Land loan lenders for Bakersfield, CA AI 2025!

Browse and compare among 731 land loan lenders available in Bakersfield, CA.

In CA, the average price for an acre of land is $49,183. The loan-to-value (LTV) ratio for undeveloped land varies from 17.65% to 64.92%, and for loans on already developed land in CAName, the LTV is estimated to be between 37.11% and 76.24%.

The real value and LTV of any land depend on factors such as its location, size, topography, zoning, and any entitlements associated with it.

To find out your land loan options and rates, contact the top land loan lender in Bakersfield, CA.

Examine offers from 100 different lenders

The Land Loan Calculator

Lendersa®'s AI technology will quickly match your loan request with hundreds of direct hard money lenders to meet all your lending needs. Discover the best land loan rates today for financing any vacant land or land with construction in CA.

Land Loans and Their Value

Avoid unnecessary inquiries to help maintain your credit score. Secure preapproval for your land loan without providing your social security number or any sensitive financial information.

Construction loans and blanket loans are key aspects of vacant land lending. You may qualify for 100% LTV (Loan-to-Value) financing by pledging additional property as security (blanket loan).

Seeking Hard Money Lending Nearby?

Your chances of obtaining a loan increase significantly when you work with a private investor through a local hard money broker. In Bakersfield, CA, local lenders familiar with the area can often provide the best loan arrangements. Proximity between the investor and the property enhances approval chances and expedites the funding process.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 93306, 93307, 93304, 93305, 93301, 93309, 93314, 93311, 93313, 93312, 93302, 93383, 93384, 93385, 93387, 93389, 93390.



  • Avenir Mortgage Planners
  • 3480 Buskirk Ave, Suite 260, Pleasant Hill, CA, 94523
  • Avenir Mortgage Planners is one of the top rated mortgage companies in the San Francisco Bay Area. Our team is made of well-educated and dedicated experts who share one passion: helping others. Our biggest success is the excellent reviews and continuous referrals we receive from our raving fans.
  • Holmgren & Associates
  • 4200 Broadway, Oakland, CA, 94611
  • Holmgren & Associates has built a strong reputation as a trusted, independent mortgage provider in the Bay Area. Established in 1989.We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to construction lending
  • LaSalle Mortgage
  • 4200 Broadway, Suite 2, Oakland, CA, 94611
  • Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial. We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.
  • Greater Bay Mortgage Co
  • 1980 Mountain Blvd., Suite 209, Oakland, CA, 94611
  • Greater Bay Capital and Greater Bay Mortgage team up to provide full service mortgage banking products and services.Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • First Capital Trust Deeds
  • 128 Camino Pablo, Orinda, CA, 94563
  • First Capital Trust Deeds is an excellent option for you if you want results with a hard money loan in California,We have 30+ years of combined experience in all types of lending and we’re experts who can provide lending options for self-employed or non-traditional financing for luxury real estate and private commercial properties.
  • Community Bank of the Bay
  • 180 Grand Avenue, Suite 1550, Oakland, CA, 94612
  • Established in 1996, Community Bank of the Bay is an independent, community-focused bank with 25 years of active financial investment in businesses and individuals in the San Francisco Bay Area. Our mission is to foster and promote economic development in the communities we serve.
  • Brentwood Finance Company
  • 180 S. Spruce Avenue Ste. 160, South San Francisco, CA, 94080
  • Brentwood Finance Company offers tailored financial solutions, specializing in business loans, commercial real estate financing, and private lending. With a strong reputation for reliability and flexibility, we provide fast, customized funding to help businesses grow. Backed by years of expertise, Brentwood Finance is your trusted partner for strat
  • Levias Lending LLC
  • 5608 Shattuck Ave, Oakland, CA, 94609
  • At Levias Lending, we believe in turning dreams into reality. We'd like to help you find the perfect mortgage solution to make your homeownership dreams come true. Testimonials "Working with Levias Lending was a game-changer. Their expertise and dedication made the process seamless and stress-free. Highly recommend!" - Mansa Gills Thank yo