Explore the differences! FHA VS Conventional loan programs in South-Cleveland, Bradley County, Tennessee

In 2025, the Conventional loan limit in South-Cleveland, Bradley, TN is $647,200, while for a single-family residence, the FHA limit is $420,680.

Leverage the Lendersa® Conventional loan calculator to evaluate today's top rates across Conventional, FHA, and USDA loans, assessing necessary income, credit, reserves, and documentation for qualification. Our advanced tool provides side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, which helps you select the most suitable program for your financial needs in TN.

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2025 Loan Limits and Down Payment Requirements in South-Cleveland, Bradley, TN

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the following zip codes: 37311, 37323

Exploring Conventional and FHA Loan Options in South-Cleveland, TN

Lendersa® strives to provide the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points to connect with suitable lenders and loan programs.

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  • Members Exchange Credit Union
  • 107 Marketridge Drive, Ridgeland, MS, 39157
  • MECU was originally chartered solely for the employees of Presto Manufacturing Company in Jackson. Our humble credit union has grown to include more than 600 member companies across central and northern Mississippi. At Members Exchange, you’ll know right away that you’re more than a customer – you’re a member.
  • Brightview Credit Union
  • 713 South Pear Orchard Road, Suite 101, Ridgeland, MS, 39157
  • BrightView Credit Union is owned by its customers, but instead of customers, we call them “members.” Other financial institutions have stockholders who own the institution. Our members are owners and “users” of BrightView. When an individual joins BrightView, part of their initial deposit is their “share” of ownership in the credit union.
  • Affordable Lending Group Llc
  • 589 Northpark Drive, Suite D, Ridgeland, MS, 39157
  • Our mortgage experts will analyze your finances and recommend the best mortgage that suites your needs. Once we gather all of the information we will give your options and help you decide which product is the best fit for you. Our goal is to get you the best possible deal available.
  • Liberty Financial Madison
  • 875 Northpark Dr, Suite A Bldg 1, Ridgeland, MS, 39157
  • Liberty Financial is one of the Madison area’s most successful and highly regarded mortgage lenders. We serve customers by providing access to a complete array of mortgage lending products, including conventional loans, jumbo mortgages, VA loans, FHA loans, refinancing loans, and many more.
  • MS Lending, LLC
  • 681 Towne Center Blvd, Suite A, Ridgeland, MS, 39157
  • MS Lending, LLC is a boutique mortgage brokerage lending throughout the state of Mississippi with offices in Ridgeland and Ocean Springs, Mississippi. Whether buying or refinancing, MS Lending has a wide array of options to help you meet your financial goals. Michelle Dugan has been named a Top 20 Mortgage Professional in 2020 by Yahoo! Finance,
  • The Peoples Savings Bank
  • 10 Monument Square, Urbana, OH, 43078
  • In 1892, the Peoples Savings Bank was granted a charter by the State of Ohio to open for business in Urbana, Ohio. Realizing the importance of the Champaign County community they would serve, it was thus very logical to choose the name: The PEOPLES Savings and Loan Company. In 1993, Peoples changed from a state-chartered savings
  • Covita Lending LLC
  • 1299 Virginia Ave, Columbus, OH, 43212
  • Covita Lending offers a wide range of lending options to meet your financial needs and circumstances. With nearly 25 years in combined experience as top producing loan officers, our assurance is that whether you are a first-time buyer, interested in refinancing your mortgage, or a real estate investor, we’re here to guide you through the process.
  • ATOM Property Group, LLC.
  • 1391 W. Fifth Ave, Suite 210, Columbus, OH, 43212
  • ATOM Property Group, LLC. is truly committed to helping each individual customer. We focus on fast response, integrity and over-delivering on customer service. By putting the customer’s needs first, whether selling or buying a home, we can help you realize your real estate goals.
  • Fonville Morisey
  • 3600 Glenwood Avenue, Suite 150, Raleigh, NC, 27612
  • Founded in 1973, Fonville Morisey has set the bar for the local real estate industry, by working to deliver a “one-stop shopping experience” and continually striving to offer the best services possible for home buyers and sellers. This includes Prosperity Home Mortgage, LLC dba FM Lending Services, a full service mortgage banking company.