Land loan lenders for Central, LA AI 2026!

Review and compare offerings from 270 land loan lenders serving Central, LA.

The average price of an acre of land in LA is $43,588. The loan-to-value ratio (LTV) for undeveloped land ranges from 17.35% to 61.51%, whereas for land already developed in LAName, the estimated LTV is between 36.87% and 75.99%.

The true value and loan LTV of any land depend on its location, size, topography, zoning, and any entitlements that have been applied.

To find out about your land loan options and rates, contact the leading land loan provider in Central, LA.

Compare offers from 100 different lenders

Discover the Magic of the Land Loan Calculator

Lendersa® AI technology instantly matches your loan requests with hundreds of direct hard money lenders to fulfill all your borrowing needs. Discover the best land loan rates today to finance any vacant land or land including construction in LA.

The Relationship Between Land Loans and Value

Minimize unnecessary inquiries to protect your credit score. You can secure preapproval for your land loan without needing to disclose your social security number or sensitive financial information.

Construction loans and blanket loans are essential in vacant land lending; you could qualify for 100% LTV financing if you agree to pledge additional property as collateral (blanket loan).

Are Hard Money Lending Options Nearby?

By finding a private investor through a local hard money broker, you significantly boost your chances of obtaining a loan. Land loans in Central, LA are most effectively handled by local lenders familiar with the locality. A close distance between the investor and the property improves loan approval chances and expedites the funding process.

Use the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 70770, 70791, 70714, 70739, 70819, 70818.



  • Bank of Zachary
  • 4743 Main Street, Zachary, LA, 70791
  • Lends in Louisiana
  • Founded in 1904, the Bank of Zachary is the oldest chartered bank in East Baton Rouge Parish with a rich history of superior service to its customers. The main office of the Bank of Zachary has always been on Main Street, though in three different locations. The original office of the Bank, is a half-block west of the Lee Street intersection.

  • BR Fire Department Federal Credit Union
  • 11123 Boardwalk Drive, Baton Rouge, LA, 70816
  • Lends in Louisiana
  • The Baton Rouge Fire Department Federal Credit Union has been serving our local area since 1936. We are a non-profit financial institution, which is owned and operated by its members. We provide our members low-interest loans and convenient savings plans. Our Vision is to become the preferred financial institution for all fire department employees.

  • BRECO Federal Credit Union.
  • 1850 South Sherwood Forest Boulevard, Baton Rouge, LA, 70816
  • Lends in Louisiana
  • At BRECO, we take our mission seriously to assist our member-owners build and secure their financial success. Being a not-for-profit, we return earnings back to members in the form of better interest rates, reduced or no fees and quality personal service; all because our focus is on serving our members and not on making profits.

  • Louisiana USA Federal Credit Union
  • 10289 Airline Highway, Baton Rouge, LA, 70816
  • Lends in Louisiana
  • With 75 years of service, we are truly committed to providing quality financial products & services. Our professional staff with decades of combined experience aims to make the banking process as enjoyable as possible. LAUSA members have access to a full range of valuable benefits & services designed to make the banking experience.

  • Bayou Federal Credit Union
  • 5880 Florida Boulevard, Baton Rouge, LA, 70806
  • Lends in Louisiana
  • Bayou Federal Credit Union has been open since 1954. The credit union has assets totaling $81.18 Million and provides banking services to more than 8, 000 members.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.

  • Campus Federal Credit Union
  • 9555 Antioch Road, Suite A, Baton Rouge, LA, 70817
  • Lends in Louisiana
  • Formed in 1934 by seven employees of Louisiana State University, Campus Federal now serves over 59, 000 individuals and business members. The common bond between Campus Federal and LSU remains strong, along with the strong relationships we've developed with our additional select employee groups and business members.

  • Neighbors Federal Credit Union
  • 12529 Perkins Road, Baton Rouge, LA, 70810
  • Lends in Louisiana
  • Neighbors Federal Credit Union is a not-for-profit financial cooperative operating as an association dedicated to "people helping people."​ A handful of educators started Baton Rouge Teachers in 1954 with a shoe box, a couple hundred dollars and the goal of making financial services available to school system employees in our area.

  • Guaranty Bank and Trust Company LA
  • 175 New Roads Street, New Roads, LA, 70760
  • Lends in Louisiana
  • Guaranty Bank and Trust Company is a professional team of friendly, experienced and dedicated employees committed to providing the best personalized financial services and community leadership to the people of the parishes we serve. We provide value to our shareholders, customers, employees, and communities by exceeding expectations.

  • Ascension Credit Union
  • 2430 S Burnside Avenue, Gonzales, LA, 70737
  • Lends in Louisiana
  • Ascension Credit Union, a not-for-profit, full-service financial institution, is Ascension Parish’s only Community Financial Institution dedicated to serving Ascension Parish Residents! Structured as a financial cooperative, the credit union is owned and operated entirely by its membership - by the people of Ascension Parish.

  • Bank of St. Francisville
  • 5700 Commerce Street, Saint Francisville, LA, 70775
  • Lends in Louisiana
  • Bank of St. Francisville was chartered in 1978 by a simple handwritten letter and soon opened an office out of a small trailer. After only a year, the bank moved into a historic brick building on Commerce Street that still serves as our home today.

    From the moment our doors first opened, we’ve been committed to serving each

  • Wymar Federal Credit Union
  • 37269 Hwy 30, Geismar, LA, 70734
  • Lends in Louisiana
  • Wymar Federal Credit Union is a member-owned financial institution, offering a wide range of financial services to our member-owners at the best possible prices, lowest rates and highest level of service. Our field of membership consists of BASF employees and their immediate families. We look at our members as much more than that, they are family.

  • Anthem Bank & Trust
  • 23910 Railroad Avenue, Plaquemine, LA, 70764
  • Lends in Louisiana
  • While we operate based on a community-banking model, our top-level experience plays an important role in how we treat our local-level customers. Regardless of account size or income, we aim to provide sophisticated banking service at Anthem Bank & Trust that's streamlined, backed by experience and demonstrates a proven ability to solve problems.