Explore the differences! FHA VS Conventional loan programs in Mount-Vernon, Fairfax County, Virginia

For 2026, the conventional loan limit in Mount-Vernon, county of Fairfax, VA, stands at $970,800. Meanwhile, the FHA limit for a single-family home is $970,800.

Utilize the Lendersa® Conventional loan calculator to explore today's best rates between Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator presents Conforming Conventional loans alongside USDA, FHA, and VA loans, aiding you in selecting the ideal program in VA for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Mount-Vernon, County of Fairfax, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table applies to zip codes: 22309

Conventional and FHA Loan Options in Mount-Vernon, VA

The aim of Lendersa® is to connect you quickly and efficiently with top-notch Conventional, USDA, or FHA loans. Choose from three initial paths that guide you to matching lenders and loan programs.

Lendersa USDA loan request and matching results


Mount-Vernon Lenders

  • First Meridian Mortgage Corporation
  • 8305 Richmond Hwy, Suite 12A, Alexandria, VA, 22309
  • Lends in Virginia
  • First Meridian Mortgage Corporation is a trusted mortgage broker licensed to do business in Virginia, Maryland and District of Columbia. First Meridian’s purpose is to offer the most competitive mortgage interest rates and expert advice and guidance. First Meridian Mortgage Corporation is a Veteran Owned business.

  • Springbank Mortgage LLC
  • 2121 Eisenhower Ave, Suite 200, Alexandria, VA, 22315
  • Lends in Virginia
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • The Tullis Mortgage Team
  • 6187 Grovedale Ct, Alexandria, VA, 22310
  • Lends in Virginia
  • Specializing in Mortgage Banking for over 20 years as a licensed professional. I take pride in being able to offer my clients a wide array of Conventional, Government & Jumbo Loan programs. My goal is to customize the "right" loan program to match your short term & long term financial goals.

  • Fairfax Lending
  • 6094 Franconia Road, Alexandria, VA, 22310
  • Lends in Virginia
  • Fairfax Lending, Inc. is the leading mortgage broker in Virginia, Washington DC and Maryland. We believe in a dramatically simplified experience for borrowers. Consumers are plagued with high rates and hidden fees every day. The current mortgage infrastructure is centered around volume of loans with more attention paid to commission.

  • Metro Mortgage LLC
  • 7830 Backlick Road, Suite 401, Springfield, VA, 22150
  • Lends in Virginia
  • At Metro Mortgage LLC, we treat your loan application a dream and work hard to make that dream come true. Our team examines your income, assets and liabilities to formulate a perfect solution for you. Irrespective of your credit score or financial situation our team will help you to make a guided decision for your dream homes.

  • Commonwealth Mortgage Inc
  • 6800 Backlick Road, Suite 201, Springfield, VA, 22150
  • Lends in Virginia
  • Founded in 2012, Commonwealth Mortgage is your mortgage Company CM’s Mission is to develop strong relationship and deliver exceptional, reliable, next generation mortgage loan and refinance solutions and professional quality services for our client to won comfort, satistifed, and secure future

  • E Z Lending, LLC
  • 8739 Bitterroot Court, Lorton, VA, 22079
  • Lends in Virginia
  • We have been brokering mortgage loans since 2002. Our mission is to serve our customers with honesty, integrity & competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks