Explore the differences! FHA VS Conventional loan programs in Franklin, Milwaukee County, Wisconsin

For 2026, in Franklin, located in the county of Milwaukee, WI, the conventional loan cap is set at $726,200, whereas for FHA it stands at $472,030 for single-family homes.

Try the Lendersa® Conventional loan calculator to explore and compare today’s Conventional, FHA, and USDA rates. See what income, credit scores, reserves, and documentation you need to qualify. With our sophisticated mortgage calculator, effortlessly display an array of options like Conforming Conventional, USDA, FHA, and VA loans side by side, empowering you to pick the optimal program in WI for your unique financial scenario.

Assess loan offers from over 100 lenders

Loan Limitations & Down Payment Needs in Franklin, Milwaukee County, WI for 2026

Loan Type Loan Limit Down Payment
Conforming Conventional $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This table corresponds to zip codes: 53132

Loan Options: Conventional and FHA in Franklin, WI

The mission of Lendersa® is to swiftly connect you with the most advantageous Conventional, USDA, or FHA loans without unnecessary steps. Choose from one of three inception points to align with lenders and pertinent loan programs.

Results for USDA loan requests and matches from Lendersa


  • Hillcrest Capital LLC
  • 7676 Hillmont Street, Suite 105, Houston, TX, 77040
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • NewCity Mortgage
  • 16597 Village Dr, Houston, TX, 77040
  • New City Mortgage and the loan team have the experience, expertise, and loan programs that you need. Fast closings and more loan products make the difference. Our mission is to provide financing to help you buy the home you want, fast and also New City Mortgage has the experience, expertise, and loan programs.

  • Team Financial FCU
  • 2190 North Loop West, Suite 108, Houston, TX, 77018
  • Team Financial Federal Credit Union is committed to our members. We will uphold our fundamental responsibility to actively serve people within our field of membership, and as appropriate, the communities they live in. We will deliver a range of low cost products and services to the diverse economic and social make-up of our members

  • Shell FCU
  • 301 E 13th Street, Deer Park, TX, 77536
  • Shell FCU is a member owned and operated cooperative serving Harris County. We offer a wide range of services at no-cost or at lower costs than traditional financial institutions, including more favorable rates on dividends and loans.Anyone who lives, works, worships, attends school, or regularly conducts business.

  • Lubrizol Employees' Credit Union
  • 205 Center Street, Deer Park, TX, 77536
  • Lubrizol Employees' Credit Union is proud to be a member-owned, not-for-profit financial cooperative whose sole purpose is to serve its members. Our commitment to our members is consistent with our credit union principles of “Not for Profit, Not for Charity, But for Service” and our philosophy of “People Helping People

  • FirstBank & Trust
  • 7806 Indiana Avenue, Lubbock, TX, 79423
  • FirstBank & Trust is not your ordinary community bank! We are a growing, dynamic local bank that is strengthened by HTLF, a multi-billion-dollar financial services company that has been named a Forbes Best Bank.
    We offer our employees unlimited opportunities for career development.

  • First Source Capital Mortgage, Inc.
  • 3223 S Loop 289, Suite 150, Lubbock, TX, 79423
  • We have been in continuous operation since June of 1993. We founded First Source Capital at a very difficult time for most commercial real estate owners and developers, following the real estate crash in 1986 - 87. FSCM's relationships with Investment Bankers provided a conduit for commercial real estate financing.

  • PrimeWest Mortgage
  • 7806 Indiana Ave, Lubbock, TX, 79423
  • PrimeWest Mortgage, decision making is kept to a local level and mortgage professionals are unwaveringly committed to deeply understanding every intricacy of every customer’s home buying experience. Because when that happens, a mortgage provider, even one with the backing of a company with national outreach, doesn’t just feel like a partner