FHA VS Conventional loan programs in Lancaster, Grant County, Wisconsin

In 2026, the conventional loan limit in Lancaster, within Grant county, WI, is $726,200, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the top rates today across Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA side by side, helping you decide which program in WI is best for your financial situation.

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Loan Limits and Down Payment Requirements for 2026 in Lancaster, Grant County, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 53813

Discover Conventional and FHA Loan Options in Lancaster, WI

The mission of Lendersa® is to help you quickly obtain the best possible Conventional, USDA, or FHA loan with ease. Choose one of three starting points that connect you with matching lenders and loan programs.

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Lancaster Lenders

  • Community First Bank WI
  • 925 Wisconsin Avenue, Boscobel, WI, 53805
  • Lends in Wisconsin
  • Community First Bank is the financial institution of choice in the markets we serve. Our customers are achieving greater success through our tailored financial solutions. We continue to provide innovative technology that allows our customers to maximize the value of the products and services that they receive from us.

  • Farmers Savings Bank
  • 305 Doty Street, Mineral Point, WI, 53565
  • Lends in Wisconsin
  • In 1917 Farmers Savings Bank was established to build on our heritage and meet the needs of our community, its businesses, and citizens. We pride ourselves on commitment to our communities through reinvestment. Our interdependent relationship with our communities is essential. Maintaining profit enables us to remain competitive and strong.