Vacant Land Loan Lenders Kansas-City, KS AI search of 2026!

Browse and compare among 241 land loan lenders in Kansas-City, KS.

The average cost for an acre of land in KS is $19,330. For undeveloped land, the loan-to-value ratio (LTV) ranges from 16.04% to 46.76%, and for already developed land in KSName, the estimated LTV is between 35.83% and 74.88%.

The actual value and loan LTV of any land depend on factors like its location, size, topography, zoning, and any existing entitlements.

Discover your land loan options and rates by reaching out to the top land loan lender in the State of Kansas-City, KS.

Review loan offers from 100 lenders

The fantastic land loan calculator

To accommodate all your hard money lending needs, Lendersa® AI technology rapidly matches your loan request with hundreds of direct hard money lenders. Discover the most favorable land loan rates today to fund any type of vacant land or land with construction in KS.

Land loans and assessing land value

Avoiding unnecessary inquiries will help maintain your credit score. Secure pre-approval for your land loan without needing to provide your social security number or sensitive financial information.

Construction loans and blanket loans are key components of financing vacant land; you might qualify for 100% LTV (Loan to Value) by pledging additional property as security (blanket loan).

Is hard money lending available nearby?

Connecting with a private investor through a local hard money broker significantly enhances your chances of securing a loan. Land loans in Kansas-City, KS are often best managed by local lenders familiar with the area. A short distance between the hard money investor and the property generally increases the approval odds and speeds up the funding process.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 66101, 66102, 66103, 66104, 66105, 66106, 66109, 66115, 66112, 66111, 66118, 66110, 66117, 66119, 66160.



  • RFS Funding
  • 8001 Conser, Suite 210, Overland Park, KS, 66204
  • Lends in Kansas
  • Business owners no longer have to rely on traditional banks for finding business capital. From lines of credit, RE investor loans, equipment or invoice financing, we offer a variety of financing solutions at competitive interest rates and terms. We work one-on-one with our clients to help align them with the funding programs that best meet their ne

  • Capitol Federal Savings Bank
  • 8781 N. Ambassador Drive, Kansas City, MO, 64154
  • Lends in Kansas
  • For more than 125 years, Capitol Federal® has implemented our True Blue® philosophy of Safety in Savings, Sound Lending Policies, Quality Customer Service and Commitment to Community. These traditions have created the values we honor today, and will help shape our tomorrow.

    CapFed® employees are True Blue and take pride in their work

  • Metropolitan Mortgage Corporation
  • 7381 West 133rd Street #200, Overland Park, KS, 66213
  • Lends in Kansas
  • Welcome to Metropolitan Mortgage Corporation, your trusted mortgage lender serving Overland Park, KS, and surrounding areas. Our portfolio of loan products includes Conventional, Jumbo, FHA, VA, USDA, and renovation loans, ensuring that we have the perfect financing solution for every situation. With a commitment to customer satisfaction, we have p

  • First State Bank and Trust
  • 609 Vermont Street, Lawrence, KS, 66044
  • Lends in Kansas
  • First State Bank & Trust is an independent financial institution headquartered in Tonganoxie, Kansas. Our Bank has a long history of community service since our original charter in 1934 and that continues today in our locations in Tonganoxie, Basehor, Kansas City, Lawrence, and Perry, Kansas.

  • Mid America Bank
  • 802 Ames St., Baldwin City, KS, 66006
  • Lends in Kansas
  • Mid America Bank is a locally-owned community bank committed to providing our customers great banking services, with a particularly heavy emphasis on residential real estate lending. We take pride in offering local underwriting and local servicing. We think this sets us apart and is what makes us the leading real estate lender in our market.

  • Azura Credit Union
  • 2808 SW Arrowhead Road, Topeka, KS, 66614
  • Lends in Kansas
  • Azura Credit Union was formed when Educational Credit Union and Quest Credit Union merged on May 1, 2016. Azura has over 50, 000 members and offers everything from checking and savings, to auto, personal and home loans, business services and online and mobile banking. Credit Union was formed when Educational Credit Union.

  • Community National Bank KS
  • 210 Main Street, Seneca, KS, 66538
  • Lends in Kansas
  • Community National Bank was founded in 1984 by a group of individuals in Nemaha County, Kansas on a philosophy of diverse local ownership with decisions made on a local level. Our strategy is to offer a wide array of financial services, while being an integral part of the local communities we serve.

  • Oakstar Bank
  • 1020 E Battlefield, Springfield, MO, 65807
  • Lends in Kansas
  • OakStar has an engaging, inviting environment that feels less like banking and more like catching up with old friends. All of our guests are encouraged to enjoy a cup of coffee (the good stuff, we promise), a freshly baked cookie, and the opportunity to unwind. We believe that the community is at its best when its citizens thrive.

  • New Century Bank
  • 1211 28th Street, Belleville, KS, 66935
  • Lends in Kansas
  • New Century Bank, Belleville and Manhattan Kansas was chartered in 1905 as a community bank in the small town of Munden Kansas in Republic County and moved to Belleville in 2005. A century later in 2015 we expanded banking operations to Manhattan Kansas, complete personal and business banking services.

  • Planet Cheapskate Home Loans
  • 1029 W Douglas Suite #202, Wichita, KS, 67213
  • Lends in Kansas
  • My passion is educating & guiding families through the home loan process. I am driven to find the best financing opportunity for every home buyer. I do this by making banks compete to give us their very best offer. Growing up in Peck KS the old-school values of hard work and honesty were instilled in me from a very young age. I use these same princ