Explore the differences! FHA VS Conventional loan programs in Black-Diamond, King County, Washington

During 2026, the conventional loan limit for a single-family home in Black-Diamond, King County, WA is $891,250, while the FHA limit is $891,250.

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Leverage Lendersa®'s Conventional loan calculator to evaluate the top rates for Conventional, FHA, and USDA loans today. Determine what income, credit, reserves, and documents are needed to qualify. Our advanced mortgage tool shows side-by-side views of Conforming Conventional, USDA, FHA, and VA loans to assist in choosing the best program in WA for your financial circumstances.

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2026 Loan Limits and Down Payment Requirements in Black-Diamond, King County, WA

Loan Type Loan Limit Down Payment
Conventional Conforming $891,250 3%
USDA $659,800 0%
FHA $891,250 3.5%

This table applies to these zip codes: 98010

FHA and Conventional Loan Options in Black-Diamond, WA

The goal of Lendersa® is to efficiently connect you with the most suitable Conventional, USDA, or FHA loans without hassle. Choose one of three starting points to find matching lenders and loan programs.

  1. Make a comprehensive request for Conventional/USDA/FHA loans
  2. Discover top rates and terms for Conventional, USDA, and FHA loans
  3. Explore the largest database of Conventional lenders
Lendersa's USDA loan requests and matching results


Black-Diamond Lenders


  • Jensen Kelly
  • 15608 SE 224th Street, Kent, WA, 98042
  • Lends in Washington

  • "At Jensen Kelly LLC we have spent years cultivating relationships not only with our clients, but also with the top quality lenders we broker loans through.

    We pride ourselves on remaining informed and updated on the continually evolving lending industry. This allows us, as professionals,"

  • Cascadia Mortgage
  • 23302 139th Avenue South East, Kent, WA, 98042
  • Lends in Washington

  • The Cascadia Mortgage team is committed to providing clients with the highest quality financial services combined with competitive rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Pinnacle 1 Mortgage LLC
  • 15423 South East 272nd Street, Suite 110, Kent, WA, 98042
  • Lends in Washington

  • Pinnacle 1 Mortgage was established by Jeff Coates (LO#: 130695) in June of 2006. Jeff and his staff are well established in the community and pride themselves in excellent Customer Service. Jeff establishes relationships with his clients and provides them with the necessary information to insure a positive transaction.

  • Soundview Lending Group, LLC
  • 10605 SE 240th St, Suite 544, Kent, WA, 98031
  • Lends in Washington

  • "Soundview Lending Group helps small and mid-size businesses obtain the capital needed for their business. We have built trusted relationships with alternative lenders who are ready to provide funding. Yes! You have options.

    Additionally, we offer consultation services to small and mid-size businesses."

  • Dolan Mortgage Group
  • 22525 SE 64th PL, Suite 202, Issaquah, WA, 98027
  • Lends in Washington

  • We provide mortgage financing services to clients who are looking for someone to help negotiate today's challenging home loan marketplace. Whether you’re in Seattle, Ohio, or anywhere else in the great fifty. If you’re looking to purchase, refinance, simply check rates, or plan an amazing future, our mortgage experts can do it all.

  • Peak Mortgage Partners
  • 165 NE Juniper Street, Suite 202, Issaquah, WA, 98027
  • Lends in Washington

  • Peak Mortgage Partners! We are a Pacific Northwest mortgage broker and mortgage banker based in Issaquah, WA with licenses in the states of Washington, Oregon, and Idaho. We specialize in purchase loans and refinance of existing mortgages. We provide financing for other government programs such as FHA, VA, and USDA .

  • Pacific Northwest Trust
  • 22525 S.E. 64th Place Suite 2233, Issaquah, WA, 98027
  • Lends in Washington

  • Pacific Northwest Capital Partners is a Private Real Estate Lender Specializing in Hard Money, Bridge Loans, Secured by Commercial and Residential Investment Real Estate.We offer quick no-nonsense decisions based on the equity in any given property. Pacific Northwest Capital Partners is a local Seattle Company since 1998.

  • Juniper Capital
  • 11 Front St S, Suite 101, Issaquah, WA, 98027
  • Lends in Washington

  • Juniper Capital is one of the leading private money lenders in the greater Seattle, Washington area. We deliver fast commercial and investment residential real estate loans without the strict requirements that you may encounter with conventional lenders.

    We invite investors, borrowers, and brokers, throughout Washington and the Pacific Northwest

  • Integrity Mortgage Solutions, LLC
  • 18529 Driftwood Dr. E, Bonney Lake, WA, 98391
  • Lends in Washington

  • Integrity Mortgage Solutions is a small, local brokerage with access to dozens of wholesale lenders. We excel in finding just the right product to fit our clients' needs by working with each borrowers' credit and income challenges. Our broker, Darcie Jacobsen, started this company in the fall of 2003 after gaining extensive experience

  • Drexel Funding LLC
  • 1900 South Puget Dr, Suite 203, Renton, WA, 98055
  • Lends in Washington

  • Founded in 2016 by veterans in the real estate industry, our executive lending team has a combined total of 25 years of experience in residential and commercial hard money lending practices. We are extremely familiar with the extremely difficult processes that individuals go through when attempting to secure loans from lenders and banks.
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