Explore the differences! FHA VS Conventional loan programs in American-Fork, Utah County, Utah

As of 2025, the maximum amount for Conventional loans in American-Fork, located within the county of Utah, UT, is $647,200; meanwhile, for FHA loans, the limit stands at $508,300 for single-family properties.

Leverage the Lendersa® Conventional loan calculator to compare current Conventional, FHA, and USDA rates. Evaluate income, credit score, reserves, and the necessary documents for qualification. Our comprehensive mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to choose the most suitable program in UT for your financial situation.

Explore loan offers from over 100 lenders

Loan limits and down payment requirements for 2025 in American-Fork, Utah, UT

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $351,400 0%
FHA $508,300 3.5%

This comparison table is relevant for zip codes: 84003

Loan options for Conventional and FHA in American-Fork, UT

The aim of Lendersa® is to streamline the process of securing the best possible loan, whether it be Conventional, USDA, or FHA. Begin by selecting one of the three steps to reach a match of lenders and loan offerings.

USDA loan request and matching results by Lendersa


  • America's Choice Mortgage Company
  • PO Box 2525, Stafford, VA, 22554
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Quickline Capital Partners, Inc
  • 4713 Crossroads Park Dr, Suite 101, Liverpool, NY, 13088
  • We help individuals and corporate borrowers secure the necessary capital, whether they need a refi, a stated income loan, fix-and-flip financing, or improvement financing. While some properties are harder to finance than others, most anything can be financed with some expert help. We can finance.
  • Paragon Home Loans, Inc
  • 225 Greenfield Parkway, Suite, Suite 207, Liverpool, NY, 13088
  • Paragon Home Loans, Inc. is a licensed mortgage banker by the New York State Department of Financial Services. Founded in 1976, Paragon Home Loans focuses exclusively on the residential mortgage needs of its customers. We have eight convenient locations in Syracuse, Buffalo, Plattsburgh, Binghamton, Utica, Lake Placid, Cortland and Corning.
  • Navy Federal
  • PO Box 3000, Merrifield, VA, 22119
  • Navy Federal Credit Union is the world's largest credit union with over 10 million members, over $149 billion in assets and over 32, 000 employees. As a credit union, we have members, not customers. At our campuses in Vienna, VA, Pensacola, FL and Winchester, VA, and in our more than 345 branches.
  • EquiFund Mortgage
  • 3390 Kori Road, Suite 11, Jacksonville, FL, 32257
  • We offer a full service digital mortgage market place, where consumers can identify the lowest rate fee loans from the Nations best lenders and close their loan request. We do not charge any fees, and are compensated by the lowest rate lender for performing the work and funding the loan.
  • City & Police Federal Credit Union
  • 4675 Sunbeam Road, Jacksonville, FL, 32257
  • City & Police Federal Credit Union was chartered in 1935 as a financial institution owned by its members who are joined by a common bond.Which brings us to the present. We are a full service financial institution with five convenient locations. Best of all we understand our purpose; "Serving the Financial Needs of Our City's Best".
  • Forever Home Loans
  • 3400 KORI RD, Suite 4, Jacksonville, FL, 32257
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • CCS Home Loans
  • 2814 Spanish Cove Trail, Jacksonville, FL, 32257
  • Consumer Credit Services was chartered in 1998, after the founder realized that the mortgage lending environment fell short of offering diligent long term lending solutions that incorporated a true plan that matched the clients goals. In most cases, the representation and loan products offered, while providing short term benefits,