Explore the differences! FHA VS Conventional loan programs in Jackson, Madison County, Tennessee

In 2025, the loan limit for Conventional financing in Jackson, located within Madison County, TN, is set at $726,200, while the FHA loan limit for a single-family home is $472,030. These values are essential for potential homebuyers navigating real estate financing in these areas, helping to outline the maximum borrowing potential under these programs.

Utilize the Lendersa® Conventional loan calculator to thoroughly evaluate and compare the top rates available today for Conventional, FHA, and USDA loans. This tool is crucial for discovering the required income, credit, and reserves, as well as the necessary documentation for qualification. Our advanced mortgage calculator presents a side-by-side comparison of Conforming Conventional loans alongside USDA, FHA, and VA options, making it easier to choose the best loan program in TN for your specific financial needs.

Examine an extensive range of loan offers from over 100 different lenders

Comprehensive 2025 Loan Limits and Down Payment Requirements in Jackson, Madison County, TN

Loan Type Loan Limit Down Payment Required
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table references the following zip codes: 38305, 38301, 38303, 38314

Exploring Conventional and FHA Loan Opportunities in Jackson, TN

The primary mission of Lendersa® is to facilitate quick and hassle-free access to the most suitable Conventional, USDA, or FHA loan options. Select one of these three methodologies to connect with matching lenders and discover the right loan programs tailored to your financial profile.

Results from USDA loan requests processed by Lendersa


  • Exchange Bank of Missouri
  • 101 South Church, Fayette, MO, 65248
  • Our mission is to provide quality, value and service to the citizens of Audrain, Boone, Callaway, Chariton, Cole, Cooper, Howard, Lafayette, Montgomery, Monroe, Saline, Carroll, Osage, Pettis and Randolph Counties and the surrounding area. Exchange Bank of Missouri is home owned.
  • OnPoint Home Lending
  • 2912 E. Gallatin Street, Burlington, KY, 41005
  • We are locally owned and operated with our main office located in Burlington, KY. At OnPoint Home Lending, we pride ourselves on exceeding our customer's expectations in finding the best option for a home loan that's right for you. Whether you want the lowest rate possible, refinance your existing mortgage or new home purchase
  • Pinnacle Bank
  • 1901 West Spring Street, Monroe, GA, 30655
  • Pinnacle Bank has been a locally owned, community bank since 1934. We specialize in meeting our customers' financial needs, both now and into the future. Local decisions, quick responses and numerous locations are just a few of the reasons to choose Pinnacle Bank and also Pinnacle Bank is a state chartered community bank serving Elbert, Franklin, H
  • Newton Federal Bank
  • 3175 Highway 278, Covington, GA, 30014
  • At Newton Federal Bank, we strongly believe that a community bank should provide the resources and transparency needed for any person to prosper​. Whether it's the guidance and funding they need to start a new business, a business checking account tailored to the way your company operates, or crash-courses in personal finance.
  • Credit Union Financial Services
  • 1123 Elm St. NE, Covington, GA, 30014
  • CUFS was established in 1993 and is currently owned by four Georgia Credit Unions. The Credit Unions created CUFS to provide mortgages for members seeking affordable lending solutions and trustworthy, expert advice. They wanted a mortgage company that had their members best interest in mind
  • Family Horizons Credit Union
  • 6665 E 21st Street, Indianapolis, IN, 46219
  • Family Horizons was founded in 1954, when we received a credit union charter allowing us to serve the financial needs of Naval Avionics’ employees and their families. The original “branch” was located within the Naval Avionics facility, about a mile from where the current East 21st Street branch is located
  • KEMBA Credit Union
  • 444 South Shortridge Rd, Indianapolis, IN, 46219
  • On October 9, 1933, KEMBA Indianapolis Credit Union was chartered to serve the employees of the Kroger Company and their families in and around Indianapolis. The credit union was started by a group of Kroger employees who needed a safe place to save and borrow. KEMBA is an acronym for “Kroger Employee Mutual Benefits Association”.
  • HomeBank
  • 400 S Main St, Palmyra, MO, 63461
  • HOMEBANK Headquartered in Palmyra, MO since 1934, we have 9 branches throughout Mid and Northeast Missouri and Quincy, IL. All our lobbies are open again during normal business hours. Our friendly Customer Service Representatives and Loan Officers would love to meet with you in person
  • Fisher National Bank
  • 102 E. Division, Fisher, IL, 61843
  • The Fisher National Bank opened for business November 18, 1955 at a small office in downtown Fisher, IL. With numerous additions and renovations, this facility served our needs very nicely over the years. In the late 1990s, due to steady growth and the loyalty of our many clients, the board realized it was time to make another investment.