FHA VS Conventional loan in Lynnwood, Snohomish County, Washington

In 2025, the Conventional loan cap in Lynnwood, situated in Snohomish county, WA, is $977,500, while the FHA limit for a single-family dwelling reaches $977,500.

With the Lendersa® Conventional loan calculator, evaluate and contrast today's leading rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for qualification. This advanced tool allows for side-by-side viewing of Conforming Conventional, USDA, FHA, and VA options, assisting you in selecting the best program in WA suited to your financial needs.

Review offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Lynnwood, County of Snohomish, WA

Loan Type Loan Limit Down Payment
Conventional Conforming $977,500 3%
USDA $713,000 0%
FHA $977,500 3.5%

This table applies to the following zip codes: 98037, 98036, 98046

Available Conventional and FHA Loan Options in Lynnwood, WA

Lendersa® is committed to securing the best possible Conventional, USDA, or FHA loan swiftly, and without hassle. Begin by selecting one of the three pathways to connect with suitable lenders and customized loan programs.

Results from Lendersa USDA loan request and matching


  • Kaw Valley State Bank
  • 1015 Kaw Valley Park Circle, Wamego, KS, 66547
  • Since our inception in 1913, the Kaw Valley State Bank & Trust Company has been the “Bank of Personal Service” for the Wamego area. We were pleased to merge with the First National Bank of Clifton in 2008. Situated on the county line between Washington and Clay counties, our Clifton location was chartered in 1878 and branched to St Marys in 1990.
  • First National Bank Alaska
  • 101 West 36th Avenue, Anchorage, AK, 99503
  • The Bank’s multi-part mission is to safekeep depositors’ money, provide all legitimate financial services to the community consistent with Bank resources, furnish employees with competitive salaries and a pleasant working environment, and earn a proper return for shareholders. For nearly a century our commitment to the mission has served our custom
  • Northrim Bank
  • 3111 C St, Anchorage, AK, 99503
  • Northrim Bank is a commercial Bank, headquartered in Anchorage, Alaska, committed to providing Customer First Service. We specialize in serving businesses, professionals, and individual Alaskans who are looking for personal service and value. Our mission is To be Alaska’s most trusted financial institution
  • First Rate Financial
  • 3150 C Street, Suite 150, Anchorage, AK, 99503
  • We are a boutique mortgage broker with offices located in Anchorage, Wasilla, and Fairbanks. When you decide to buy, finding the right home is only half the battle; you also need to find the right mortgage loan. First Rate Financial is committed to helping you find the right mortgage product.
  • Cash Now Financial Corp.
  • 307 E. Northern Lights Blvd, Suite 202, Anchorage, AK, 99503
  • CA$H NOW Financial Corporation is in the business of providing “CA$H NOW — For Real Estate Notes and Other Deferred Payments” and Commercial Investment Financing. In addition to Real Estate Notes we buy Notes secured by mobile homes, certain businesses and structured settlements and annuities.Ken Gain is the president and owner of CA$H NOW.
  • C2C Mortgage LLC
  • 4300 B St, Anchorage, AK, 99503
  • At C2C Mortgage LLC we offer more than just your typical buying process. Our knowledgeable staff believes in teaching processes as well. Unlike brokers, banks don't have to disclose what they make on your loan. You may pay more than you need to if you don't shop aggressively. Mortgage banks tend to offer fewer products.
  • Cook Inlet Lending Center
  • 3600 Spenard Road, Suite 100, Anchorage, AK, 99503
  • Cook Inlet Lending Center, Inc. (CILC), formerly known as NaQenq’a, was created in 2001 as a social enterprise of Cook Inlet Housing Authority to address the need for affordable home financing and development services in the Cook Inlet Region of Alaska (CIRI). Cook Inlet Housing Authority (CIHA), founded in 1974,
  • Homestate Mortgage Company
  • 3801 Centerpoint Drive, Suite 100, Anchorage, AK, 99503
  • Homestate Mortgage Company LLC is located in Wasilla, AK, United States and is part of the Mortgage Banking Industry. Homestate Mortgage Company LLC has 1 employees at this location. (Employees figure is modelled). There are 3 companies in the Homestate Mortgage Company LLC corporate family.
  • TITAN MORTGAGE CAPITAL, INC
  • 3301 C St, Suite 204, Anchorage, AK, 99503
  • "Titan Mortgage specializes in the Alaska mortgage market. Our experts have been helping Alaskans with their borrowing needs since 2010 Lower your monthly mortgage payments Pay off your mortgage in less time Pay off your other debts Use your home equity to get extra cash Make home improvements"