FHA VS Conventional loan in Johnson-City, Washington County, Tennessee
In 2025, the maximum loan limit for Conventional mortgages in Johnson-City, which is part of Washington County, TN, is $647,200. For a single-family home, the FHA ceiling is $420,680. These limits provide crucial guidance for homebuyers and investors looking to finance properties in this locale.
Use the Lendersa® Conventional loan calculator for a comprehensive comparison of the best rates currently available between Conventional, FHA, and USDA loans. Determine your necessary income, credit level, reserves, and supporting documents for qualification. The advanced mortgage calculator provides a clear view of Conforming Conventional loans next to USDA, FHA, and VA options, enabling an accurate assessment of which program in TN is most aligned with your financial needs.
Detailed 2025 Loan Limits and Downpayment Requirements in Johnson-City, County of Washington, TN
Loan Type
Loan Limit
Down Payment Required
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies specifically to the following zip codes: 37614, 37615, 37601, 37604, 37602, 37605, 37684
Explore Conventional and FHA Loan Opportunities in Johnson-City, TN
The mission at Lendersa® is to promptly provide the most favorable Conventional, USDA, or FHA loan solutions, minimizing any hassle. Start with any of these three pathways to connect with compatible lenders and the loan programs best suited to your situation.
277 Rancheros Dr, Suite 160, San Marcos, CA, 92069
we’re able offer a wide variety of home loan programs to help borrowers finance their home loan needs. From the first-time buyer looking for a low-down payment loan, to the seasoned investor looking to finance a 4-unit multi family home, we can help you. Because of our partnership with over 40 lenders
LoanStar Financial is a mortgage company based in North San Diego County, CA. specializing in residential (Refi & Purchase) mortgages as well as commercial and construction loans. Ignacio Ventura has many years of experience in the residential, commercial & construction lending arena.
Jim Stanko is a JUMBO and FHA Reverse Mortgage Specialist located in Southern California. He and his firm, Lineage Lending, are Federally- and CA State-Licensed reverse mortgage brokers. Lineage Lending is a member of the National Reverse Mortgage Lenders Association, an association that requires high ethical standards from its members.
YMS specializes in eliminating mortgage insurance by leveraging relationships with Private Investors and Banks to obtain custom tailored loans for clients. Your Mortgage Shop is a trusted California premiere mortgage broker that adheres to the highest industry standards and is compliant with State Laws and Federal Regulations.
We've been community leaders since 1947. Our original mission was to serve individuals affiliated with the Naval Ammunition Depot in Hawthorne. Since then, we've expanded to serve residents of several rural Nevada counties. We're proud of our growth. And proud that you trust us with your financial health.
Valley View Properties we uphold an ongoing commitment to providing an elevated level of personal service. Our clients come first, and as a result, they are able to achieve more than they ever dreamed with their real estate investment Valley View Properties we uphold an ongoing commitment to providing an elevated level of personal service.
7484 University Avenue, Suite 220, La Mesa, CA, 91942
We are a different kind of Mortgage company. Large enough to provide all of the technology, efficiency, automated systems and consistency. Small enough to care immensely about our clients. We take pride in providing an experience you can brag about to your friends. We are an independent Mortgage Broker that specializes in VA Loans.
Inland Valley FCU is a not-for-profit financial cooperative. We exist to serve the needs of our members and offer the same types of banking products and services you would find at other financial institutions. This includes savings accounts, checking accounts, loans, mortgages, online banking, bill payment, and more.
Secure Choice Lending is a mortgage lender committed to helping prospective and current homeowners finance their dreams. Reachable by phone, online or in person, Secure Choice Lending prides itself on customer service, on serving your real estate needs day or night. Independently owned, Secure Choice Lending subsists on hard work.
2900 Adams Street, Suite A305, Riverside, CA, 92504
At Locke Your Loan we strive to create a client experience like no other, but we can’t do that without a team. In the office, we focus on maintaining and providing a positive workplace by creating an environment that is respectful and rewarding. Our Mission is to provide our clients with education.
At Tradition Financial, we know that each customer has specific needs, so we strive to meet those specific needs with a wide array of mortgage options and best of all quality service and individual attention. We have been providing exceptional service and highly competitive rates since 2006.
