FHA VS Conventional loan programs in Yoakum, DeWitt County, Texas

In 2026, for Yoakum, located in DeWitt county, TX, the conventional loan limit is $647,200, whereas the FHA limit for a single-family home is $420,680.

Use the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans. Ensure you meet the income, credit, reserves, and necessary documentation requirements. This advanced mortgage tool allows side-by-side examination of Conforming Conventional, USDA, FHA, and VA loans, helping you determine which program in TX best aligns with your financial goals.

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2026 Loan Limits and Down Payment Requirements in Yoakum, DeWitt, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is relevant to the following zip codes: 77995

Explore Conventional and FHA Loan Options in Yoakum, TX

The aim of Lendersa® is to help you secure the finest Conventional, USDA, or FHA loan promptly and without hassle. Choose one of three pathways that directs you to the best matching lenders and loan offers.

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Yoakum Lenders

  • Sage Capital Bank
  • 1606 North Sarah DeWitt Dr, Gonzales, TX, 78629
  • Lends in Texas
  • Sage Capital Bank, headquartered in Gonzales, Texas, is an independent community bank dedicated to the customers and communities we serve. We are committed to helping Texas businesses and families prosper. At Sage, it is our mission to provide superior personalized customer service.

  • National Bank & Trust
  • 145 West Colorado, La Grange, TX, 78945
  • Lends in Texas
  • Chartered in 1888, National Bank & Trust is headquartered in La Grange, Texas, and has been a major contributor in the development and expansion of the business and agricultural community since its inception.

    National Bank & Trust is a full-service Bank with friendly people who take the time to listen

  • TexStar Federal Credit Union
  • 141 Park Place Boulevard, Kenedy, TX, 78119
  • Lends in Texas
  • TexStar Federal Credit Union has been open since 1967. The credit union has assets totaling $24.11 Million and provides banking services to more than 1, 000 members as of March 2022.

    The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups

  • First-Lockhart National Bank
  • 111 S. Main Street, Lockhart, TX, 78644
  • Lends in Texas
  • The first bank to be organized in Lockhart, Texas, the First National Bank of Lockhart was opened April 15, 1889 by James G. Burleson. Burleson was the brother of cabinet member and Postmaster General Albert Sidney Burleson. The board of directors included many of the men that played an important part in the development of Lockhart

  • The First National Bank of Bastrop
  • 489 Highway 71 W, Bastrop, TX, 78602
  • Lends in Texas
  • The arrival of the railroad in Bastrop during the 1880s injected a fresh spirit of progress in the community. This economic upswing opened the way for three forward thinking venture capitalists to open Bastrop County Bank, which was soon bought out by local business men and renamed The First National Bank of Bastrop in August of 1889.

  • The Falls City National Bank
  • 100 S Front Street, Falls City, TX, 78113
  • Lends in Texas
  • The Falls City National Bank was chartered March 23, 1907. On May 6, 1907 Falls City National Bank officially opened for business.

    Alterations and additions were made to the building in 1924. Expansion and renovation more than doubling the size was completed in 1980. Another additional expansion was completed in March 1982.

  • Barton Springs Financial
  • 801 Madison Ave, New Braunfels, TX, 78130
  • Lends in Texas
  • We're passionate about helping everyone become a homeowner! Our goal? To help you find the very best home loan in the market with the lowest rate and lowest fees possible. It's just that simple! Our decades of experience and industry knowledge, we'll work diligently to find the home loan that best suites your goals.

  • Bluebonnet Mortgage LLC
  • 438 South Water Lane, New Braunfels, TX, 78130
  • Lends in Texas
  • Bluebonnet Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders

  • Blue Sky Mortgage Company
  • 2700 Hunter Rd, Suite B, San Marcos, TX, 78666
  • Lends in Texas
  • Blue Sky Mortgage Company our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.