Complete List of Vacant Land Lenders for Phenix-City, AL with AI help!

Choose and compare from among 231 land loan providers available in Phenix-City, AL.

In AL, the typical cost per acre of land stands at $25,412. The Loan-to-Value (LTV) ratio for undeveloped land varies from 16.37% to 50.46%, whereas for developed land in ALName, it lies between 36.09% and 75.16%.

The actual land value and its loan LTV depend on factors like its size, zoning, location, topography, and any existing entitlements.

Discover your land loan possibilities and the best rates by reaching out to the premier land loan lender in Phenix-City, AL.

Compare offers from 100 loan providers

The Magic Land Loan Calculator

Lendersa® utilizes AI technology to instantly align your loan request with hundreds of direct hard money lenders, addressing all your financing needs. Discover the optimal land loan rates today to fund any vacant land or land with construction in AL.

Land Loans and Their Value

Avoiding superfluous inquiries will safeguard your credit score. You can get pre-approved for your land loan without revealing your social security number or sensitive financial data.

Acquiring construction and blanket loans are essential in vacant land lending. You may qualify for 100% LTV financing if you agree to use additional property as collateral (blanket loan).

Is Hard Money Lending Nearby?

When you find a private investor through a neighborhood hard money broker, your chances of acquiring a loan improve significantly. Land loans in Phenix-City, AL might be best handled by local lenders who know the area well. A minimal distance between the investor and the property boosts loan approval prospects and speeds up the funding process.

Use the Lendersa® land loan calculator to discover vacant land loan providers in the zip codes 36869, 36867, 36868.



  • blclending
  • 1602 Maybrook ct, Arlington, TX, 76014
  • Empowering Homeownership with BL LENDER BL LENDER, your gateway to seamless home financing solutions, specializes in providing customized lending services. Our expert team, reachable at (877) 774-4240, is devoted to crafting financing packages that fit your unique needs, turning the dream of homeownership into reality. Let BL LENDER guide your j
  • Elevation One Group
  • 15001 Kercheval Ave, Suite 171, Grosse Pointe Park, MI, 48230
  • At Elevation One Group, we have a simple goal - helping people solve their money problems. We listen carefully to your story so that we develop the best options for you. We understand that your time is valuable, so we have developed a streamlined application process that can have you funded in as little as a week.
  • DFW Hard Money
  • 6001 W I-20 Frontage Rd, Suite 200, Arlington, TX, 76017
  • DFW Hard Money is a unique hard money lender in the Texas, Oklahoma, Colorado, Missouri, Kansas, and Georgia markets. The founders come from a successful background in rental portfolio ownership, the fix-and-flip space, wholesale shops, and real estate brokerage. Streamlining the process, DFW Hard Money operates with a close team of professionals.
  • RFS Funding
  • 8001 Conser, Suite 210, Overland Park, KS, 66204
  • Business owners no longer have to rely on traditional banks for finding business capital. From lines of credit, RE investor loans, equipment or invoice financing, we offer a variety of financing solutions at competitive interest rates and terms. We work one-on-one with our clients to help align them with the funding programs that best meet their ne
  • Damen Capital Fund
  • 8 The Green, Dover, DE, 19901
  • ### Vacant Land Financing with Damen Capital Fund #### Expertise-Driven Leadership Damen Capital Fund is a direct lender specializing in 7 day closings on vacant land. #### Personalized Approach We prioritize tailor-made solutions to meet unique investor needs. ### Join Us Experience insightful guidance and secure your financial futu
  • AMUSA COMMERCIAL CAPITAL
  • 201 Commerce St, Suite 1445, Fort Worth, TX, 76102
  • At AMUSA Commercial Capital. We Represent Direct Lenders in many of our programs and also represent gateways for several Trusts and Hedge Funds, furthermore; we have established direct lending relationships with over 100 large commercial nationwide lenders, and Wall Street money, with access to billions of dollars of private capital
  • Northpointe Bank
  • 3333 Deposit Drive NE, Grand Rapids, MI, 49546
  • Northpointe Bank deposits, nationwide mortgage purchasing program, and community bank fulfillment services. Our residential origination locations span the nation due to our ability to lend in all 50 states. As we continue to grow, we are proud to be recognized throughout the industry for our exceptional financial performance.
  • Rehab Financial Group
  • 1062 Lancaster Avenue, #15c, Bryn Mawr, PA, 19010
  • Loaning 100% of purchase & 100% of rehab on 1-4 unit properties (including mixed-use props) in 18 states for 650+ FICO borrowers (even inexperienced). When the property is purchased via a wholesaler, we Lend 100% of the wholesaler assignment fee as long as the A to B contract price and the assignment fee doesn't exceed the AS IS value. Also lending
  • Commercial Lenders of America
  • 21 S 11th St 4th Fl, Philadelphia, PA, 19107
  • In-House Appraisal & Legal: Forget delays! Our in-house team handles all the appraisal and legal work, ensuring a smooth, swift process No Junk Fees, No Surprises: What we promise is what you get. Enjoy complete transparency with no hidden charges. Best Interest Rates & Low Points: Maximize your profits with our competitive rates and low points.
  • HouseMax Funding
  • 901 S Mopac Expy, Bld. 4, Suite 125, Austin, TX, 78746
  • HouseMax Funding is a leading hard money lender based in Austin, Texas offering personalized hard money construction and fix and flip loans. With a track record of over 1000 successful deals and over 3000 successfully flipped houses, HouseMax Funding are expert hard money lenders with a track record of success offering hands-on service to meet our