Land loan lenders for Maricopa, AZ AI 2026!

Evaluate and compare the options provided by 288 land loan lenders active in Maricopa, AZ.

The typical cost for an acre of land in AZ is $40,435. The LTV for undeveloped land spans from 17.18% to 59.60%, while the estimated LTV for fully developed land in AZName ranges from 36.73% to 75.84%.

The precise value and LTV of any land are influenced by its location, area, terrain, zoning, and any legal rights or entitlements associated with it.

Discover your land loan opportunities and rate options by reaching out to the top land loan lender in Maricopa, AZ.

Compare loan offers from 100 lenders

Your helpful land loan calculator

To guarantee all your hard money lending requirements are met, Lendersa® AI technology swiftly matches your loan request with numerous direct hard money lenders. Discover outstanding land loan rates today to finance any vacant land or project involving land plus construction in AZ.

Understanding land loans and value

By avoiding unnecessary inquiries, you can prevent a drop in your credit score. Get preapproved for a land loan without needing to disclose your social security number or sensitive financial data.

Blanket and construction loans are essential components of vacant land lending; you may qualify for 100% LTV financing when agreeing to pledge additional properties as security (blanket loan).

Hard money lending in your area?

Finding a private investor through a nearby hard money broker significantly increases your chances of securing a loan. Arranging land loans in Maricopa, AZ is most effective when handled by local lenders familiar with the community. Proximity between the investor and the property boosts approval odds and accelerates the funding process.

Utilize the Lendersa® land loan calculator to locate lenders for vacant land loans within zip codes 85138.



  • I & D Investment Group, Inc
  • 207 Orangedale Cir, St Johns, FL, 93010
  • Lends in Arizona
  • Ivan Oberon is an Independent Mortgage & Private Money Broker & ADTV Show Host - Your Kingdom Lender, who helps Homeowners, investors & Builders Purchase and Refinance their Homes & Investment Properties.

    We prioritize speed, communication and great terms nationwide

  • ATC Managers, LLC
  • 900 Old River Rd, Bakersfield, CA, 93311
  • Lends in Arizona
  • ATC Managers, LLC is a nation-wide direct private lender based in Bakersfield, CA. We specialize in time-sensitive and value-added deals underserved by banks and other traditional capital sources, as well as provide opportunity and rescue capital.

    Whether you need to close fast, have a distressed asset, or need a non-recourse loan, ATC Managers

  • Ryker Capital
  • 7 West Figueroa Street, STE 300, Santa Barbara, CA, 93101
  • Lends in Arizona
  • Ryker Capital — Direct Private Lender | Nationwide

    Fast, flexible capital for real estate investors — from bridge to ground-up. We fund directly from our own capital: no middle layers, no delays. Backed by portfolio partners, private investors, and our own lending funds, our team brings 20+ years of expertise to every deal. We underwrite in-house and move fast.

    Ready to close? Let's talk.

  • Silverview Capital LLC
  • 2100 Pleasant Grove Blvd. #285, Pleasant Grove, UT, 84062
  • Lends in Arizona
  • At Silverview Capital we pride ourselves on being fast and nimble so we can get to the essence of lending: the collateral and exit strategy. We don't bother ourselves with unnecessary due diligence because we understand speed can be the difference between closing a deal and opportunity slipping away.

  • ZINC Financial
  • 1525 E. Shaw Ave, Fresno, CA, 93710
  • Lends in Arizona
  • ZINC Financial, Inc. is a leading investment rehab lender. We specialize in private money rehab loans, and we help investors leverage their capital to acquire and rehab properties for investment purposes. We understand that our investors can’t wait for conventional financing and must close their rehab loans quickly.

  • Black Square
  • 807 E. South Temple, Salt Lake City, UT, 84102
  • Lends in Arizona
  • Black Square was founded in 2009 to fill financial gaps in the real estate marketplace resulting from the collapse of the global financial markets. The principals of Black Square have in depth experience gained from purchasing, rehabilitating, renting and selling 1000's of single family homes for over 35 years.

  • The Mortgage Cowboy LLC
  • 4419 Centennial Blvd, Suite 260, Colorado Springs, CO, 80907
  • Lends in Arizona
  • The Mortgage Cowboy is a full service mortgage shop offering VA, FHA, USDA, Conventional loans. 25 years of experience in the lending industry.
    We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all
    quality service.

  • Newrepublicfunding.com
  • 1942 Broadway St, Boulder, CO, 80302
  • Lends in Arizona
  • Our lending portfolio is diverse, and we specialize in various lending programs, including multifamily value-add construction lending, ground-up construction for residential, quick and competitive loan programs, condominium development loans, commercial construction with land acquisition, residential construction and rehab, appraisal order options

  • Aloha Capital
  • 3601 Arapahoe Ave Building D, Unit 178A, Boulder, CO, 80303
  • Lends in Arizona
  • Aloha Capital offers fast, flexible and reliable financing at competitive rates to help you leverage your experience and take advantage of real estate investment opportunities. No matter if you are focused on Fix & Flips, Buy & Holds (BRRRR strategy), or Turnkey Investments, we understand your business and are here to help you succeed and grow.

  • Dynamic Alternative Finace
  • 4845 Pearl East Circle Suite 101, Boulder, CO, 80301
  • Lends in Arizona
  • The search for commercial real estate is one of the biggest challenges many businesses face when expanding or starting anew. At Dynamic Alternative Finance, we offer tailored commercial property loan solutions to help you secure the financing you need. With our innovative approach to sourcing financing options, we’ve helped numerous businesses obta