FHA VS Conventional loan in Algoma, Kewaunee County, Wisconsin

During 2025, in Algoma located in the county of Kewaunee, WI, the conventional loan limit is defined at $726,200. Meanwhile, for a single-family home, the FHA sets a limit of $472,030.

The Lendersa® Conventional loan calculator is crafted for comparison of today's leading rates across Conventional, FHA, and USDA loans. Grasp the requirements like income, credit score, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator provides a clear view of Conforming Conventional, USDA, FHA, and VA loans, displaying them side-by-side to assist you in deciding the most beneficial program for your financial scenario in WI.

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Loan Limits and Down Payment Requirements for 2025 in Algoma, within Kewaunee County, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: The comparison table is applicable to zip codes: 54201

Explore Conventional and FHA Loan Options in Algoma, WI

Lendersa® strives to connect you with the most favorable Conventional, USDA, or FHA loans as promptly and effortlessly as possible. Choose one of three pathways to be matched with ideal lenders and loan programs tailored to your needs.

Results from Lendersa USDA loan request and match


  • NORTHERN KENTUCKY FEDERAL CREDIT UNION
  • 2805 Alexandria Way, Highland Heights, KY, 41076
  • In 1973, a group of Northern Kentucky University employees decided to create Northern Kentucky Educators’ Federal Credit Union. While we began as a credit union for NKU employees, we soon grew to include over 30 businesses and school districts. We are proud of how much we’ve grown over the years, and are excited to see where the future takes.
  • Prost Mortgage Group
  • 3699 Alexandria Pike, Cold Spring, KY, 41076
  • We have over 37 years of combined experience helping people secure mortgage loans for their homes. Our loan programs include FHA, VA, USDA & more so you can be sure you’re choosing the right type of loan when you work with us. Prost Mortgage Group is a mortgage lender helping you make informed and confident decisions when securing a mortgage loan.
  • North East Welch Federal Credit Union
  • 115 Clay Street, North East, PA, 16428
  • At North East Welch Federal Credit Union, you are a member-owner of a not-for-profit organization. Money earned is returned to our members in the form of higher savings rates, lower loan rates, and low- or no-cost services. Our goal is to deliver trusted solutions that build and secure financial strength.
  • SIUe CREDIT UNION
  • 1566 Lewis Road, Edwardsville, IL, 62025
  • SIUE Credit Union is a not-for-profit, member-owned credit union, our main goal is not to make money. Instead, we help you save yours with a complete range of financial products and services. You’ll earn high returns on savings, enjoy lower rates on loans and pay lower (and fewer) fees than you would at most banks.
  • Scott Credit Union
  • 101 Credit Union Way, Edwardsville, IL, 62025
  • Scott Credit Union is a full-service financial institution that is member owned, member operated, and not-for-profit. We offer similar products and services to what the conventional financial institutions have, but we do so with our members’ best interest in mind. Any revenue generated after expenses
  • Mortgage Makers
  • Mortgage Makers, Edwardsville, IL, 62025
  • Mortgage Makers is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
  • American Home Lending USA, LLC
  • 230 S Buchanan St, Suite A, Edwardsville, IL, 62025
  • American Home Lending USA, LLC offer a variety of mortgage solutions and are able to offer competitive wholesale mortgage rates. Some of our popular mortgage products include: 2% down payment grant, VA, Conventional, FHA, $0 Down USDA/Rural Development, HARP, home equity loans, cash out, reverse mortgages no appraisal VA Streamline refinances.
  • Midwest Members Credit Union
  • 101 Wesley Drive, Wood River, IL, 62095
  • Midwest Members Credit Union has been serving our membership since 1935. . With our recent expansion, now people in 10 Illinois Counties are eligible for the benefits of being a member of Midwest Members Credit Union. Great savings and loan rates, most recent banking technology, mobile and online banking, and service to our communities