FHA VS Conventional loan programs in 2026 for Franklin, Milwaukee County, Wisconsin

For 2026, in Franklin, located in the county of Milwaukee, WI, the conventional loan cap is set at $726,200, whereas for FHA it stands at $472,030 for single-family homes.

Try the Lendersa® Conventional loan calculator to explore and compare today’s Conventional, FHA, and USDA rates. See what income, credit scores, reserves, and documentation you need to qualify. With our sophisticated mortgage calculator, effortlessly display an array of options like Conforming Conventional, USDA, FHA, and VA loans side by side, empowering you to pick the optimal program in WI for your unique financial scenario.

Assess loan offers from over 100 lenders

Loan Limitations & Down Payment Needs in Franklin, Milwaukee County, WI for 2026

Loan Type Loan Limit Down Payment
Conforming Conventional $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This table corresponds to zip codes: 53132

Loan Options: Conventional and FHA in Franklin, WI

The mission of Lendersa® is to swiftly connect you with the most advantageous Conventional, USDA, or FHA loans without unnecessary steps. Choose from one of three inception points to align with lenders and pertinent loan programs.

Results for USDA loan requests and matches from Lendersa


Franklin Lenders

  • Pyramax Bank
  • 7001 W. Edgerton Ave, Greenfield, WI, 53220
  • Lends in Wisconsin
  • PyraMax Bank is a publicly held community bank headquartered in Greenfield, Wisconsin and also has offices in Franklin, Grafton, Greenfield, Mukwonago, South Milwaukee, and Waukesha.

    Whether you're looking for a Home Loan, Home Equity Line or Loan, Business Loan, Free Checking, Mobile Banking,

  • Wisconsin Wholesale Mortgage
  • 2833 W. Layton Avenue, Milwaukee, WI, 53221
  • Lends in Wisconsin
  • wisconsinwholesalemortgage.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Darrell Frenzel is the owner of Wisconsin Wholesale Mortgage. I rarely get beat on rate/closing costs. “My goal in the Mortgage Business is to make a positive difference in people’s lives, first

  • Tri City National Bank
  • 6400 S 27th Street, Oak Creek, WI, 53154
  • Lends in Wisconsin
  • For more than 55 years, Tri City has been a bank focused on the needs of its customers and communities. Put simply, we succeed when you do. That’s why we are dedicated to helping families fulfill their financial dreams and businesses grow. After all, we are Your Hometown Bank. Member FDIC. Equal Housing Lender.

  • Guardian Credit Union
  • 7801 S. Howell Avenue, Oak Creek, WI, 53154
  • Lends in Wisconsin
  • In 1934, Harnischfeger Corporation employees in West Milwaukee, Wisconsin established a credit union to provide a source of credit at a fair interest rate and the opportunity for its members to improve their economic and social conditions. In 1986, the membership voted to expand the charter to a community credit union serving any persons living.

  • A+ Mortgage Services, Inc.
  • W188 S7820 Racine Av, Suite 100, Muskego, WI, 53150
  • Lends in Wisconsin
  • A + Mortgage Services, Inc. we pride ourselves on offering each of our clients, world class, customer care. It is our commitment to deliver for you the best products available at the absolute lowest price in the market. We do this by our relentless, constant search for the lowest market price by selling our loans direct into the secondary market.

  • A Better Mortgage Company
  • 4379 S. Howell Avenue, Suite 22, Milwaukee, WI, 53207
  • Lends in Wisconsin
  • A Better Mortgage Company has been saving Wisconsin homeowners money with the most aggressive programs down to 500 credit score, and 100% financing available with 580+ scores and also Providing Wisconsin home services since 1998 with the most aggressive programs, refinancing, 1st and 2nd mortgages, reverse mortgages, VA, FHA and etc

  • SmartFinancial
  • 2778 South 35th Street, Milwaukee, WI, 53215
  • Lends in Wisconsin
  • Smart Financial Services, Inc. was established in 2001 with the mission of creating extraordinary mortgage solutions for the citizens of Wisconsin and Florida. That mission continues to be a driving force through today. Smart Financial Services, Inc. has always sought out the nation's most creative and responsible lenders.

  • Empower Credit Union
  • 10635 W Greenfield Avenue, West Allis, WI, 53214
  • Lends in Wisconsin
  • Empower Credit Union is here to provide financial services and products that educate, prepare, and empower our members and the community we serve. Our financial institution was originally incorporated as the “Employees Mutual Savings Building and Loan Association” (EMSBLA) on April 12, 1914.

  • Mount Baker Mortgage Company LLC
  • 1007 South 73rd Street, West Allis, WI, 53214
  • Lends in Wisconsin
  • We are a mortgage broker servicing the entire state of Washington. We manage the process for you by applying for loans with different lenders, finding competitive interest rates and negotiating loan terms. Our designated broker has nearly 20 years of residential lending experience and we will work hard to find the best fit for your scenario.