Explore the differences! FHA VS Conventional loan programs in Shelbyville, Bedford County, Tennessee
During 2026, the loan limit for Conventional financing in Shelbyville, located in the county of Bedford, TN, is $726,200. For a single-family home, the FHA limit is $472,030.
Leverage the Lendersa® Conventional loan calculator to compare today's leading rates among Conventional, FHA, and USDA loans. It helps identify the income, credit requirements, reserves, and documents needed for qualification. Our advanced mortgage calculator provides side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to help you determine which program in TN best meets your financial needs.
2026 Loan Limits and Downpayment Requirements in Shelbyville, Bedford, TN
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison applies to zip codes: 37160
Available Conventional and FHA Loan Options in Shelbyville, TN
The goal of Lendersa® is to quickly and effortlessly secure the best possible Conventional, USDA, or FHA loan for you. Choose one of three methods to connect with suitable lenders and loan programs.
Heritage South has grown to over 25, 000 members across the communities of Bedford, Marshall, and Rutherford Counties in central Tennessee. We are a non-profit financial cooperative owned by our account holders This means we put our members’ interests first and aren’t working to make a board of Wall Street investors rich.
Citizens Tri-County Bank was organized in 1972 as Citizens Bank, and received its bank charter in June of that same year. The new bank opened for business in October, 1972, with $500, 000 in capital, initially operating in a trailer at the bank’s current Main Office location in downtown Dunlap, Tennessee.
At Ascend, our mission is to "Raise Possibilities" for our members. This means opening new doors for financial freedom, guiding people through money matters using sound experience and knowledge, and providing an environment where you can feel comfortable knowing we have only your best interests in mind.
Mortgage Connection is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
239 Veterans Parkway, Suite B-2, Murfreesboro, TN, 37128
Lends in Tennessee
Optimal Mortgage Services' primary focus is based on our customers' needs in the ever changing regulatory environment. We provide services to multiple lending institutions regardless of size or type. Optimal Mortgage Services offers reviews for Post Funding, Early Payment Default, Adverse Action, Repurchase Defense, Discretionary.
Bank of Lincoln County is known for being the only “Home-Owned” and “Home-Operated” bank in Lincoln County. We want to know you so we can provide you with the products and services that fit your lifestyle. We understand that businesses are the backbone of our community, so we deliver sophisticated business products
Coffee County Bank has been committed to serving the personal & business financial needs within our community. Today, we continue to present exceptional customer service & products designed to suit every customer's needs. By knowing our customers & providing innovative banking tools, we find solutions to achieve their goals & fulfill their dreams.
Peoples Bank and Trust Company is proud of its heritage of providing a complete line of traditional banking services. Operating hand-in-hand with the commitment to convenience is the Bank's emphasis on efficiency and personal attention and also The first organizational meeting of Peoples Bank and Trust Company was held October 5, 1906.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
