Lenders using AI on vacant land in Millbrae, CA 2025!

Choose and compare from 731 land loan lenders providing services in Millbrae, CA.

The average cost for an acre of land in CA is $276,940. The Loan-to-Value (LTV) ratio for undeveloped land spans 29.93% to 203.45%, while for loans on already developed land in CAName, the estimated LTV is between 46.87% and 86.63%.

The true value and LTV of any piece of land are influenced by its location, size, topography, zoning, and any necessary entitlements.

Discover your land loan options and evaluate rates by contacting the top land loan lender in Millbrae, CA.

Check loan offers from 100 lenders

The incredible land loan calculator

To ensure all your hard money lending requirements are met, Lendersa® AI technology will quickly link your loan request with hundreds of direct hard money lenders. Discover the best land loan rates today to finance any vacant land or land plus construction in CA.

Understanding land loans and their valuation

By reducing unnecessary inquiries, you can protect your credit score. Achieve preapproval for your land loan without needing to disclose your social security number or sensitive financial information.

Construction loans and blanket loans are integral to vacant land lending; complete 100% LTV (Loan to Value) financing might be possible when additional property is pledged as security (blanket loan).

Looking for hard money lending locally?

Finding a private investor through a local hard money broker significantly increases your chances of obtaining a loan. Land loans in Millbrae, CA are best facilitated by local lenders familiar with the neighborhood. A shorter distance between the hard money investor and the property increases the likelihood of loan approval and speeds up the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan providers in zip codes 94030.



  • F.P. Mortgage
  • 667 S Brea Canyon Rd # 24, Walnut, CA, 91789
  • FP Mortgage, we offer Full-Doc and Non-QM Residential - Commercial loans. We even accept 1 year Tax Return, Self-Employed & NO W2's! We make sure your Home Buying or Refinance process is a smooth one. We take pride in our Excellent Customer Service and in making sure our promises are kept to our Clients.
  • New Bridge Equity
  • 340 S LEMON AVE # 1652, Walnut, CA, 91789
  • New Bridge Equity is a privately held company that provides niche lending solutions to borrowers seeking to access the equity in their real estate holdings.and NBE is a hard money, bridge and gap financier funding 1st and 2nd position loans. We are fully capitalized and our team prides itself on closing loans.
  • Community Mortgage Funding LLC
  • 3201 W. Temple Avenue, Suite 120, Pomona, CA, 91768
  • CMF is mortgage banking company owned by two leading Southern California credit unions providing homebuyers & homeowners with customized home financing solutions for over 10 years. CMF has become a premier mortgage lender by delivering quality residential mortgage lending programs to satisfied customers.
  • Mirate Equity LLC
  • 5150 East Pacific Coast Hwy Long Beach, CA, Long Beach, CA, 90804
  • Mirate Equity LLC is a trusted loan company offering tailored financial solutions for businesses and individuals. Focused on reliability and customer satisfaction, we provide diverse loan products to meet various financial needs. Our experienced team ensures clients receive the best terms and support throughout the loan process. Committed to financ
  • LENDCO
  • 17100 BEAR VALLEY RD SUITE B, #214, Victorville, CA, 92395
  • Hello and thank you for choosing LENDCO. Honesty, Caring, and Competence are our core values. Our owner Julio Hernandez has been a Real Estate Broker since 2002 and has vast As a Mortgage Broker, we do only one loan application and only one credit pull. We shop the top wholesale lenders in the country and offer some of the lowest rates.
  • Rudy Muniz Real Estate
  • 415 W. Foothill Blvd, Suite 239, Claremont, CA, 91711
  • Rudy Muniz is the all around real estate professional because he is a real estate agent, Mortgage loan officer, and an active real estate investor. The fact that Rudy can do anything real estate has to offer speaks volume of where Rudy Muniz has been, his unmatched work ethic, and shows his persistence to perfecting his craft for you, his client.
  • Exceed Lending
  • 21660 Copley Dr. #175, Diamond Bar, CA, 91765
  • We at Exceed Lending understand that your real estate is an important investment, and it is our mission to help you achieve your dreams. Our goal at Exceed Lending is to provide access to loan programs that best fit your needs, while providing exceptional customer service, to achieve a rewarding loan experience.
  • Elite One Mortgage
  • 10542 CALLE LEE SUITE # 102, Los Alamitos, CA, 90720
  • Elite One Mortgage we strive to evaluate all of the mortgage possibilities that are right for you, working with you every step of the way. That way, we can creative a home loan that best fits your unique situation and provides you with the most competitive rates that are available anywhere in the nation.