FHA VS Conventional loan programs in 2025 for Elm-Creek, Maverick County, Texas

For the year 2025, the conventional loan cap in Elm-Creek, located in Maverick County, TX, is $647,200. In comparison, the Federal Housing Administration (FHA) loan limit for a single-family home is set at $420,680.

Utilize the Lendersa® Conventional loan calculator to evaluate current rates across Conventional, FHA, and USDA loans, assessing income, credit, reserves, and paperwork needed for qualification. Our enhanced mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the optimal program in TX for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Elm-Creek, Maverick County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 78852

Conventional and FHA Loan Options in Elm-Creek, TX

Lendersa® is committed to securing exceptional Conventional, USDA, or FHA loan arrangements swiftly and with minimal stress. Choose from three pathways that lead to matching lenders and their loan programs.

Lendersa USDA loan request and matching results


  • MembersOwn Credit Union
  • 1391 South 33rd Street, Lincoln, NE, 68510
  • MembersOwn Credit Union offers primary banking services with a “People helping People” philosophy. Being locally owned by individuals living in 10 southeast Nebraska counties makes them committed to their members, first and foremost. As a trusted financial partner, owners find the personal attention, care
  • LPS Employees Federal Credit Union
  • 5621 N Street, Lincoln, NE, 68510
  • The mission of the LPS Employees Federal Credit Union is to support its members by helping them achieve their current and future goals by providing member-driven services and financial education. We take pride in meeting our members’ needs with honesty, compassion, and integrity.
  • Cornhusker Bank
  • 8310 O Street, Lincoln, NE, 68510
  • Cornhusker Bank occupies a unique position in the Lincoln Nebraska area. In this day of mergers and acquisitions, the bank retains its hometown touch and all the personal services of a true "community bank." Individuals and business customers have access to all the products and services offered by larger national banks.
  • University of Nebraska Federal Credit Union
  • 1720 P Street, Lincoln, NE, 68508
  • The University of Nebraska Federal Credit Union was started by seven faculty members back in 1937. Soon after membership was expanded to include university staff and in 2006 university students were added to the field of membership. In the fall of 2016 the credit union began reaching out to Alumni and welcoming them to join as well.
  • Nebraska State Employees Credit Union
  • 330 S. 16, Lincoln, NE, 68508
  • NSECU provides a convenient and inexpensive source of credit for worthwhile and meaningful purposes. We do this by returning any earnings to our members through higher dividend rates for share accounts and lower interest rates on loans. NSECU provides a convenient and inexpensive source of credit for worthwhile and meaningful purposes.
  • Capital City Mortgage, Inc.
  • 237 S 70th St, Suite 105, Lincoln, NE, 68510
  • Capital City Mortgage, Inc opened its doors in October 2003. We are celebrating our 10th Anniversary. We have been in the same location for 10 years, we did expand the office size in 2007. Have been very fortunate to have the same processor for 10 years. Our goal is to have the best rates and superior service.
  • The Hutson Company
  • 1244 Main Street, Gardendale, AL, 35071
  • The Hutson Company is a mortgage loan company that serves the entire state of Alabama. We specialize in brokering purchase mortgage loans for new and existing homes and also in refinancing existing mortgages. The Hutson Company has been in business for over 30 years. The Hutson Company does all types of mortgage loans including FHA, VA, USDA
  • Bank of Washington
  • PO Box 377, Washington, MO, 63090
  • The Bank of Washington, headquartered in Washington, Missouri, is proud to be the oldest and largest independently owned bank in Franklin County. Since 1877, as a community bank we have focused on hometown friendliness, personal attention and treating every customer like family. The spirit of the Bank of Washington is deeply rooted.
  • Franklin Mortgage Company, L.L.C.
  • 1381 High Street, Suite 107, Washington, MO, 63090
  • Franklin Mortgage Company proudly serves Franklin and St. Charles counties, working to provide home loans with competitive interest rates and low closing costs. Our experienced mortgage professionals are committed to top-notch customer service that is honest and fair. We’re proud to serve repeat customers throughout the years.
  • MRV Banks
  • Genevieve Drive, Suite 871, Sainte Genevieve, MO, 63670
  • MRV Banks is a locally owned, independent bank dedicated to serving consumers and small businesses throughout Missouri. Since our beginnings in 2007, we have been providing the best products and services for our customers while supporting the communities in which we work and live.