Conventional Loans Vs FHA in South-Cleveland, TN [in 2026]

In 2026, the Conventional loan limit in South-Cleveland, Bradley, TN is $647,200, while for a single-family residence, the FHA limit is $420,680.

Leverage the Lendersa® Conventional loan calculator to evaluate today's top rates across Conventional, FHA, and USDA loans, assessing necessary income, credit, reserves, and documentation for qualification. Our advanced tool provides side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, which helps you select the most suitable program for your financial needs in TN.

Exploring Conventional and FHA Loan Options in South-Cleveland, TN

Lendersa® strives to provide the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points to connect with suitable lenders and loan programs.

Explore Lendersa USDA loan requests and matching results

South-Cleveland Lenders
(423) 559-1181 Lender's profile and map Smart Choice Credit Union 1075 Blythe Avenue SE, Cleveland, TN, 37311 Lends in Tennessee Our mission is to offer financial services to members of our community with an emphasis on asset development and the achievement of long-term financial security. We specifically will strive to develop relationships with persons who previously have had no interaction with existing financial institutions.
(423) 479-2168 Lender's profile and map Pathway Credit Union 2751 Ralph Buckner Boulevard NE, Cleveland, TN, 37311 Lends in Tennessee Pathway CU was established as a financial institution to meet the growing needs of the Church of God entities. Each member of the credit union is part owner of the organization. Members in good standing are privileged to vote for the Board of Directors.Each year financial gains are returned to the members in the form of dividends or other benefits.
(423) 478-5656 Lender's profile and map Bank of Cleveland 75 Bobby Taylor Ave, Cleveland, TN, 37311 Lends in Tennessee Bank of Cleveland opened its doors on May 8, 1987 in a mobile facility on Keith Street. Back in 1987, the era of bank mergers was underway and Bank of Cleveland was established to provide Bradley County a true, locally owned and operated community bank. main bank office buildingToday, Bank of Cleveland is the only locally owned
(423) 339-8086 Lender's profile and map Home Mortgage Solutions LLC 31 Mouse Creek Rd Nw, Cleveland, TN, 37312 Lends in Tennessee Home Mortgage Solutions LLC offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide: Residential investment property FHA loans on double-wide Manufactured Homes with land on a permanent foundation built after 1976. Conventional loans with min. 5% down on double-wide Manufactured.
(423) 313-3218 Lender's profile and map USA Mortgage, Inc. 4035 Keith St NW, Cleveland, TN, 37312 Lends in Tennessee USA Mortgage is passionate about the mortgage lending process. We desire to exceed the expectations of our customers by holding their hand through the lending process and earning a lifetime friendship, not just a business relationship. The most valuable item to USA Mortgage is a return customer
(423) 336-4331 Lender's profile and map OMC Employees Credit Union 1186 Old Lower River Road NW, Charleston, TN, 37310 Lends in Tennessee O.M.C. Employees Credit Union has been open since 1992. New member eligibility requires that the person be a permanent employee of Olin Corporation, Solenis, or the OMC Employees Credit Union. A member’s spouse, spouse’s parents, children, children’s spouse, siblings, parents, and grandchildren* are all eligible for membership.
(423) 892-3738 Lender's profile and map Chattanooga Federal Employees Credit Union 2011 Stein Drive, Chattanooga, TN, 37421 Lends in Tennessee Chattanooga Federal Employees Credit Union is a not-for-profit, member-owned financial institution that exists to serve its members. Being a member of the credit union is the smart way to manage your finances. We have a complete line of financial products and services to meet your needs.
(844) 805-9100 Lender's profile and map HomeRate Mortgage 7506 East Brainerd Road, Chattanooga, TN, 37421 Lends in Tennessee HomeRate Mortgage of Tennessee saves local home owners money. Ben Phillips is the voice of HomeRate Mortgage and he helps Eric Bradshaw manage the success of hundreds of clients mortgage closings. When it comes to getting the lowest rate and the quickest mortgage approval you have to depend on the best mortgage professionals.
(423) 629-2578 Lender's profile and map Southern Credit Union 508 National Avenue, Chattanooga, TN, 37404 Lends in Tennessee Our mission is to serve as our member's primary financial institution by providing competitive products and services with superior customer service and delivering those services utilizing technology by a highly trained and motivated staff. To provide these products and services in a professional, personal and competitive manner.