Explore the differences! FHA VS Conventional loan programs in Lake-Stevens, Snohomish County, Washington

In 2025, the conventional loan limit for properties in Lake-Stevens, within the county of Snohomish, WA, is fixed at $891,250. Meanwhile, the FHA loan limit for a single-family home stands at $891,250.

Use the Lendersa® Conventional loan calculator to assess current best rates among Conventional, FHA, and USDA loans, while also checking the income, credit, reserves, and document criteria for eligibility. This advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side-by-side, making it easier to decide which program in WA suits your financial plan best.

Look at loan offers from a diverse selection of 100 lenders

2025 Loan Limits and Downpayment Requirements in Lake-Stevens, County of Snohomish, WA

Loan Type Loan Limit Down Payment
Conventional Conforming $891,250 3%
USDA $659,800 0%
FHA $891,250 3.5%

This table comparison applies to zip codes: 98258, 98205

Exploring Conventional and FHA Loan Options in Lake-Stevens, WA

The aim of Lendersa® is to ensure you obtain the most advantageous Conventional, USDA, or FHA loan with efficiency and minimal hassle. Choose one of the three starting options to connect with suitable lenders and relevant programs.

Results from USDA loan requests and matches via Lendersa


  • Colorado Lending Inc
  • 6851 South Holly Circle, Suite 280, Centennial, CO, 80112
  • The Colorado Lending Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • WINPRO Funds LLC
  • 6801 S. Emporia St., Suite 210, Greenwood Village, CO, 80112
  • WINPRO, LLC it is our mission is to provide socially responsible capital solutions to owners of commercial real estate through the delivery of premium lending products that provide flexibility and knowledgeable services to borrowers, while simultaneously utilizing innovative and experienced risk management capabilities.
  • Mill Mortgage, LLC
  • 3605 Crossing Dr, Suite A, Prescott, AZ, 86305
  • "Mill Mortgage services Arizona, California, Florida, and Washington. We have access to a wide variety of programs giving us the ability to place you in the best product that suites your needs. Competitive rates, low fees, quick turnaround times, accessibility, and great service are all standard, but what sets us apart is being able to provide."
  • Eddie Mac Mortgage
  • 41908 Vardon Drive, Temecula, CA, 92591
  • "Our mission is to serve our customers with honesty, integrity and professionalism, while providing guidence for financing of their home loans. Our goals are to not only provide the best customer service, but provide a variety of home loan options at the lowest interest rates and costs possible."
  • Randy Van Orden
  • 43050 Calle Cristal, Temecula, CA, 92592
  • RANDY'S CORE BELIEFS DRIVE HIM TO DELIVER THE BEST MORTGAGE LOAN SOLUTIONS FOR YOUR SPECIFIC MORTGAGE LOAN NEEDS AND LIFE SITUATION. THAT'S MY GOAL FROM START TO FINISH AND WHY REAL ESTATE PROFESSIONALS TRUST HIM. Randy Van Orden offers 25 years’ experience in the residential mortgage and Real estate investment financing industry.
  • Best Rate Finance & Realty
  • 32605 Temecula Parkway, Suite 203, Temecula, CA, 92592
  • As a full service Real Estate Company, Best Rate Finance and Realty Inc. is committed to serving all of your real estate needs. As a buyer, or as a seller, you do not have to shop around to find different companies for your Real Estate transaction and your loan transaction.
  • Anthony Campos
  • 28693 Old Town Front St, Suite 300, Temecula, CA, 92592
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Go Lender Direct, Inc.
  • 42377 Via Azalea, Temecula, CA, 92592
  • Since we have been in this industry for many years, we know what the market trends look like and how we can help you. We even have clients that have been with us since we began. Our clients look forward to doing business with us. Our clients love that they do not have to watch the market and enjoy the fact that I know what to look for.
  • Realty Rx
  • 42993 Agena Street, Temecula, CA, 92592
  • Realty Rx Specializing in property sales and mortgage lending in the state of California. Realty Rx is well versed in representing Buyers and Sellers for their real estate transactions and lending needs. Realty Rx covers all of California and it's main office is located in Southern Riverside county.
  • Taylor Loop - Modern Lending
  • 30070 Temecula Pkwy, Suite 200, Temecula, CA, 92592
  • The Modern Lending Team is Southern California's number 1 mortgage team for funded loans and volume. With over 1000 Five Star reviews we are here to make ensure each and every one of our clients and referral partners knows and also Modern Lending we help families get the best mortgage rates to buy or refinance a home