Explore the differences! FHA VS Conventional loan programs in Cave-Spring, Roanoke County, Virginia

In 2025, the Conventional loan limit for Cave-Spring in Roanoke county, VA, is $647,200. For a single-family house, the FHA limit is $420,680.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the best loan program in VA for your financial situation.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Cave-Spring, Roanoke, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the following zip codes: 24018

Conventional and FHA Loan Options in Cave-Spring, VA

The mission of Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loan quickly and with ease. Choose one of three paths to find suitable lenders and loan programs.

See results from USDA loan requests and matches on Lendersa


  • Schmidt Mortgage Company - Randy Milani
  • 1953 Englewood Ave, Akron, OH, 44312
  • Schmidt Mortgage Company was originally established in 1940 as “Frank A. Schmidt & Son’s” in Cleveland, Ohio, originating and servicing residential and commercial real estate loans. It was incorporated in January, 1959. It is one of the first 100 lenders in the country to become approved as a seller / servicer of Fannie Mae.
  • Mercer County State Bank
  • 712 West Main Street, Grove City, PA, 16127
  • We are an independent financial services company dedicated to the highest level of personal service in all that we do. We are a true community bank with locations throughout Mercer, Crawford, Butler & Venango Counties. For over a century we remain safe, sound and secure. Stop in today and see how we can help you with all of your financial, lending
  • Professional Mortgage Group
  • 433 Shady Dr., Grove City, PA, 16127
  • Professional Mortgage Group was established in 1998. We continue to provide personalized service for those interested in purchasing a home or refinance their current mortgage. Here you can use our online tools to learn more about home loans and find the best loan options to suit your needs and goals.
  • Seafarer Home Corporation
  • 36 Seafarer Ln, Ocean Pines, MD, 21811
  • As a licensed Mortgage Lender/Broker, we know from firsthand experience how overwhelming it can be to deal with mortgages. However, we also know that it doesn’t have to be this way. Seafarer Home specializes in helping you understand all of your mortgage and financing options so you can make smart and informed decisions.
  • Zipfel Capital
  • 3440 Edwards Rd, Cincinnati, OH, 45208
  • We’re connected to countless lending institutions. We’re obligated to none. Building, buying, refinancing, investing both residential and commercial: put your confidence in Zipfel Capital. As a broker, we leverage our network and expertise to connect you with the right lender. Michael Zipfel, the founder and President of Zipfel Mortgage Group
  • Mortgage House of America LLC
  • 3530 Edwards Road, Cincinnati, OH, 45208
  • Mortgage House of America has specialized in finding a great product at a great price to suit our clients’ home purchase or refinance needs. From the ground up, we have built our business on strong foundations of honesty, integrity and communication with our clients. Most of our loan officers bring at least ten years of experience.
  • Help Me BA
  • 270 Walker Drive, Suite 110E, State College, PA, 16801
  • HELPMEBA is a safe haven that allows the curious to learn about the mortgage market without feeling compelled to buy anything. Brian Allen the owner offer free consultations and seminars on First Time Home Buying, Credit Scoring, Equity Management, and Reverse Mortgages. Whether you are a couple looking for your first home.
  • Mortgage Source PA
  • 1346 S Atherton Street, State College, PA, 16801
  • As a mortgage broker, we work for you - not the bank. We work to fit you with the best loan program and lender to meet your mortgage needs and we represent you throughout the entire process. Giving you the personal attention you deserve, we will streamline the process for you from the application to the decision.
  • Professional Choice Mortgage
  • 100 North Patterson Street, State College, PA, 16801
  • Professional Choice Mortgage is a mortgage broker based in State College, PA that was started in March 2005. We specialize in providing analytical tools and market knowledge regarding rates, so that you can make informed decisions about your mortgage and understand how it fits into your financial plan.