Lenders using AI on vacant land in Madisonville, KY 2025!

Browse and compare offerings from 232 land loan lenders available in Madisonville, KY.

The average cost of an acre of land in KY is $25,098. The loan-to-value ratio (LTV) for undeveloped land ranges from 16.35% to 50.27%, whereas for developed land in KYName, the estimated LTV lies between 36.08% and 75.14%.

The authentic value and LTV of any land are influenced by its location, size, topography, zoning, and any entitlements it possesses.

Learn about your land loan options and explore the rates by reaching out to the leading land loan provider in Madisonville, KY.

Compare offers from 100 lenders

Unveil the Potential of the Land Loan Calculator

Utilizing Lendersa® AI technology, your loan request is promptly paired with an array of direct hard money lenders, addressing all your financial needs. Discover the best land loan rates today, perfect for financing any vacant land or property with ongoing construction in KY.

Linking Land Loans to Value

Avoid unnecessary inquiries to protect your credit score. You can secure preapproval for your land loan without needing to submit your social security number or any sensitive financial data.

Within vacant land lending, construction and blanket loans play crucial roles. You might qualify for 100% LTV financing by using additional property as security (blanket loan).

Is Hard Money Lending Accessible Locally?

Finding a private investor through a nearby hard money broker significantly enhances the likelihood of securing a loan. Land loans in Madisonville, KY are typically best arranged by local lenders familiar with the area. Minimizing the distance between the investor and the property improves loan approval chances and accelerates the funding process.

Use the Lendersa® land loan calculator to find vacant land loan lenders serving the zip codes 42431.



  • Criton Capital, LLC
  • 601 N. Federal Highway, Suite 301-20, Hallandale Beach, FL, 33071
  • Short Term Bridge Loans for Commercial and Investment Grade Properties. • No deep dive underwriting • $500,000+ loan sizes preferred • 12-36 month terms • Most commercial RE assets accepted; special use case-by-case • No rural or vast land properties • No junk fees • Quick close • Broker friendly
  • TPN Lending
  • 1314 east Las Olas Boulevard, Fort Lauderdale, FL, 33301
  • Empowered Real Estate Investment by TPN Lending TPN Lending revolutionizes real estate financing with lightning-fast funding solutions tailored for investors. Whether flipping, rehabbing, or expanding rental portfolios, TPN offers up to 90% LTC and 80% LTV, appraisal not needed on all deals, ensuring swift closings in as little as 3 days. Embrac
  • Atlas Financial Group
  • 990 los olas blvd, Fort Lauderdale, FL, 33301
  • We can close as soon as 5 - 10 days depending on the deal. The Atlas Group's mission is to make the overall process of applying and receiving loans for real estate investors quicker and more reliable by focusing on real estate, technology and superior customer service. Proven to be the most reliable National lender for Fix and Flip and 30 Year Inve
  • Phoenix Funded
  • 4466 Ficus Street, Hollywood, FL, 33021
  • Your One Stop Funding Solution – Real Estate, Commercial & Business Funding Nationwide! Phoenix Funded provides real estate investors, commercial property buyers, and business owners with tailored financing solutions nationwide. Whether you're funding a Fix & Flip, Rental, New Construction, Commercial Acquisition, or Business Expansion, we offer
  • The Mortgage Calculator
  • 2125 Biscayne Blvd, Suite 220, Miami, FL, 33137
  • The Mortgage Calculator is a licensed Mortgage Lender specializing in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote t
  • Lambda Funding
  • 66 West Flagler Street – Suite 900, Miami, FL, 33130
  • QUICK APPROVALS. AGGRESSIVE RATES. FAST CLOSINGS. Lambda Funding was founded by investors, for investors. We are experts at recognizing your needs and helping you scale your business through both private and hard money options. Our programs offer our investors the flexibility to support and grow any investment strategy.
  • GoKapital
  • 2150 Coral Way, Suite 1, Miami, FL, 33145
  • GoKapital was formed in 2013 to address one of the biggest obstacles facing small and medium-sized companies – finding the necessary capital to grow and maintain their business. With a majority of banks cutting back on lending and imposing tougher requirements, running a business has become unnecessarily more difficult.
  • GoKapital
  • 2150 Coral Way, Suite 1, Miami, FL, 33145
  • GoKapital provides a variety of real estate financing programs in all 50 states, including: hard money fix and flip loans (up to 100% of rehab funds), 30 year rental investment property loans, commercial mortgages, with closings in 2-4 weeks and minimal paperwork. Our LTVs range from 60% to 85% with terms from 1 to 30 years. We issue pre-approvals
  • GoKapital Mortgage
  • 2150 Coral Way Suite 1A, Miami, FL, 33145
  • GoKapital, Inc. offers business loans and real estate financing to entrepreneurs and investors nationwide. Whether you're looking for working capital to expand your business, purchase equipment, or hire more employees, we can help. We offer 24 hour loan approvals, a quick funding process, and work with all business types.