FHA VS Conventional loan programs in White-House, Sumner County, Tennessee
In 2025, the Conventional loan ceiling in White-House, located in the county of Sumner, TN, is $694,600, whereas the FHA ceiling is $694,600 for a single-family residence.
Leverage the Lendersa® Conventional loan calculator to compare the top current rates for Conventional, FHA, and USDA loans. Evaluate the necessary income, credit score, reserves, and documentation for eligibility. Our advanced calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the most suitable program for your financial situation in TN.
2025 Loan Limits and Downpayment Details in White-House, Sumner, TN
Loan Type
Loan Limit
Down payment
Conventional Conforming
$694,600
3%
USDA
$469,200
0%
FHA
$694,600
3.5%
This table is applicable to the zip codes: 37188
Discover Conventional and FHA Loan Options in White-House, TN
Lendersa® strives to efficiently secure the best Conventional, USDA, or FHA loans for you without hassle. Start from one of three pathways to find matching lenders and loan options.
HMS is a full service mortgage company operating in Ohio and Florida. At HMS, our approach with every customer is to provide white glove service. Our customers are given the highest level of care, consideration, and attention to detail; while receiving the best interest rate and best loan approval for each particular situation.
We provide personal, hands-on service from start to finish. With a variety of mortgage products, our experienced and knowledgeable team is able to offer the perfect solution for you. We are dedicated to making the lives of our customers better by providing a hands-on, personalized mortgage lending process.
Omniscient Real Estate Finance Corporation is a true mortgage broker devoted to serving the needs of the community. Omniscient works with a variety of lenders to ensure we find the best loan options for your situation. Our program strives to strengthen communities by empowering individuals to become effective homeowners
TopMark Federal Credit Union is a member-owned federally chartered credit union committed to serving the financial needs of its members. Our mission is to be the Members’ primary financial institution. The credit union will provide quality, competitive services in an atmosphere of trust and superior member satisfaction
Bank of Pontiac opened its doors for business in 1947. Since then, we’ve been providing financial solutions for the people of Livingston County, Grundy County, Tazewell County, McLean County and their surrounding communities. We are a strong community bank offering a variety of financial services to both individuals and businesses.
The State Bank of Graymont was founded in 1913. Organizers for the State Bank of Graymont were headed by a Pontiac banker from the old National Bank of Pontiac. Other younger officers from the National Bank of Pontiac were also involved. Plus, there were other investors from the Pontiac area along with several investors from the Graymont area.
4609 Charlotte Highway, Suite 4, Lake Wylie, SC, 29710
Capital South Funding is a full service mortgage company focused on providing wholesale interest rates and superior customer service. Capital South Funding offers home financing throughout North Carolina and South Carolina. As a family owned company with little overhead, they can pass along the savings to you.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
