Lenders using AI on vacant land in Phenix-City, AL 2025!
Choose and compare from among 223 land loan providers available in Phenix-City, AL.
In AL, the typical cost per acre of land stands at $25,412. The Loan-to-Value (LTV) ratio for undeveloped land varies from 16.37% to 50.46%, whereas for developed land in ALName, it lies between 36.09% and 75.16%.
The actual land value and its loan LTV depend on factors like its size, zoning, location, topography, and any existing entitlements.
Discover your land loan possibilities and the best rates by reaching out to the premier land loan lender in Phenix-City, AL.
Lendersa® utilizes AI technology to instantly align your loan request with hundreds of direct hard money lenders, addressing all your financing needs. Discover the optimal land loan rates today to fund any vacant land or land with construction in AL.
Land Loans and Their Value
Avoiding superfluous inquiries will safeguard your credit score. You can get pre-approved for your land loan without revealing your social security number or sensitive financial data.
Acquiring construction and blanket loans are essential in vacant land lending. You may qualify for 100% LTV financing if you agree to use additional property as collateral (blanket loan).
Is Hard Money Lending Nearby?
When you find a private investor through a neighborhood hard money broker, your chances of acquiring a loan improve significantly. Land loans in Phenix-City, AL might be best handled by local lenders who know the area well. A minimal distance between the investor and the property boosts loan approval prospects and speeds up the funding process.
Use the Lendersa® land loan calculator to discover vacant land loan providers in the zip codes 36869, 36867, 36868.
2100 Southbridge Parkway, Suite 385, Birmingham, AL, 35209
CommerceOne is born out of a desire to be exceptional because we believe there is nothing more important than building a meaningful connection between our bankers and your needs. That means providing you with accessible, highly-individualized services that are practically unheard of in the banking industry.
2047 Lawrenceville-Suwanee Rd Ste E, Suwanee, GA, 30024
Shore Up Financial Services was created for investors by investors and, as such, we understand the challenges faced and lending needs of investors. We structure financing for investors who appreciate a high level of service with direct answers, solid communication, and a confidence in that if it can be done, it will get done! "You work the miracle
Chartered in May 1906, Camden National Bank was founded to provide Wilcox County with a bank of its own. Largely ignored by bigger-city banks, families and business owners throughout the area came to rely on Camden National Bank for responsive solutions to their unique financial needs.
Established in 2003, HomeTown Bank is a community bank that has four locations in small towns across Alabama. Locally owned & operated. we are committed to a personal banking experience & being actively involved in the communities that we serve.
Our customers get the opportunity to work with experienced professionals who understand their commu
First Fidelity Bank is an exclusive community Bank serving citizens of DeKalb County and surrounding communities. Organized in 1965, First Fidelity Bank has offices in Fort Payne, Rainsville & Ider, Alabama. The Bank is a wholly owned subsidiary of FBDC Financial Corp., a single Bank holding company, headquartered in Fort Payne
Being locally-owned and locally-operated is one of the most beneficial as well as distinguishing characteristics of First State Bank.This trait separates us from our competitors by allowing FSB the pleasure and flexibility of servicing our customers’ needs promptly and personally.
NAECU was established in 1955 to serve employees of the local Huntsville educational community and has expanded over the years. The credit union now serves over 10,500 members and has accumulated over $82,000,000 in total assets. NAECU follows the philosophy of "Not for Profit, not for Charity, but for Service".
At Progress Bank, we're thinking forward. Here, innovation leads to the very best Banking relationship you've ever had. Expect uncomplicated Banking from smart Bankers and good listeners who respond with an insightful solution that's just for you. We're committed to giving back to our community,
1405 South Wilson Dam Rd, Muscle Shoals, AL, 35661
TVA Community Credit Union has been defined by a renowned commitment and dedication to our members and to our community. This constant commitment is reflected in our enhanced service innovations and unequaled member service. In a financial age that has seen ever rising account fees and charges, TVACCU 's Totally Free Accounts remain a true rarity.
Lima One Capital, LLC is a National, fully capitalized, direct lender for residential real estate investors and homebuilders. We are revolutionizing the investor financing industry with our highly competitive and straightforward rates, the length of our loans, and our unmatched customer service.
