Land loan lenders for Lafayette, LA AI 2026!

Review and compare options from 290 land loan lenders available in Lafayette, LA.

The average cost of an acre of land in LA is $39,197. The loan-to-value ratio (LTV) for undeveloped land falls between 17.11% and 58.84%, while the estimated LTV for developed land in LAName ranges from 36.68% to 75.79%.

The real value and LTV of any land depend on its location, dimensions, topography, zoning, and any existing entitlements.

Discover your land loan options and inquire about rates by contacting the leading land loan provider in Lafayette, LA.

Compare loan offers from 100 lenders

The Magic of the Land Loan Calculator

With Lendersa® AI technology, your loan request is seamlessly matched with hundreds of direct hard money lenders to meet your funding needs. Discover optimal land loan rates today to finance any type of vacant land or construction project in LA.

The Relationship Between Land Loans and Value

Reducing unnecessary inquiries is crucial for protecting your credit score. Obtain preapproval for a land loan without needing to provide your social security number or sensitive financial information.

Construction and blanket loans are fundamental to vacant land lending. You may qualify for 100% LTV financing if you agree to use additional property as collateral (blanket loan).

Is Hard Money Lending Available Locally?

Finding a private investor through a local hard money broker significantly boosts your chances of loan approval. Land loans in Lafayette, LA are best handled by local lenders who are knowledgeable about the area. Keeping the investor close to the property improves loan approval odds and expedites funding.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders within the zip codes 70508.



Lafayette Land Loan Lenders

  • Investar Bank
  • 4004 Ambassador Caffery Pkwy, Lafayette, LA, 70503
  • Lends in Louisiana
  • Headquartered in Baton Rouge, Investar Bank is a full-service community bank that offers a superior level of products and services to individuals, professionals and small, medium and large businesses. This includes specialty accounts, bill paying services, cash management, electronic transactions and a wide variety of loan services.

  • 705 Federal Credit Union
  • 1455 West Willow Street, Lafayette, LA, 70506
  • Lends in Louisiana
  • 705 Federal Credit Union is opend since 1968. 705 Federal Credit Union is a not-for-profit financial institution. The credit union gives profit made back to those who belong through lower interest rates on loans, fewer fees, and higher dividends on savings accounts. Our members are made up of employees of various businesses within the Acadiana.

  • University of Louisiana Federal Credit Union
  • 805 Bertrand Drive, Lafayette, LA, 70506
  • Lends in Louisiana
  • Chartered in September 1958 University of Louisiana Federal Credit Union was formed by ten employees of Southwestern Louisiana Institute. These employees wanted to create a source of credit for members by pooling their savings to make loans at a low interest rate as well as offer other financial services for the economic well-being of members.

  • Rayne Building & Loan Association
  • 200 North Adams Avenue, Rayne, LA, 70578
  • Lends in Louisiana
  • Rayne Building and Loan Association’s mission is to provide personalized banking solutions for every stage of life with ongoing customer satisfaction in a range of products and services. RBL's focus on supporting the development of homes, communities and neighborhoods has been engrained in our culture since the beginning.

  • Basile State Bank
  • 3031 Stagg Ave, Basile, LA, 70515
  • Lends in Louisiana
  • At Basile State Bank we pride ourselves on offering one-on-one personal service, strong financial expertise, products and services which are suited to the needs of our customers, and a commitment to reinvest in the local economy. These are just a few of the reasons for banking with your hometown bank. Bottom line, we are strong enough to serve you.

  • Anthem Bank & Trust
  • 23910 Railroad Avenue, Plaquemine, LA, 70764
  • Lends in Louisiana
  • While we operate based on a community-banking model, our top-level experience plays an important role in how we treat our local-level customers. Regardless of account size or income, we aim to provide sophisticated banking service at Anthem Bank & Trust that's streamlined, backed by experience and demonstrates a proven ability to solve problems.

  • Guaranty Bank and Trust Company LA
  • 175 New Roads Street, New Roads, LA, 70760
  • Lends in Louisiana
  • Guaranty Bank and Trust Company is a professional team of friendly, experienced and dedicated employees committed to providing the best personalized financial services and community leadership to the people of the parishes we serve. We provide value to our shareholders, customers, employees, and communities by exceeding expectations.

  • The Bank Of Commerce
  • 32460 Bowie Street, White Castle, LA, 70788
  • Lends in Louisiana
  • The Bank of Commerce was chartered in 1927 to serve the community needs of The Town of White Castle.
    The philosophy of the Bank since it began has been to approve every loan that would benefit the individual, the community, and the bank. This statement is the embodiment of this philosophy and a reaffirmation of our goal to continue to do so.

  • Patterson State Bank
  • 1130 Highway 90 West, Patterson, LA, 70392
  • Lends in Louisiana
  • Patterson State Bank was founded in 1925 by Harry Williams and E. F. Marin. Together they had a great vision for their community; a bank for their city to call its own. At that time, the larger banks in New Orleans were not responsive to the needs of families and business owners in

  • Bayou Federal Credit Union
  • 5880 Florida Boulevard, Baton Rouge, LA, 70806
  • Lends in Louisiana
  • Bayou Federal Credit Union has been open since 1954. The credit union has assets totaling $81.18 Million and provides banking services to more than 8, 000 members.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.