Complete List of Vacant Land Lenders for Waterloo, IA with AI help!

Select and compare among 207 land loan lenders available in Waterloo, IA.

The average cost for an acre of land in IA is $23,437. The LTV for undeveloped land generally ranges from 16.26% to 49.26%, while for loans on developed land in IAName, the LTV is estimated to fall between 36.00% and 75.07%.

The actual value and loan-to-value ratio (LTV) of any land depend on its location, size, topography, zoning, and any entitlements it might have.

Find out your land loan options and rates by reaching out to the top land loan lender in Waterloo, IA.

Review loan offers from 100 lenders

The remarkable land loan calculator

Lendersa® AI technology will promptly match your loan request with hundreds of direct hard money lenders to fulfill all your hard money lending needs. Discover the most competitive land loan rates today to fund any vacant land or land with construction in IA.

Land Loans and Their Effect on Value

Avoiding unnecessary inquiries can help protect your credit score. Secure preapproval for your land loan without needing to share your social security number or any sensitive financial details.

Construction loans and blanket loans are integral to vacant land lending; you might qualify for 100% LTV (Loan to Value) financing by agreeing to use additional property as collateral (blanket loan).

Is Hard Money Lending Available Nearby?

Connecting with a private investor through a local hard money broker can significantly increase your chances of securing a loan. Land loans in Waterloo, IA are best arranged by local lenders familiar with the neighborhood. A shorter distance between the hard money investor and the property enhances the approval odds and expedites the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in the zip codes {DETAILS_ZIP_CODES}.



  • California BrokerLink
  • 625 N Grand Ave, Santa Ana, CA, 92701
  • California BrokerLink is a leading commercial loan brokerage firm dedicated to connecting businesses with the best financing solutions. Our team of experienced professionals has a deep understanding of the California market and a proven track record of success in securing loans for a wide range of projects. We pride ourselves on our personalized se
  • Wells Fargo
  • 2030 Main Street, Irvine, CA, 92614
  • Step 1: Prequalify Getting prequalified lets you know how much you can borrow, and lets sellers know you can back up your offer. Step 2: Shop Current Wells Fargo customers have exclusive access to a one-stop real estate shopping tool.1 Start your home search now. Step 3: Apply Once you've found a home, it's time to submit a mortgage applicati
  • West Capital Lending
  • 24 Executive Park, Ste 250, Irvine, CA, 92614
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Val-Chris Investments, Inc.
  • 2601 Main Street, Suite 400, Irvine, CA, 92614
  • Specializing in both residential and commercial loans for borrowers and brokers, as well as trust deed purchases to the investor community. Our tremendous access to lenders allows us to make certain our borrowers get the best loans possible many repeat customers attest to this unique benefit, and to our integrity and dedication.
  • EBSC Lending
  • 18575 Jamboree Rd, Irvine, CA, 92612
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We have underwritten over $1 billion of real estate transactions. We execute consistently, quickly and effectively. We provide investment proper
  • Mega International Financial Services Ltd
  • 2501 W. Lincoln Ave Suite 3-224 Anaheim, CA, Anaheim, CA, 92801
  • We are a Commercial Finance Firm that specializes on Hard Money Fix & Flips and Rental Loans, Commercial Property Loans and Business Loans Nationwide. We have a vast direct Lender relationship with several attractive Loans program. We have the capability of funding any loan scenario irrespective of the dollar amount involved. Based on our experi
  • Bank of America
  • 145 W California Blvd, Pasadena, CA, 91105
  • From saving for a down payment on a major purchase, to planning for and living in retirement, to funding a college education, people make dozens of financial decisions every day. At Bank of America, we are committed to ensuring our policies, products and programs all align to our purpose of making financial lives better for those we serve.
  • United Equity Finance and Realty
  • 24302 Del Prado, Dana Point, CA, 92629
  • The scope of my real estate finance purview extends to originating primarily both HECM and private jumbo reverse mortgages. Additionally as a realtor my focus is in assisting homeowners both buy and sell in Greater Los Angeles. My goals in effort to best support my clientele are to extend my network of real estate finance professionals including bo
  • Tricoast Lending
  • 3857 Birch Street, Newport Beach, CA, 92660
  • Discover Tricoast Lending: Your Premier Hard Money Partner! Specializing in fast, flexible solutions for both commercial and residential real estate investments, we help investors, developers, and entrepreneurs secure tailored financing. With expertise honed over years, Tricoast Lending understands your needs, ensuring reliable, swift access to fun
  • PrideCo Loans Inc.
  • 1200 Newport Center Dr. Suite 295, Newport Beach, CA, 92660
  • PrideCo was established in 2006 and we began lending in real estate in 2009. We are a CFL licensed private lender and we lend our own money. Since our inception, we have continued to focus on key markets in California, Denver and Nashville including their surrounding areas. We provide a lending platform for seasoned real estate investors.
  • Fuente Funding Inc
  • 8000 Cypress Lane, Downey, CA, 90241
  • Fuente Funding—your ultimate partner in real estate lending. With over 10 years as a trusted mortgage broker, we offer tailored commercial and residential loans. Our motto? Be resourceful. We equip you with the know-how to make savvy decisions. From deals to debt, we've got you covered. Subscribe for exclusive real estate finance tips. At Fuente Fu
  • RCD Capital
  • 18021 Norwalk Blvd Suite 209, Artesia, CA, 90701
  • • 80-90% of Purchase • 110% of Rehab/Construction • Rental Property Financing • Loans up to $50,000,000 • Bridge Financing • Foreign National Financing Available • Multifamily Hard Money Lending •Residential or Commercial Hard Money Lending • Fix and Flips or New Construction • Non Qualified Mortgage • Portfolio Loan • 30 Year Fixe