Explore the differences! FHA VS Conventional loan programs in Bellingham, Whatcom County, Washington
For the year 2026, the conventional loan limit in Bellingham, within Whatcom, WA, is set at $726,200, whereas the FHA limit stands at $603,750 for a single-family house.
Use the Lendersa® Conventional loan calculator to explore and compare today's top rates for Conventional, FHA, and USDA loans. Understand the income, credit, reserves, and documents you need to qualify. This advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, simplifying your decision on which program in WA aligns best with your financial objectives.
2026 Loan Limits and Down Payment Requirements in Bellingham, County of Whatcom, WA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$411,200
0%
FHA
$603,750
3.5%
The above comparison table applies to zip codes: 98229
Conventional and FHA Loan Choices in Bellingham, WA
At Lendersa®, our goal is to swiftly and effortlessly connect you with the best possible Conventional, USDA, or FHA loan option. Choose from one of three pathways to link up with matching lenders and perfect loan programs.
Midwest Minnesota Community Development Corporation
119 Graystone Plaza, Suite 100, Detroit Lakes, MN, 56501
MMCDC is a leading private nonprofit company providing commercial and home mortgage lending, as well as housing, business and community development services throughout Minnesota and the Midwest. We are also the parent company of a reservation-based bank and a reservation-focused community development company.
1135 Washington Ave, Suite 100, Detroit Lakes, MN, 56501
Principle Mortgage Group, Inc. is a wholesale Mortgage Broker committed to providing our clients with great customer service combined with great rates. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced mortgage professionals
Security State Bank was established in 1932 in rural South Dakota and has been building strong client relationships ever since. We first opened our doors in Tyndall, SD, and have since expanded to Chancellor, Viborg, and across the border to Jackson and Heron Lake, MN. As a local Midwest business.
Southwest Federal Credit Union began as The Albuquerque Gas and Electric Company Employees Federal Credit in December 1935. Ten employees came together in the midst of the Great Depression to form their own financial cooperative. The new Credit Union would meet their financial needs and those of their fellow employees and their families.
Sandia Laboratory Federal Credit Union is one of the top-rated credit unions in the country, and was named as the Best-in-State Credit Union for New Mexico by Forbes in 2019 and 2020. We’re member-owned and not-for-profit, working for our members’ best interests. SLFCU is New Mexico’s largest credit union by asset size.
Veterans Loan Service Center DBA Global Funding LLC
3240 B Juan Tabo Northeast, Suite B-3, Albuquerque, NM, 87111
Global Funding are New Mexicans. Our professionals have gotten to know people from all over the state and have helped them get financing in every county, from San Juan to Lea and from Hidalgo to Union and also we specialize in VA Loans, USDA, FHA, and Conventional, we have lenders that can do unique loans
9500 Montgomery Blvd. NE, Suite 112, Albuquerque, NM, 87111
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Elite Financial Mortgage believes that every New Mexico consumer deserves to be considered as individuals, not as file numbers. Elite Financial Mortgage and its loan officers and processors are committed to being accessible, attentive and caring. Elite Financial Mortgage is dedicated to enabling New Mexico mortgage borrowers
East River Federal Credit Union was founded in October 1956 through the vision of several early members who pooled their resources to create a credit union. Today, we are a healthy, growing, stable financial institution committed to the success and financial well-being of our members and our community.
