Lenders using AI on vacant land in Chicago-Heights, IL 2026!

Evaluate and choose among 261 land loan lenders operating in Chicago-Heights, IL.

In IL, the typical cost per acre is $21,050. For undeveloped land, the Loan-to-Value (LTV) is between 16.13% and 47.80%, whereas for land that's already developed, the LTV in IL falls somewhere between 35.90% and 74.96%.

The land's true value and loan LTV are influenced by various factors such as location, dimensions, topography, zoning laws, and any entitlements already granted to the land.

Discover your land loan options and current rates by contacting the leading land loan lender in Chicago-Heights, IL.

Compare loan proposals from one hundred lenders

The Magic Land Loan Calculator

To fulfill all your hard money lending needs, Lendersa® AI technology promptly matches your loan application with several direct hard money lenders. Discover the most favorable land loan rates today to finance any vacant land or a land-plus-construction project in IL.

Land Loans and Land Value

Minimize unnecessary credit inquiries to safeguard your credit score. Achieve pre-approval for a land loan without needing to disclose your social security number or any sensitive financial information.

Construction and blanket loans are crucial parts of vacant land financing; you may qualify for as much as 100% LTV (Loan-to-Value) financing by agreeing to post additional property as collateral in a blanket loan.

Hard Money Lending Near You

Identifying a private investor through a local hard money broker significantly boosts your chances of securing a loan. Local lenders in Chicago-Heights, IL, who understand the area, are the best choice for arranging land loans. Proximity between the hard money investor and the property enhances approval chances and accelerates the funding timeline.

Utilize the Lendersa® land loan calculator to locate vacant land loan providers in ZIP codes 60411, 60412.



  • Jet Real Estate
  • 410 Evernia St #523, West Palm Beach, FL, 33401
  • Lends in Illinois
  • ## Welcome to Jamison Troutman Real Estate ### Your Trusted Partner in Real Estate Financing At Jamison Troutman Real Estate, we specialize in providing tailored financial solutions including hard money, private money, and conventional loans. Our personalized approach ensures you get more than a one-size-fits-all underwriting. Collaborate with
  • R.E.P. Financial LLC
  • 6001 Menaul Blvd NE #1216, Albuquerque, NM, 87110
  • Lends in Illinois
  • ## Unlocking Your Real Estate Potential with R.E.P. Financial LLC ### Tailored Financial Solutions At R.E.P. Financial LLC, we specialize in crafting bespoke financial strategies, unlocking doors to your real estate dreams. ### Your Real Estate "Key Master" With personalized solutions and dedicated support, Denise Webster and her expert te
  • CN Property Funding
  • 5500 N Military Trail, Boca Raton, FL, 33496
  • Lends in Illinois
  • Hard money private lending and wholesale mortgage 100% stated income. No DSCR ratio, no tax returns, no NOI. Post programs only 10% down payment is required. Lending in all 50 states. All types of commercial properties accepted including office spaces, retail and restaurants. Multi-family investment properties and mixed use properties as well.
  • Layla Capital
  • 7777 Glades Road, Suite 309, Boca Raton, NY, 33434
  • Lends in Illinois
  • Layla Capital is a direct lender based in Boca Raton, FL (formerly New York City) that specializes in small to middle market debt opportunities in primary and secondary markets nationwide, with a greater focus on the East Coast and Midwest.Layla Capital’s lending platform offers loans up to $15 million.
  • Capital Funding Financial LLC
  • 5550 Glades Rd, Ste 200, Boca Raton, FL, 33431
  • Lends in Illinois
  • "Capital Funding Financial is a family operated licensed private lender specializing in asset based investment properties nationwide. We have over 30 Years in combined real estate experience and over 1 Billion in Closed Real Estate Transactions amongst our Principals and over 1,000 SFR Developments completed in our Land Development business. Check
  • Frias Financial
  • 1700 South Dixie Highway Suite 106, Boca Raton, FL, 33432
  • Lends in Illinois
  • We have cultivated strong relationships with Hedge Funds, Pension Funds, Life Insurance Companies, Private Lenders, Regional and National Banks, International Institutions and Wall Street Bankers to provide our borrowers a wide array of programs to meet their financial needs worldwide.
  • Criton Capital, LLC
  • 601 N. Federal Highway, Suite 301-20, Hallandale Beach, FL, 33071
  • Lends in Illinois
  • Short Term Bridge Loans for Commercial and Investment Grade Properties. • No deep dive underwriting • $500,000+ loan sizes preferred • 12-36 month terms • Most commercial RE assets accepted; special use case-by-case • No rural or vast land properties • No junk fees • Quick close • Broker friendly
  • TPN Lending
  • 1314 east Las Olas Boulevard, Fort Lauderdale, FL, 33301
  • Lends in Illinois
  • Empowered Real Estate Investment by TPN Lending TPN Lending revolutionizes real estate financing with lightning-fast funding solutions tailored for investors. Whether flipping, rehabbing, or expanding rental portfolios, TPN offers up to 90% LTC and 80% LTV, appraisal not needed on all deals, ensuring swift closings in as little as 3 days. Embrac
  • Atlas Financial Group
  • 990 los olas blvd, Fort Lauderdale, FL, 33301
  • Lends in Illinois
  • We can close as soon as 5 - 10 days depending on the deal. The Atlas Group's mission is to make the overall process of applying and receiving loans for real estate investors quicker and more reliable by focusing on real estate, technology and superior customer service. Proven to be the most reliable National lender for Fix and Flip and 30 Year Inve
  • Phoenix Funded
  • 4466 Ficus Street, Hollywood, FL, 33021
  • Lends in Illinois
  • Your One Stop Funding Solution – Real Estate, Commercial & Business Funding Nationwide! Phoenix Funded provides real estate investors, commercial property buyers, and business owners with tailored financing solutions nationwide. Whether you're funding a Fix & Flip, Rental, New Construction, Commercial Acquisition, or Business Expansion, we offer
  • ALTO Capital
  • 1031 N Miami Beach, Blvd, North Miami Beach, FL, 33162
  • Lends in Illinois
  • At Alto Capital, we’re the private lender of choice in the U.S. for real estate investors and developers who need fast capital, clear terms, and a team that truly understands the business. With over 15 years of experience, Alto Capital is the premier lender connecting private capital with solid real estate investments across the United States.
  • The Mortgage Calculator
  • 2125 Biscayne Blvd, Suite 220, Miami, FL, 33137
  • Lends in Illinois
  • The Mortgage Calculator is a licensed Mortgage Lender specializing in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote t