Land loan lenders for Bakersfield, CA AI 2025!

Browse and compare among 723 land loan lenders available in Bakersfield, CA.

In CA, the average price for an acre of land is $49,183. The loan-to-value (LTV) ratio for undeveloped land varies from 17.65% to 64.92%, and for loans on already developed land in CAName, the LTV is estimated to be between 37.11% and 76.24%.

The real value and LTV of any land depend on factors such as its location, size, topography, zoning, and any entitlements associated with it.

To find out your land loan options and rates, contact the top land loan lender in Bakersfield, CA.

Examine offers from 100 different lenders

The Land Loan Calculator

Lendersa®'s AI technology will quickly match your loan request with hundreds of direct hard money lenders to meet all your lending needs. Discover the best land loan rates today for financing any vacant land or land with construction in CA.

Land Loans and Their Value

Avoid unnecessary inquiries to help maintain your credit score. Secure preapproval for your land loan without providing your social security number or any sensitive financial information.

Construction loans and blanket loans are key aspects of vacant land lending. You may qualify for 100% LTV (Loan-to-Value) financing by pledging additional property as security (blanket loan).

Seeking Hard Money Lending Nearby?

Your chances of obtaining a loan increase significantly when you work with a private investor through a local hard money broker. In Bakersfield, CA, local lenders familiar with the area can often provide the best loan arrangements. Proximity between the investor and the property enhances approval chances and expedites the funding process.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 93306, 93307, 93304, 93305, 93301, 93309, 93314, 93311, 93313, 93312, 93302, 93383, 93384, 93385, 93387, 93389, 93390.



  • Red Tower Capital, Inc.
  • 73 Sumner St #203, San Francisco, CA, 94103
  • Red Tower Capital is a direct private money lending company based in San Francisco. We focus on providing quality alternative real estate financing to residential and commercial property owners in Northern California. and also specializing in private lending. mission is to provide competitive alternative real estate financing to property owners
  • Conventus Lending
  • 111 Potrero Ave, SAN FRANCISCO, CA, 94103
  • Conventus provides business purpose financing for the purchase, renovation and rental of single and multi-family residential real estate. Our mission is to quickly understand your unique story. We provide personalized service and transparent financing at highly competitive rates with no hidden fees
  • UNCAGED CAPITAL LLC
  • 555 California Street, San Francisco, CA, 94104
  • Uncaged Capital LLC Is The Leading Nationwide Private Money & Mortgage Lender That Specializes In Fast And Flexible Lending Processes. Whether you are a new borrower or an experienced real estate investor, Uncaged Capital LLC will guide you every step of the loan process. We have a unique perspective on the loan process and ensure a supportive m
  • Security Financial Services
  • 100 Bush Street, Suite 1500, San Francisco, CA, 94104
  • "Founded in 1943, Security Financial Services is an established real estate lender and business note purchaser headquartered in the San Francisco Bay Area. Our unique lending philosophy has weathered many challenges and has allowed us to originate hundreds of millions in loans. "
  • Resource Lenders
  • 180 Redwood St., Suite 250, San Francisco, CA, 94102
  • Parkside Lending is a national wholesale and correspondent lender that cares. We’re committed to making a positive difference for both clients and their borrowers. Our sensible approach to underwriting, innovative suite of mortgage products, and proprietary technology help loan officers and lenders close more loans.
  • US Capital Global
  • 555 Montgomery Street, Suite 1501, San Francisco, CA, 94111
  • Since 1998, US Capital Partners has been committed to providing small and lower middle market businesses and investors with sophisticated debt, equity, and investment opportunities usually available only to larger middle market companies and institutional investors. We manage a variety of direct investment funds, act as a licensed placement agent.
  • Mariner Finance
  • 11110 Coloma Rd Suite 45, Rancho Cordova, CA, 95670
  • "Mariner Finance Founded in 2002 by a group of leading experts in the consumer finance industry, Mariner Finance was established to provide customers with creative, flexible, and convenient lending options. At the core of Mariner Finance is the principle that superior customer service is the driving force behind building lasting relationships.
  • Tri Valley Home Loans LLC
  • 2014 Ritchie St, Folsom, CA, 95630
  • "At Tri Valley Home Loans, we take pride in being a trusted mortgage broker across multiple states, offering exceptional customer service and sound advice throughout the home-buying journey. Whether you're a first-time homebuyer, an experienced investor, or pursuing commercial property, our team is committed to guiding you through every step, ensur