
  • 101 W. Main St., Halls, TN, 38040
  • Lends in Tennessee
  • At Bank of Halls, our highest priority is the health of our customers, employees, and communities. While we know there are rising concerns surrounding COVID-19, we are monitoring the situation closely with local healthcare experts, the Centers for Disease Control and Prevention (“CDC”), World Health Organization (“WHO”), and Tennessee Bankers.

  • SECURITY BANK AND TRUST COMPANY
  • 210 W Washington St, Paris, TN, 38242
  • Lends in Tennessee
  • Security Bank and Trust Company was founded in 1905, and continues to serve Northwest Tennessee and Southwestern Kentucky. To date, we have thirteen branches throughout the communities including Martin, Milan, Union City, Hornbeak, Fulton, Dyer, Trenton and Humboldt. We are a locally owned