Lenders using AI on vacant land in Berkeley, CA 2025!

Examine and compare among 728 land loan providers operating in Berkeley, CA.

The typical cost for an acre of land in CA is $201,413. For undeveloped land, the Loan-to-Value (LTV) ratio spans from 25.85% to 157.51%, while for developed loans in CAName, it can range from 43.63% to 83.18%.

The actual value and LTV of land are influenced by location, size, topography, zoning regulations, and any entitlements that have been done on the land.

Learn about your land loan options and the available rates by reaching out to the top land loan lender in Berkeley, CA.

Match loan offers from 100 lenders

The magical land loan calculator

To satisfy all your hard money financing needs, Lendersa® AI technology swiftly connects your loan request with a multitude of direct hard money lenders. Explore the best land loan rates today whether you're funding vacant land or land plus construction in CA.

Land loans and their valuation effects

By avoiding unnecessary inquiries, you can maintain your credit score. Get pre-approved for your land loan without needing to provide your social security number or any sensitive financial data.

Construction and blanket loans play vital roles in vacant land financing; 100% LTV (Loan-to-Value) financing may be accessible when you offer additional property as collateral (blanket loan).

Are there hard money lending options nearby?

Your chances of obtaining a loan increase notably when you find a private investor through a local hard money broker. Land loans in Berkeley, CA may be most effectively secured by local lenders who know the area well. Proximity between the hard money investor and the property can boost approval chances and speed up the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan providers in zip codes 94708, 94707, 94705, 94704, 94703, 94702, 94709, 94710, 94720, 94701, 94712.



  • Mirate Equity LLC
  • 5150 East Pacific Coast Hwy Long Beach, CA, Long Beach, CA, 90804
  • Mirate Equity LLC is a trusted loan company offering tailored financial solutions for businesses and individuals. Focused on reliability and customer satisfaction, we provide diverse loan products to meet various financial needs. Our experienced team ensures clients receive the best terms and support throughout the loan process. Committed to financ
  • Axiom Lending Group
  • 14175 Erie Rd, Apple Valley, CA, 92307
  • Joe Schwartz is the President and senior loan officer of Axiom Lending Group, a licensed mortgage firm that provides mortgage and mortgage-related services to its client base located in California. With over 30 years of experience in the industry, Axiom Lending Group and its experienced staff have been providing lending, investing and consulting se
  • Exceed Lending
  • 21660 Copley Dr. #175, Diamond Bar, CA, 91765
  • We at Exceed Lending understand that your real estate is an important investment, and it is our mission to help you achieve your dreams. Our goal at Exceed Lending is to provide access to loan programs that best fit your needs, while providing exceptional customer service, to achieve a rewarding loan experience.
  • EZ Homes Loan
  • 12061 Jacaranda Ave Suite 2B, Hesperia, CA, 92345
  • Knowing your financial options is the best way to leverage your buying power. We offer customized lending options where you decide what to buy when to buy. You have found your perfect home, now you can find your perfect loan to go with it. No matter the type of loan you need, we are with you every step of the way.
  • Full Circle Home Loans
  • 99 C St Suite 200, Upland, CA, 91786
  • Full Circle Home Loans is here to provide you with the very best experience with buying or refinancing your home.We will deliver excellent service, up to the minute communication, and education from beginning to end. We are 24/7 available by phone, text, or email. Full Circle Home Loans is setting a new standard of quality in the mortgage industry.
  • Future Finance Network
  • 1215 Imperial Hwy, Suite 100A, Brea, CA, 92821
  • Future Finance Network is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Elite One Mortgage
  • 10542 CALLE LEE SUITE # 102, Los Alamitos, CA, 90720
  • Elite One Mortgage we strive to evaluate all of the mortgage possibilities that are right for you, working with you every step of the way. That way, we can creative a home loan that best fits your unique situation and provides you with the most competitive rates that are available anywhere in the nation.
  • Millenia Real Estate & Home Mortgage
  • 137 W Chapman Ave, Unit B, Fullerton, CA, 92832
  • "Jerardo Linares is a Real Estate Broker with Millenia Real Estate, serving all of Southern California.Jerardo brings over 10 years of Residential Real Estate Experience. Having previously worked as a Mortgage Banker, he brings extensive knowledge of all sides of a Real Estate Transaction."
  • Mega International Financial Services Ltd
  • 2501 W. Lincoln Ave Suite 3-224 Anaheim, CA, Anaheim, CA, 92801
  • We are a Commercial Finance Firm that specializes on Hard Money Fix & Flips and Rental Loans, Commercial Property Loans and Business Loans Nationwide. We have a vast direct Lender relationship with several attractive Loans program. We have the capability of funding any loan scenario irrespective of the dollar amount involved. Based on our experi