Explore the differences! FHA VS Conventional loan programs in Lynnwood, Snohomish County, Washington

In 2025, the Conventional loan cap in Lynnwood, situated in Snohomish county, WA, is $977,500, while the FHA limit for a single-family dwelling reaches $977,500.

With the Lendersa® Conventional loan calculator, evaluate and contrast today's leading rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for qualification. This advanced tool allows for side-by-side viewing of Conforming Conventional, USDA, FHA, and VA options, assisting you in selecting the best program in WA suited to your financial needs.

Review offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Lynnwood, County of Snohomish, WA

Loan Type Loan Limit Down Payment
Conventional Conforming $977,500 3%
USDA $713,000 0%
FHA $977,500 3.5%

This table applies to the following zip codes: 98037, 98036, 98046

Available Conventional and FHA Loan Options in Lynnwood, WA

Lendersa® is committed to securing the best possible Conventional, USDA, or FHA loan swiftly, and without hassle. Begin by selecting one of the three pathways to connect with suitable lenders and customized loan programs.

Results from Lendersa USDA loan request and matching


  • Manasquan Bank
  • 2221 Landmark Place, Manasquan, NJ, 08736
  • Manasquan Bank has been dedicated to helping our community grow and thrive since 1874 with mortgages, construction loans, business loans, and everyday banking like checking and savings accounts. As technology has evolved, so have traditional banking capabilities and we take pride in providing you with the latest banking solutions.
  • Alpha Funding Solutions
  • 329 Hempstead Turnpike, West Hempstead, NJ, 11552
  • Alpha is a Direct Private Asset-Based Lender in the Northeast (NJ, NY, PA, CT). We have been meeting the needs of real estate investors, developers, and builders since 2007 funding projects that are not fundable through traditional sources. Alpha focuses on residential & commercial properties.
  • OceanFirst Bank
  • 975 Hooper Avenue, Toms River, NJ, 08753
  • OceanFirst Bank is one of the largest regional banks in New Jersey with a presence in New York & Philadelphia. We stay focused on what we believe is most important: building long-term relationships with our customers and giving back to the communities we serve. OceanFirst was established in 1902 as the Point Pleasant Building and Loan Association.
  • New Jersey Mortgage Services
  • 30 Main Street, Toms River, NJ, 08753
  • New Jersey Mortgage Services is a Mortgage Broker who is licensed under the New Jersey Department of Banking and Insurance. Broker owner Tom Altieri has 36 years experience and thousands of close loans. Tom is knowledgeable in real estate, contracts, and a the latest mortgage products.
  • Family First Funding LLC
  • 44 Washington Street, Suite 200, Toms River, NJ, 08753
  • Family First Funding LLC offers high quality mortgage banking and brokering services to residential and business customers. Our aim is to provide our clients with fair and reasonable rates and costs, while keeping our clients informed and educated throughout the process. We will become friends and trusted advisors to our clients.
  • OCEANSIDE MORTGAGE
  • 55 Main St, Toms River, NJ, 08753
  • Oceanside Mortgage Company has served its customers with honesty and integrity for over 20 years. Our mission is to provide competitive interest rates and low closing costs while guiding borrowers through any red tape so they can secure their mortgage without hassle. Meet the team whose here to make the home loan process a home run!
  • Mortgage Services, Inc
  • 193 Grand Street, Waterbury, CT, 06702
  • "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"
  • Provident Bank
  • 105 Chambers Bridge Rd, Brick, NJ, 08723
  • Provident Bank has served individuals, families, and businesses in our local communities with personal and business banking services. We’re proud of that. And we’re proud of this: we’re still your bank—right here, right now. What your parents wanted? We had it. What you need? We’ve got it. What your kids will face? We’ll solve it. You are our commi
  • Goldd Global Consulting, LLC
  • 44 Buckley Lane, Bayville, NJ, 08721
  • Direct Private Lender Sources - Up To 100 Million + 100% LTV / 100% LTC & Foreign Investor Loan REAL ESTATE Poor Credit - Bankruptcy / Foreclosure - Construction / Fix & Flips - Purchase / Refi - Land Loan BUSINESS FUNDING Acquisition Expansion Equity / Venture Capital