Land loan lenders for Oakland, CA AI 2025!

Explore and compare the options among 728 lenders offering land loans in Oakland, CA.

In CA, the average cost for an acre of land is $137,170. The LTV for lands that are not developed yet ranges from 22.39% to 118.44%, while for already developed land in CAName, it varies from 40.88% to 80.25%.

The real value and loan LTV of a piece of land are influenced by its geographical location, dimensions, topography, zoning, and any entitlements made on it.

Investigate your land loan possibilities and rates by reaching out to the most reputable land loan lender in Oakland, CA.

Review loan offers from 100 lenders

The magical land loan calculator

To fulfill all your hard money lending requirements, Lendersa® AI technology will promptly pair your loan inquiry with hundreds of direct hard money lenders. You can unveil the finest land loan rates today to secure funds for any vacant land or land plus construction in CA.

Understanding land loans and valuation

To keep your credit score intact, avoid unnecessary credit inquiries. Attain preapproval for your land loan without needing your social security number or sensitive financial information.

Construction and blanket loans are integral to vacant land financing; you might be eligible for 100% LTV (Loan to Value) financing by pledging additional property as security (blanket loan).

Seeking hard money lending nearby?

Securing a private investor through a local hard money broker substantially boosts your loan approval chances; land loans in Oakland, CA are most effectively arranged by lenders acquainted with the area. A close proximity between the investor and the property can enhance loan approval possibilities and expedite the funding process.

Utilize the Lendersa® land loan calculator to identify vacant land loan providers in zip codes 94621, 94705, 94704, 94611, 94610, 94613, 94619, 94612, 94618, 94606, 94607, 94602, 94603, 94601, 94609, 94605, 94608, 94604, 94614, 94615, 94617, 94620, 94622, 94623, 94624, 94649, 94659, 94660, 94661, 94666.



  • Frias Financial
  • 1700 South Dixie Highway Suite 106, Boca Raton, FL, 33432
  • We have cultivated strong relationships with Hedge Funds, Pension Funds, Life Insurance Companies, Private Lenders, Regional and National Banks, International Institutions and Wall Street Bankers to provide our borrowers a wide array of programs to meet their financial needs worldwide.
  • Iron Fund
  • 150 Great Neck Road, Suite 102, Great Neck, NY, 11021
  • Iron Fund is a Direct Capital Provider for loan officers, brokers, and third-party originators. Iron Fund specializes in Fix & Flips/ Bridge Loans, Ground- Up Construction, and 30-Year DSCR Loans. Our new broker platform provides a full technology suite with same-day loan approvals and secure document uploads.
  • W Financial
  • 60 Cutter Mill Road, Suite 601, Great Neck, NY, 11021
  • W Financial is a New York-based commercial real estate bridge lender specializing in time-sensitive or complex loan requirements. When a deal is unusual or time is short, we provide our clients with rapid, reliable access to the capital they need to get their deal over the finish line.
  • Malve Capital
  • 15 Harbor Park Drive, Port Washington, NY, 11050
  • Malve Capital is a private real estate lending firm offering fast, flexible financing for investors needing acquisition, refinance, or construction loans. We specialize in Fix & Flip, Rental, New Construction, and Bridge Loans, providing competitive rates, quick approvals, and streamlined funding. As investors ourselves, we understand your challeng
  • Phoenix Funded
  • 4466 Ficus Street, Hollywood, FL, 33021
  • Your One Stop Funding Solution – Real Estate, Commercial & Business Funding Nationwide! Phoenix Funded provides real estate investors, commercial property buyers, and business owners with tailored financing solutions nationwide. Whether you're funding a Fix & Flip, Rental, New Construction, Commercial Acquisition, or Business Expansion, we offer
  • TPN Lending
  • 1314 east Las Olas Boulevard, Fort Lauderdale, FL, 33301
  • Empowered Real Estate Investment by TPN Lending TPN Lending revolutionizes real estate financing with lightning-fast funding solutions tailored for investors. Whether flipping, rehabbing, or expanding rental portfolios, TPN offers up to 90% LTC and 80% LTV, appraisal not needed on all deals, ensuring swift closings in as little as 3 days. Embrac
  • Atlas Financial Group
  • 990 los olas blvd, Fort Lauderdale, FL, 33301
  • We can close as soon as 5 - 10 days depending on the deal. The Atlas Group's mission is to make the overall process of applying and receiving loans for real estate investors quicker and more reliable by focusing on real estate, technology and superior customer service. Proven to be the most reliable National lender for Fix and Flip and 30 Year Inve
  • Nationwide Mortgage Direct LLC
  • 2131 Hollywood Blvd, Suite 406, Hollywood, FL, 33020
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Gem Star Capital LLC
  • 4 Old Mill Plain Rd, 2nd Floor, Danbury, CT, 06811
  • Gem Star Capital, LLC. does not finance owner occupied residential real estate. We offer commercial mortgages strictly for non owner occupied real estate. Gem Star Capital, LLC. originates loans under the 12 CFR 1024.5(b)(2) business purpose loans that are exempt from coverage under RESPA as defined by 12 CFR 1026.3(a)(1) of Regulation Z.
  • GoKapital
  • 2150 Coral Way, Suite 1, Miami, FL, 33145
  • GoKapital was formed in 2013 to address one of the biggest obstacles facing small and medium-sized companies – finding the necessary capital to grow and maintain their business. With a majority of banks cutting back on lending and imposing tougher requirements, running a business has become unnecessarily more difficult.
  • GoKapital
  • 2150 Coral Way, Suite 1, Miami, FL, 33145
  • GoKapital provides a variety of real estate financing programs in all 50 states, including: hard money fix and flip loans (up to 100% of rehab funds), 30 year rental investment property loans, commercial mortgages, with closings in 2-4 weeks and minimal paperwork. Our LTVs range from 60% to 85% with terms from 1 to 30 years. We issue pre-approvals