FHA VS Conventional loan in Jackson, Madison County, Tennessee

In 2025, the loan limit for Conventional financing in Jackson, located within Madison County, TN, is set at $726,200, while the FHA loan limit for a single-family home is $472,030. These values are essential for potential homebuyers navigating real estate financing in these areas, helping to outline the maximum borrowing potential under these programs.

Utilize the Lendersa® Conventional loan calculator to thoroughly evaluate and compare the top rates available today for Conventional, FHA, and USDA loans. This tool is crucial for discovering the required income, credit, and reserves, as well as the necessary documentation for qualification. Our advanced mortgage calculator presents a side-by-side comparison of Conforming Conventional loans alongside USDA, FHA, and VA options, making it easier to choose the best loan program in TN for your specific financial needs.

Examine an extensive range of loan offers from over 100 different lenders

Comprehensive 2025 Loan Limits and Down Payment Requirements in Jackson, Madison County, TN

Loan Type Loan Limit Down Payment Required
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table references the following zip codes: 38305, 38301, 38303, 38314

Exploring Conventional and FHA Loan Opportunities in Jackson, TN

The primary mission of Lendersa® is to facilitate quick and hassle-free access to the most suitable Conventional, USDA, or FHA loan options. Select one of these three methodologies to connect with matching lenders and discover the right loan programs tailored to your financial profile.

Results from USDA loan requests processed by Lendersa


  • Pursuit
  • 50 Beaver Street, Suite 500, Albany, NY, 12207
  • Our mission is to provide businesses with affordable small business loans and resources so that they can reach higher, transform and grow. Our mission guides our lending. When you work with us, you’ll have access to a community-focused small business lender that is 100% invested in providing the best possible loan for you now, and in the future.
  • SEFCU
  • 575 Broadway, Albany, NY, 12207
  • As a SEFCU shareholder, you will enjoy benefits not found in other financial relationships. Benefits that keep growing with each passing year to help you achieve your purpose.SEFCU is among the 50 largest credit unions in the U.S. with more than $3.5 billion in assets, 330, 000 members, and 50 branches in the Capital Region.
  • First State Bank & Trust Company
  • 612 Broadway, Thompson, ND, 58278
  • Officially known as First State Bank since 1938, our five locations in Buxton, Grand Forks, Mayville, Portland and Thompson are centrally located in the heart of North Dakota’s legendary Red River Valley. Known for our commitment to the communities we serve, our respected business, agricultural and mortgage lenders
  • Pioneer Bank
  • 652 Albany Shaker Road, Albany, NY, 12211
  • Founded for the financial strength of the community, Pioneer has been operating within New York's Greater Capital Region for more than 130 years, providing financial support to help people build a better life. Today, our values remain the same, holding firm to our belief that the customer, our employees, and our community come first.
  • Prosper First Capital
  • 763 Saratoga Road, Suite 4, Burnt Hills, NY, 12027
  • Prosper First Capital have worked hard to build our reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
  • Residential Capital Group LLC
  • 27404 Arrowhead Lane, Conifer, CO, 80433
  • Residential Capital Group was founded in 2000 . Over the last decade we have built a strong reputation as an outstanding mortgage broker among the lending community. We have achieved preferred status and honored recognition with our lending partners. Through continued education and intensive industry research
  • Ion Bank
  • 87 Church Street, Naugatuck, CT, 06770
  • Ion Financial, MHC is an independent financial services company committed to building lifetime relationships by partnering with our customers to help them identify and achieve their financial goals.We seek profitable growth while delivering superior customer service and offering a comprehensive package of progressive financial products.
  • Canyon River Mortgage LLC
  • 155 Salina St, Lafayette, CO, 80026
  • We opened the doors of Canyon River Mortgage in November 2006. Experiencing a lack of integrity in the real-estate lending business prompted me to create a company that prides itself on honest and ethical work. Our goal is to close your loan on time and with no surprises. By keeping on top of deadlines and communicating with all parties
  • Community Resource Federal Credit Union
  • 20 Wade Road, Latham, NY, 12110
  • We offer outstanding rates and low fees on a full range of financial products. Our mission is to improve the lives of our members and community by providing access to affordable, reliable and solution based financial services. Our mission is to improve the lives of our members and the community by providing access to affordable