Lenders using AI on vacant land in Port-St.-Lucie, FL 2026!

Examine and evaluate 820 land loan lenders offering services in Port-St.-Lucie, FL.

The average price for an acre of land in FL is $41,448. The Loan-to-Value (LTV) ratio for undeveloped land falls between 17.23% and 60.21%, while for already developed land, the estimated LTV ranges from 36.78% to 75.89%.

The real estate value and loan LTV of any land depend on its location, dimensions, topography, zoning laws, and any improvements made to it.

Discover your land loan options and competitive rates by contacting a leading land loan provider in Port-St.-Lucie, FL.

View loan offers from 100 lenders

Discover the magic land loan calculator

Lendersa® AI technology efficiently aligns your loan request with hundreds of direct lenders to meet all hard money lending needs. Find the best land loan rates today to finance any type of vacant land or land with construction in FL.

Understanding land loans and value

Limiting unnecessary inquiries can help safeguard your credit score. Obtain preapproval for your land loan without having to provide your social security number or other sensitive financial details.

Both construction loans and blanket loans play crucial roles in vacant land lending. You might be eligible for 100% LTV financing if additional property is pledged as security (blanket loan).

Looking for hard money lending nearby?

Locating a private investor through a local hard money broker significantly increases your chances of securing a loan. In Port-St.-Lucie, FL, local lenders familiar with the area are best suited to arrange land loans. Close proximity between the investor and the property boosts the likelihood of approval and accelerates the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan providers in zip codes 34986.



Port-St.-Lucie Land Loan Lenders

  • Treasure Coast Mortgage, LLC
  • 7964 Saddlebrook Drive, Port Saint Lucie, FL, 34986
  • Lends in Florida
  • "Treasure Coast Mortgage, LLC. NMLS#1958977. Purchase, Refinance Mortgage Loans. FHA, VA, Fannie, Freddie, USDA, and Reverse. NMLS 208522. Independent Mortgage Broker.
    Your local Florida Mortgage Lender in Port Saint Lucie. Call (772) 618-5058 today for great rates and fast closings!"

  • SellYouMoney, LLC
  • 961 SE Damask Ave., Port ST Lucie, FL, 34983
  • Lends in Florida
  • “At SellYouMoney, we’re your nationwide Non‑QM lender across 48 states—offering tailored financing for investment residential and commercial purchases, refinances, fix‑and‑flip rehabs, and even ground‑up construction. With asset‑based, interest‑only, and DSCR options—often up to 85–100% acquisition and rehab funding—we deliver fast, flexible soluti

  • Hometown Financial Services
  • 1186 SW Gatlin Blvd, Port Saint Lucie, FL, 34953
  • Lends in Florida
  • The Hometown Financial Services team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Mortgage Masters Group
  • 481 SW Port St. Lucie Blvd., Suite A, Port Saint Lucie, FL, 34953
  • Lends in Florida
  • We work as an incredible Mortgage Consulting team to guide each of our clients in a very personalized manner to help them arrive at the best decision for their specific Lending needs and future plans in regards to their Home Loan choices or Commercial Loan / Business Investments.

  • SWBC Mortgage
  • 201 SW Port St Lucie Blvd #105, Port Saint Lucie, FL, 34984
  • Lends in Florida
  • SWBC Mortgage Corporation is a full-service mortgage lender approved with FNMA, FHLMC, and GNMA, SWBC Mortgage has been providing mortgage banking services since 1988. Through the ups and downs of the mortgage industry, the mortgage corporation has remained committed to service, integrity, and stability in 39 states.

  • Innovative Mortgage Services
  • 1357 S.E. Port St. Lucie Blvd., Port Saint Lucie, FL, 34952
  • Lends in Florida
  • Innovative Mortgage Services Team is your premier mortgage team located in Port St. Lucie, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Port St. Lucie area.

  • DREAMLINE MORTGAGE, INC.
  • 690 NE Jensen Beach Blvd, Jensen Beach, FL, 34957
  • Lends in Florida
  • DREAMLINE MORTGAGE brokers and experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances.

  • Insight Loans
  • 759 SW Federal Hwy, Stuart, FL, 34994
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Castle & Cooke Mortgage, LLC
  • 701 N Federal Hwy, Ste 207, Stuart, FL, 34994
  • Lends in Florida
  • Castle & Cooke Mortgage, LLC (NMLS #1251) is one of the nation's leading independent mortgage lenders with locations across the United States and over 300 employees. Since opening our doors in 2005, our dedication and successes have grown right alongside the communities we serve.

  • Jet Capital Funding
  • 97 S Sewalls Point Rd, Stuart, FL, 34996
  • Lends in Florida
  • "Elevate your portfolio with Jet Real Estate. Led by Jamison Troutman, we bridge the gap between residential grit and high-stakes commercial investment. Whether you’re acquiring your first multi-family unit or closing a $100 million commercial deal, our team delivers the personalized strategy and market expertise needed to navigate today’s dynamic landscape with absolute precision." Call  561-827-5744