Lenders using AI on vacant land in Berkeley, CA 2025!

Examine and compare among 723 land loan providers operating in Berkeley, CA.

The typical cost for an acre of land in CA is $201,413. For undeveloped land, the Loan-to-Value (LTV) ratio spans from 25.85% to 157.51%, while for developed loans in CAName, it can range from 43.63% to 83.18%.

The actual value and LTV of land are influenced by location, size, topography, zoning regulations, and any entitlements that have been done on the land.

Learn about your land loan options and the available rates by reaching out to the top land loan lender in Berkeley, CA.

Match loan offers from 100 lenders

The magical land loan calculator

To satisfy all your hard money financing needs, Lendersa® AI technology swiftly connects your loan request with a multitude of direct hard money lenders. Explore the best land loan rates today whether you're funding vacant land or land plus construction in CA.

Land loans and their valuation effects

By avoiding unnecessary inquiries, you can maintain your credit score. Get pre-approved for your land loan without needing to provide your social security number or any sensitive financial data.

Construction and blanket loans play vital roles in vacant land financing; 100% LTV (Loan-to-Value) financing may be accessible when you offer additional property as collateral (blanket loan).

Are there hard money lending options nearby?

Your chances of obtaining a loan increase notably when you find a private investor through a local hard money broker. Land loans in Berkeley, CA may be most effectively secured by local lenders who know the area well. Proximity between the hard money investor and the property can boost approval chances and speed up the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan providers in zip codes 94708, 94707, 94705, 94704, 94703, 94702, 94709, 94710, 94720, 94701, 94712.



  • EZ Homes Loan
  • 12061 Jacaranda Ave Suite 2B, Hesperia, CA, 92345
  • Knowing your financial options is the best way to leverage your buying power. We offer customized lending options where you decide what to buy when to buy. You have found your perfect home, now you can find your perfect loan to go with it. No matter the type of loan you need, we are with you every step of the way.
  • Full Circle Home Loans
  • 99 C St Suite 200, Upland, CA, 91786
  • Full Circle Home Loans is here to provide you with the very best experience with buying or refinancing your home.We will deliver excellent service, up to the minute communication, and education from beginning to end. We are 24/7 available by phone, text, or email. Full Circle Home Loans is setting a new standard of quality in the mortgage industry.
  • Future Finance Network
  • 1215 Imperial Hwy, Suite 100A, Brea, CA, 92821
  • Future Finance Network is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Elite One Mortgage
  • 10542 CALLE LEE SUITE # 102, Los Alamitos, CA, 90720
  • Elite One Mortgage we strive to evaluate all of the mortgage possibilities that are right for you, working with you every step of the way. That way, we can creative a home loan that best fits your unique situation and provides you with the most competitive rates that are available anywhere in the nation.
  • Millenia Real Estate & Home Mortgage
  • 137 W Chapman Ave, Unit B, Fullerton, CA, 92832
  • "Jerardo Linares is a Real Estate Broker with Millenia Real Estate, serving all of Southern California.Jerardo brings over 10 years of Residential Real Estate Experience. Having previously worked as a Mortgage Banker, he brings extensive knowledge of all sides of a Real Estate Transaction."
  • Mega International Financial Services Ltd
  • 2501 W. Lincoln Ave Suite 3-224 Anaheim, CA, Anaheim, CA, 92801
  • We are a Commercial Finance Firm that specializes on Hard Money Fix & Flips and Rental Loans, Commercial Property Loans and Business Loans Nationwide. We have a vast direct Lender relationship with several attractive Loans program. We have the capability of funding any loan scenario irrespective of the dollar amount involved. Based on our experi
  • Rosemont Mortgage
  • 2465 E. Orangethorpe Ave, Fullerton, CA, 92831
  • Here at Rosemont Mortgage we put you first! Our warm, friendly and knowledgeable staff are all geared to be problem solvers. Whether it is finding the most aggressive rate for your purchase or refinance or looking for the right help after being let down by another lender we can and will help.
  • Choicelend.com
  • 12362 Beach Boulevard, Suite 20, Stanton, CA, 90680
  • "At Choicelend.com our philosophy is pretty simple, deliver the best mortgage rates with the least amount of hassle. We are consumers just like you, we shop around, we order online, and we read reviews. We believe you should be able to shop for the best mortgage rate online without being forced to give up your information and anonymity."
  • New Beginnings Mortgage
  • 9045 Haven Ave. Ste 106, Rancho Cucamonga, CA, 91730
  • New Beginnings Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan