FHA VS Conventional loan in Altavista, Campbell County, Virginia

For the year 2026, in Altavista, located in the county of Campbell, VA, the limit for a Conventional loan is $726,200. Comparatively, the FHA limit is $472,030 for a single-family residence.

Utilize Lendersa®'s Conventional loan calculator to compare top rates for Conventional, FHA, and USDA loans today. This tool helps determine the income, credit, reserves, and required documents for qualifying. Our sophisticated mortgage calculator lets you view Conforming Conventional loans alongside USDA, FHA, and VA options, helping you choose the best program in VA for your specific financial needs.

Explore loan offers from 100 lenders

2026 loan limits and down payment requirements in Altavista, county of Campbell, VA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $349,600 0%
FHA $472,030 3.5%

This comparison table relates to zip codes: 24517

Conventional and FHA loan options in Altavista, VA

The aim of Lendersa® is to secure you the best Conventional, USDA, or FHA loan promptly and efficiently. Choose from three different starting points to find matching lenders and loan programs.

Lendersa loan request and USDA matching results


Altavista Lenders

  • Diversified Mortgage Brokers
  • 100 Copley Place, Suite D, Lynchburg, VA, 24502
  • Lends in Virginia
  • We are committed to quality customer service - putting the people we serve first. we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! Specializing in residential mortgage loans for purchases, refinances and equity lines/loans

  • Beacon Credit Union
  • PO Box 4319, Lynchburg, VA, 24502
  • Lends in Virginia
  • Beacon Credit Union is a full-service financial institution, offering a wide range of products and services. Having served Lynchburg and the surrounding area for over 75 years, our "vision" is to be the premier provider of quality financial services, a leader in our community and the most progressive financial institution in our field

  • Select Bank
  • 211 Gristmill Dr, Forest, VA, 24551
  • Lends in Virginia
  • At Select Bank, we can help you manage your time and your money. We’ve brought together old-fashioned service and the latest tools and technology in order to provide you with the products and services you need, when you need them – and on your terms. We’re focused on treating every customer like they’re our only customer.

  • T.Y. Mortgage, LLC
  • 15115 Forest Road, Forest, VA, 24551
  • Lends in Virginia
  • "TY Mortgage, LLC, has a team of experienced and highly skilled loan consultants that will help you determine which loan option is best suited for your situation. At TY Mortgage, we help you get the loan that you want in the time frame you want it in. Purchase or Refinance Mortgage
    Residential or Commercial.

  • Blue Ridge Mortgage
  • 916 Main Street, Suite 400, Lynchburg, VA, 24504
  • Lends in Virginia
  • Blue Ridge Mortgage you have a lender that you can count on for your family’s needs for generations to come! Community-Oriented Blue Ridge Mortgage is a locally owned and operated residential mortgage company. We specialize in purchase loans, rate and term refinance, and debt consolidation.

  • Central Virginia Federal Credit Union
  • PO Box 1660, Lynchburg, VA, 24505
  • Lends in Virginia
  • Central Virginia Federal Credit Union offers a fresh, unique alternative to banks. Like other financial institutions, we offer a full range of financial products and services. Unlike the others, we are not-for-profit. putting those savings in your pocket! Here you are more than a customer, you're a member.

  • The Farmers Bank of Appomattox
  • 223 Main Street, Appomattox, VA, 24522
  • Lends in Virginia
  • The Farmers Bank of Appomattox has a very rich history of providing for the needs of our customers living within the communities in which we serve. We are a strong community bank with over 100 years of proven personal banking. The directors, officers and employees that have come before us have set high expectations in regard to this level of servic

  • Virginia Mountain Mortgage
  • 19747 Main St, Buchanan, VA, 24066
  • Lends in Virginia
  • Bank of Botetourt "Taking Care of You"​ is more than a slogan, it's our promise to the community. For over 120 years, Bank of Botetourt has been committed to reaching out within our local communities to do all we can to further the area's overall economic development. As a community partner, we make charitable contributions for education.

  • URW Community Federal Credit Union
  • 539 Arnett Boulevard, Danville, VA, 24540
  • Lends in Virginia
  • URW Community Federal Credit Union has been open since 1970. The credit union has assets totaling $224.47 Million and provides banking services to more than 32, 000 members as of March 2022.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a mem