Lenders using AI on vacant land in Phenix-City, AL 2025!

Select and comapre among 215 land loan lenders in lending in Phenix-City, AL.

The average price for an acre of land in AL is $25,412 the LTV for undeveloped land is between 16.37% to 50.46%, and estimated LTV for on loan for already developed land in Alabama is anywhere between 36.09% and 75.16%

The actual value and loan LTV of any land depends on its location, size, topography, zoning, and any entitlement that has been done to the land.

Find out your land loan options and land loan rates by contacting the best land loan lender in the State of Phenix-City, AL

Compare loan offers from 100 lenders

The magic land loan calculator

To ensure all of your hard money lending needs are being met, Lendersa® AI technology will instantly match your loan request with hundreds of direct hard money lenders. You can now discover the best land loan rates today to fund any kind of vacant land or land plus constuction in AL.

Land loans and land value

Avoiding unnecessary inquiries will reduce your credit score. Get preapproved for your land loan loan without the need to see your social security number or any sensitive financial information.

Construction loans and blanket loans are part and parcel of vacant land lending; you may qualify to get 100% LTV (Loan to value) financing when you agree to pledge additionl property as securiity (blanket loan).

Hard money lending near you?

When you locate a private investor through a local hard money broker, your odds of getting a loan increase exponentially; Land loans in Phenix-City, AL could best be arrange by local lenders familiar with the neighborhood. A short distance between the hard money investor and the property enhances the loan approval odds and speeds up the funding process.

Use Lendersa® land loan calculator to find vacant land loan lenders in zip codes 36869, 36867, 36868.



  • The Mortgage Cowboy LLC
  • 4419 Centennial Blvd, Suite 260, Colorado Springs, CO, 80907
  • The Mortgage Cowboy is a full service mortgage shop offering VA, FHA, USDA, Conventional loans. 25 years of experience in the lending industry. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service.
  • Champion Funding LLC
  • 7402 S Upham St, LITTLETON, CO, 80128
  • Business loans are one of the most versatile forms of business financing available to owners on the market today. Champion Funding LLC can help you build the right loan product and get funding for your business to meet your unique business needs, for your next Investment property
  • Dynamic Alternative Finace
  • 4845 Pearl East Circle Suite 101, Boulder, CO, 80301
  • The search for commercial real estate is one of the biggest challenges many businesses face when expanding or starting anew. At Dynamic Alternative Finance, we offer tailored commercial property loan solutions to help you secure the financing you need. With our innovative approach to sourcing financing options, we’ve helped numerous businesses obta
  • Newrepublicfunding.com
  • 1942 Broadway St, Boulder, CO, 80302
  • Our lending portfolio is diverse, and we specialize in various lending programs, including multifamily value-add construction lending, ground-up construction for residential, quick and competitive loan programs, condominium development loans, commercial construction with land acquisition, residential construction and rehab, appraisal order options
  • REP Financial LLC
  • 6001 Menaul Blvd NE #1216, Albuquerque, NM, 87110
  • At REP Financial, we provide fast, flexible funding for real estate investors—whether you’re flipping, renting, or developing. We bridge the gap between your goals and real results, offering solutions for tight timelines, high DTI, and income documentation challenges. Our relationship-driven approach helps investors scale with strategic, long-term
  • Candu Ventures, LLC
  • 300 N Center St. Unit 6, Casper, WY, 82601
  • We provide funding and operational solutions that increase profitability for qualified developers, investors, and business owners in the United States and Canada. Ask for a U. S. business loan, commercial real estate loans, investment or acquisition capital, debt and equity funding, private money, a merchant cash advance, or other funding. C
  • Cascade Financial Services
  • 2701 E Insight Way, Suite 150, Chandler, AZ, 85286
  • Cascade Financial Services Since opening our doors in 1999, Cascade Financial Services has grown to become one of the most trusted lenders in Affordable Housing. Our goal is to help thousands of families realize the dream of home ownership by offering mortgage loan solutions customized to the manufactured housing.
  • Next-Financing
  • 1389 S. Los Altos Dr., Chandler, AZ, 85286
  • Next-Financing is based in Scottsdale, Arizona and has a satellite office in Silicon Valley, California. We are a Nationwide lender offering a wide array of financing options for investors, including fix & flip loans, rental loans, vacation rental loans and cash-out refinance loans. Fast pre-approvals via term sheet without pulling your credit.
  • Teco Funding, LLC
  • 2432 W. Peoria Ave Suite 1120, Phoenix, AZ, 85029
  • Wasting time with Banks? Use our Private Money! At Teco Funding "We Make Real Estate Funding Fast & Simple" Join millions of savvy real estate investors and get funded quickly with capital provided by private lenders through private money exchange and our network of borrowers and lenders.
  • New Freedom Funding
  • 435 E 400 S, Orem, UT, 84097
  • Fast, reliable closings for non-owner occupied real estate. We have been closing loans since 2007. We close on both residential (non-owner occupied) including SFR, 2-4 Units and Multi-family units. We also close on all income producing commercial properties including cannibas, retail, hospitality, warehouse, industrial, etc.